debtor

简明释义

英[ˈdetə(r)]美[ˈdetər]

n. 债务人，借方

复 数 d e b t o r s

英英释义

单词用法

同义词

反义词

例句

1.Italy's current debt load is around 1.8 trillion euros, making it the fourth-highest public debtor in the world.

意大利目前债务负担约为1.8万亿欧元，是全球第四大公债负债国。

2.All four of the debtor countries in the chart enjoyed housing booms.

在图表中的四个债务国都享受了房地产繁荣。

3.But there is a second definition of forgiveness -to relinquish resentment against the debtor. This is harder to understand.

但是还有第二种关于宽恕的定义：放弃对债务人的愤恨，这点更难于理解。

4.For I testify again to every man that is circumcised, that he is a debtor to do the whole law.

我再指着凡受割礼的人确实的说，他是欠着行全律法的债。

5.In other words, America is savings-starved, a net-debtor nation, and the rest of the world is financing her.

换言之，美国成为了一个储蓄不足、不折不扣地债务国，而世界上剩下的国家正为其提供财务支持。

6.Slowly but surely, however, bankruptcy law has changed in favour of the corporate debtor.

不过，可以肯定破产法正缓慢地朝有利于公司债务人的方向变化。

7.America, the world's biggest debtor, is going to save more and borrow less.

作为全球最大的债务国，美国将增加储蓄、减少借贷。

8.The debtor 债务人 filed for bankruptcy to eliminate their debts.

该债务人 debtor申请破产以消除其债务。

9.As a debtor 债务人, it is important to keep track of your financial obligations.

作为一个债务人 debtor，重要的是要跟踪你的财务义务。

10.If a debtor 债务人 fails to pay, the creditor may take legal action.

如果债务人 debtor未能付款，债权人可能会采取法律行动。

11.The court ruled in favor of the debtor 债务人 who claimed they were misled by the creditor.

法院裁定支持该债务人 debtor，他声称自己受到债权人的误导。

12.The bank sent a notice to the debtor 债务人 reminding them of their overdue payment.

银行向这位债务人 debtor发送了催款通知，提醒他们逾期未付款。

作文

In today's world, the concept of a debtor (债务人) has become increasingly relevant as personal and corporate finances are often intertwined. A debtor is an individual or entity that owes money to another party, typically referred to as a creditor. Understanding the role of a debtor in the financial ecosystem is essential for both individuals and businesses. Firstly, it is important to recognize that being a debtor is not inherently negative. Many people take on debt as a means to achieve their goals, such as purchasing a home, financing education, or starting a business. For instance, when someone takes out a mortgage to buy a house, they become a debtor to the bank that provided the loan. This relationship can be beneficial, as it allows individuals to invest in assets that can appreciate over time. However, the responsibilities that come with being a debtor should not be overlooked. It is crucial for debtors to manage their finances wisely to avoid falling into a cycle of debt. Mismanagement can lead to severe consequences, including damaged credit ratings, increased interest rates, and even bankruptcy. Therefore, understanding one’s financial situation and the terms of any loans taken is vital for any debtor. Moreover, the role of a debtor extends beyond individual finances; it also plays a significant part in the economy. When businesses take on debt to expand operations or invest in new products, they become debtors as well. This borrowing can stimulate economic growth, creating jobs and increasing consumer spending. However, if too many businesses fail to manage their debts responsibly, it can lead to widespread financial instability.The relationship between a debtor and a creditor is governed by legal agreements, which outline the terms of repayment, interest rates, and the consequences of defaulting on the loan. These agreements are designed to protect both parties involved. For the debtor, understanding these terms is crucial to ensure they do not overextend themselves financially. For creditors, assessing the risk of lending to a debtor is essential to minimize potential losses.Additionally, the rise of digital finance has transformed the landscape for debtors. Online lending platforms have made it easier for individuals to access credit, but this convenience comes with its own set of challenges. Many debtors may find themselves taking on more debt than they can handle due to the ease of borrowing online. As a result, financial literacy has become increasingly important, equipping debtors with the knowledge needed to make informed decisions about their borrowing.In conclusion, the term debtor (债务人) encompasses a broad spectrum of individuals and entities engaged in borrowing money. While being a debtor can facilitate growth and opportunity, it also carries significant responsibilities. By understanding the implications of debt and managing finances wisely, debtors can navigate the complexities of borrowing and contribute positively to the economy. Financial education plays a crucial role in ensuring that debtors make informed choices and avoid the pitfalls associated with excessive debt.

在当今世界，debtor（债务人）这一概念变得越来越相关，因为个人和企业的财务往往是相互交织的。debtor是指欠另一方钱的个人或实体，通常称为债权人。理解debtor在金融生态系统中的角色对个人和企业都至关重要。首先，重要的是要认识到成为debtor并不一定是负面的。许多人为了实现目标而承担债务，比如购买房屋、融资教育或创业。例如，当某人申请房贷以购买房屋时，他们就成为了提供贷款的银行的debtor。这种关系可以是有益的，因为它使个人能够投资于可能随时间增值的资产。然而，作为debtor所承担的责任不容忽视。对于debtor来说，明智地管理财务至关重要，以避免陷入债务循环。错误的管理可能导致严重后果，包括信用评级受损、利率上升，甚至破产。因此，了解自己的财务状况以及所借贷款的条款对任何debtor来说都是至关重要的。此外，debtor的角色不仅限于个人财务；它在经济中也扮演着重要角色。当企业为扩展运营或投资新产品而借债时，它们也成为了debtor。这种借贷可以刺激经济增长，创造就业机会并增加消费者支出。然而，如果太多企业未能负责任地管理其债务，可能会导致广泛的金融不稳定。debtor与债权人之间的关系由法律协议来规范，这些协议概述了还款条款、利率以及违约的后果。这些协议旨在保护双方的利益。对于debtor来说，理解这些条款对确保他们不会在财务上过度扩张至关重要。对于债权人来说，评估向debtor放贷的风险对于最小化潜在损失至关重要。此外，数字金融的兴起改变了debtor的格局。在线借贷平台使个人更容易获得信贷，但这种便利也带来了自身的一系列挑战。许多debtor可能会因在线借贷的便利而承担超过自己承受能力的债务。因此，金融素养变得越来越重要，使debtor具备做出明智借贷决策所需的知识。总之，debtor（债务人）一词涵盖了一系列参与借款的个人和实体。虽然成为debtor可以促进增长和机会，但它也伴随着重大责任。通过理解债务的含义并明智地管理财务，debtor可以驾驭借贷的复杂性，并对经济产生积极贡献。金融教育在确保debtor做出明智选择并避免与过度债务相关的陷阱方面发挥着至关重要的作用。