amortizing

简明释义

英[əˈmɔr təˌzaɪŋ]美[əˈmɔr təˌzaɪŋ]

[会计] 分期偿还

分期付款

英英释义

单词用法

同义词

反义词

例句

1.The straight-line method normally is used for amortizing intangible assets.

摊销无形资产通常用直线折旧法。

2.There's little advantage to amortizing the loan, especially on a 30 or 40-year basis.

分期偿还这项贷款没有什么好处，尤其是按30或40年偿还。

3.With an interest-only structure in the first year and a fully amortizing second year, the loan payback schedule is designed to match the cash-flow profile of growth investments.

这种贷款第一年只偿还利息，第二年采用完全摊销的模式，其偿还时间的设置满足了成长型企业的现金流需求。

4.For an amortizing transaction, the amount will be listed in an amortization schedule.

为偿还交易，金额将列入一份摊销时间表。

5.Even better, you can run your program for a long, long time, ensuring that you trigger many garbage collections, more accurately amortizing the allocation and garbage collection cost.

更好一些的话，您可以长时间运行您的程序，这可以保证触发许多垃圾收集，从而更精确地分摊垃圾收集的成本。

6.Even better, you can run your program for a long, long time, ensuring that you trigger many garbage collections, more accurately amortizing the allocation and garbage collection cost.

更好一些的话，您可以长时间运行您的程序，这可以保证触发许多垃圾收集，从而更精确地分摊垃圾收集的成本。

7.The sweet flavor, grass flavor, green flavor have amortizing effect during back lactation on the falling of milk yield, but it had not significant difference(P>0.05).

甜味剂组、草香剂组和绿色剂组对试验奶牛的产奶量的降低相对对照组有一定的缓冲作用，但差异不显著（P>0.05）。

8.So Barro is simply wrong when he claims that although the stimulus boosts employment now, amortizing the stimulus must inevitably reduce employment at some point in the future.

于是巴罗就错误地宣称，尽管经济刺激现在拉动就业，随后的代价将会在未来最终减少就业人口。

9.A key benefit for investors of fixed-rate amortizing term loans is the clear and understandable structure of the scheduled payments.

分期偿还固定利率贷款对投资者的一大好处是可以明确地了解还款计划。

10.The accountant explained the benefits of amortizing 分期偿还 business loans.

会计师解释了amortizing 分期偿还商业贷款的好处。

11.Understanding the amortizing 摊销 schedule can help you budget better.

了解amortizing 摊销计划可以帮助你更好地制定预算。

12.For tax purposes, amortizing 摊销 intangible assets is crucial.

出于税务目的，amortizing 摊销无形资产至关重要。

13.The bank offers a loan with an option for amortizing 分期偿还 over 15 years.

这家银行提供一种贷款，选项是可以在15年内amortizing 分期偿还。

14.When you amortizing 分期偿还 your mortgage, you pay off the principal gradually.

当你amortizing 分期偿还你的抵押贷款时，你是逐渐偿还本金。

作文

In the world of finance, understanding various terms is crucial for making informed decisions. One such term is amortizing, which refers to the process of gradually paying off a debt over time through regular payments. This concept is particularly important when dealing with loans, mortgages, or any form of long-term financing. The essence of amortizing lies in breaking down a large sum into manageable parts, allowing borrowers to systematically reduce their debt while also covering interest costs. When a borrower takes out a loan, they typically agree to pay back the principal amount along with interest. The amortizing process involves creating a repayment schedule that outlines how much will be paid each month, including both principal and interest components. This method not only simplifies budgeting for the borrower but also ensures that the lender receives consistent payments throughout the life of the loan.For example, consider a mortgage of $300,000 with a fixed interest rate of 4% over 30 years. Using an amortizing schedule, the borrower would make monthly payments that cover a portion of the principal and the interest. In the early years of the mortgage, a larger percentage of the payment goes toward interest, while over time, more of the payment is applied to the principal. This gradual shift is a key feature of amortizing loans, allowing borrowers to build equity in their homes as they pay down the debt.The advantages of amortizing loans are numerous. First, they provide predictability; borrowers know exactly how much they need to pay each month, which aids in financial planning. Second, amortizing loans can help borrowers avoid the pitfalls of balloon payments, where a large sum is due at the end of the loan term. Instead, by spreading payments over time, borrowers can manage their finances more effectively.However, it is essential to understand that amortizing does not eliminate the total cost of borrowing. The interest paid over the life of the loan can be substantial, especially for long-term loans. Borrowers should always consider their options and shop around for the best interest rates and terms before committing to a loan.In conclusion, the concept of amortizing is fundamental in the realm of personal finance. It allows individuals to manage large debts in a structured manner, ensuring that payments are predictable and manageable. By understanding how amortizing works, borrowers can make better financial decisions and ultimately achieve their financial goals with greater ease. Whether it's a mortgage, car loan, or student loan, recognizing the implications of amortizing can lead to smarter borrowing and improved financial health.

在金融世界中，理解各种术语对于做出明智的决策至关重要。其中一个术语是amortizing，它指的是通过定期付款逐渐偿还债务的过程。这个概念在处理贷款、抵押贷款或任何形式的长期融资时尤为重要。amortizing的本质在于将一大笔款项分解为可管理的部分，使借款人能够系统地减少债务，同时覆盖利息成本。当借款人申请贷款时，他们通常同意偿还本金及其利息。amortizing过程涉及创建一个还款计划，概述每月支付的金额，包括本金和利息成分。这种方法不仅简化了借款人的预算，还确保贷方在贷款期间收到稳定的还款。例如，考虑一笔30年期、利率为4%的$300,000的抵押贷款。使用amortizing计划，借款人将进行每月付款，其中包含一部分本金和利息。在抵押贷款的早期阶段，付款中较大比例用于支付利息，而随着时间的推移，更多的付款将应用于本金。这种逐步转变是amortizing贷款的一个关键特征，使借款人在偿还债务的同时能够在他们的房产中积累权益。amortizing贷款的优点有很多。首先，它们提供了可预测性；借款人清楚每月需要支付的确切金额，这有助于财务规划。其次，amortizing贷款可以帮助借款人避免气球支付的陷阱，即在贷款期限结束时需要支付一大笔款项。相反，通过分散支付，借款人可以更有效地管理财务。然而，必须理解的是，amortizing并不会消除借款的总成本。在贷款的整个生命周期内支付的利息可能是相当可观的，特别是对于长期贷款。借款人应始终考虑自己的选择，并在承诺贷款之前寻找最佳的利率和条款。总之，amortizing的概念在个人金融领域中是基本的。它允许个人以结构化的方式管理大额债务，确保付款是可预测和可管理的。通过理解amortizing如何运作，借款人可以做出更好的财务决策，最终更轻松地实现他们的财务目标。无论是抵押贷款、汽车贷款还是学生贷款，认识到amortizing的影响可以导致更聪明的借贷和改善的财务健康。