contingent reserve

简明释义

意外准备金;

英英释义

例句

1.The company set aside a contingent reserve to handle unexpected expenses during the project.

公司预留了一笔应急储备金以应对项目中的意外开支。

2.Investors were pleased to see that the fund maintained a healthy contingent reserve for market fluctuations.

投资者很高兴看到该基金为市场波动保持了健康的应急储备金。

3.In case of emergencies, the city has a contingent reserve allocated for disaster relief.

在紧急情况下，城市为灾后救助分配了应急储备金。

4.A contingent reserve can be crucial for startups facing unpredictable market conditions.

对于面临不可预测市场条件的初创企业来说，应急储备金至关重要。

5.The project manager recommended increasing the contingent reserve to mitigate risks associated with delays.

项目经理建议增加应急储备金以降低因延误而带来的风险。

作文

In the realm of finance and risk management, the term contingent reserve refers to a specific allocation of funds set aside to address unforeseen circumstances or potential liabilities. This financial strategy is essential for organizations that seek to maintain stability in the face of uncertainties. By establishing a contingent reserve (应急准备金), companies can ensure that they have the necessary resources to manage unexpected events without jeopardizing their operational integrity.The importance of a contingent reserve becomes particularly evident during economic downturns or unexpected crises. For instance, during the COVID-19 pandemic, many businesses faced sudden revenue declines and unanticipated expenses. Those that had previously allocated funds to a contingent reserve were better positioned to navigate these challenges. They could draw on these reserves to cover payroll, maintain operations, and even invest in new strategies to adapt to the changing market conditions.Moreover, a well-planned contingent reserve can enhance an organization's reputation among stakeholders. Investors, employees, and customers often feel more secure when they know that a company is prepared for potential risks. This preparedness can lead to increased trust and loyalty, which are crucial for long-term success. In contrast, organizations that neglect to establish such reserves may find themselves struggling to recover from setbacks, leading to a loss of confidence from stakeholders.From a budgeting perspective, creating a contingent reserve requires careful planning and analysis. Organizations must assess their potential risks and determine the appropriate amount to set aside. This process often involves collaboration between various departments, including finance, operations, and risk management. By working together, these teams can identify the most likely scenarios that could impact the organization and develop a comprehensive strategy to address them.In addition to financial implications, a contingent reserve also plays a critical role in project management. When undertaking large projects, teams often encounter unexpected challenges that can lead to delays or increased costs. By incorporating a contingent reserve into the project budget, managers can allocate funds for potential overruns or additional resources needed to complete the project successfully. This proactive approach not only mitigates risks but also enhances the likelihood of project success.Furthermore, the concept of a contingent reserve is not limited to financial contexts; it can also apply to personal finance and individual planning. Individuals can benefit from maintaining a contingent reserve (应急准备金) in their personal budgets, setting aside funds for emergencies such as medical expenses, job loss, or unexpected home repairs. This practice fosters financial resilience and peace of mind, allowing individuals to navigate life's uncertainties with greater confidence.In conclusion, the establishment of a contingent reserve is a vital component of effective financial planning and risk management. Whether for organizations or individuals, having a reserve fund helps to mitigate risks and ensures that resources are available when unexpected challenges arise. As we continue to navigate an unpredictable world, the significance of a contingent reserve will only grow, emphasizing the need for preparedness in all aspects of life.

在金融和风险管理领域，短语应急准备金指的是为应对不可预见的情况或潜在责任而专门分配的一笔资金。这种财务策略对于寻求在不确定性面前保持稳定的组织至关重要。通过建立应急准备金，公司可以确保在面对意外事件时拥有必要的资源，而不会危及其运营完整性。应急准备金的重要性在经济衰退或意外危机期间尤为明显。例如，在COVID-19大流行期间，许多企业面临突如其来的收入下降和意想不到的支出。那些之前为应急准备金分配资金的企业更能顺利应对这些挑战。他们能够动用这些准备金来支付工资、维持运营，甚至投资于新的策略，以适应不断变化的市场条件。此外，合理规划的应急准备金可以增强组织在利益相关者中的声誉。当投资者、员工和客户知道一家公司为潜在风险做好准备时，往往会感到更加安全。这种准备工作可以带来更高的信任和忠诚度，这对长期成功至关重要。相反，那些忽视建立此类准备金的组织可能会发现自己在挫折中挣扎，从而导致利益相关者信心的丧失。从预算的角度来看，创建应急准备金需要仔细的规划和分析。组织必须评估其潜在风险，并确定适当的储备金额。这个过程通常涉及多个部门的协作，包括财务、运营和风险管理。通过共同努力，这些团队可以识别最可能影响组织的场景，并制定全面的应对策略。除了财务影响外，应急准备金在项目管理中也发挥着关键作用。在进行大型项目时，团队经常会遇到意想不到的挑战，这可能导致延误或增加成本。通过在项目预算中纳入应急准备金，管理者可以为潜在超支或完成项目所需的额外资源分配资金。这种主动的做法不仅降低了风险，还增强了项目成功的可能性。此外，应急准备金的概念不仅限于财务背景；它也适用于个人财务和个人规划。个人在个人预算中维护应急准备金（应急准备金）同样受益，储备资金以应对紧急情况，例如医疗费用、失业或意外的房屋维修。这种做法促进了财务韧性和内心安宁，使个人能够更自信地应对生活中的不确定性。总之，建立应急准备金是有效财务规划和风险管理的重要组成部分。无论是针对组织还是个人，拥有一笔准备金有助于降低风险，并确保在意外挑战出现时有资源可用。随着我们继续在一个不可预测的世界中航行，应急准备金的重要性只会增加，强调了在生活各个方面做好准备的必要性。