spendable

简明释义

英[ˈspendəbl]美[ˈspendəbl]

adj. 可使用的；可花费的

英英释义

单词用法

同义词

反义词

例句

1.You will gain some rewards but the points are not spendable.

你能得到一些奖励，但是它们本身是不可花费的。

2.Spendable money is better off spent.

能用的钱最好还是用光。

3.Spendable earnings accrue on the gift annually.

这个捐献每年生可使用的利息所得。

4.You will gain some rewards but the points are not spendable.

你能得到一些奖励，但是它们本身是不可花费的。

5.He saved up enough spendable 可支配的 income to go on a vacation.

他攒够了足够的可支配的收入去度假。

6.The company offers a bonus that is entirely spendable 可支配的 on personal expenses.

公司提供的奖金完全是可支配的，可以用于个人开支。

7.After paying all the bills, I finally have some spendable 可支配的 cash left for entertainment.

支付完所有账单后，我终于有一些可支配的现金可以用于娱乐了。

8.The funds in your savings account are not immediately spendable 可支配的 until you withdraw them.

您储蓄账户中的资金在提取之前并不是立即可支配的。

9.She prefers to keep her spendable 可支配的 money in a separate account for easier access.

她喜欢把自己的可支配的钱放在一个单独的账户中，以便更方便使用。

作文

In today's fast-paced world, understanding the concept of money management is more crucial than ever. One fundamental aspect of this is recognizing what we can consider as spendable 可支配的 income. This term refers to the portion of an individual's income that is available for spending after all necessary expenses have been accounted for. It is essential to differentiate between spendable 可支配的 income and total income. While total income encompasses all earnings, including savings and investments, spendable 可支配的 income is what we actually have left over for discretionary spending.To illustrate this, imagine a person who earns $5,000 a month. After paying for rent, utilities, groceries, and other essential expenses, they find that they have $2,000 remaining. This $2,000 is their spendable 可支配的 income, which they can use for entertainment, dining out, or saving for a vacation. Understanding how much of their income is spendable 可支配的 allows individuals to make informed decisions about their financial priorities.Moreover, the concept of spendable 可支配的 income is not static; it can fluctuate based on various factors such as changes in salary, unexpected expenses, or shifts in lifestyle. For instance, if our hypothetical individual receives a raise, their total income increases, but if their rent also goes up, their spendable 可支配的 income may not change significantly. This interplay highlights the importance of budgeting and planning.Effective budgeting involves tracking both fixed and variable expenses to understand how much of our income remains spendable 可支配的. By categorizing expenditures, individuals can identify areas where they might cut back and increase their spendable 可支配的 income. For example, if someone realizes they are spending a significant amount on coffee each week, they might decide to brew their own at home, freeing up more funds for other activities.Another critical aspect of spendable 可支配的 income is the role of savings. It is often recommended that individuals allocate a portion of their spendable 可支配的 income towards savings or investments. This practice not only prepares one for future expenses but also contributes to long-term financial stability. For instance, setting aside $500 from the spendable 可支配的 income for an emergency fund can provide peace of mind and security.In conclusion, grasping the meaning and implications of spendable 可支配的 income is vital for effective financial management. It empowers individuals to make conscious choices about their spending, saving, and investing. By being aware of how much of their income is spendable 可支配的, people can lead more financially responsible lives, ensuring they not only enjoy their present but also secure their future. As we navigate through life's financial challenges, let us remember the importance of managing our spendable 可支配的 income wisely.

在当今快节奏的世界中，理解财务管理的概念比以往任何时候都更加重要。一个基本方面是认识到我们可以视为spendable 可支配的收入的部分。这个术语指的是个人收入在扣除所有必要开支后可用于消费的部分。区分spendable 可支配的收入和总收入至关重要。虽然总收入包括所有收入，包括储蓄和投资，但spendable 可支配的收入是我们实际剩余的可供自由支配的部分。为了说明这一点，想象一个每月收入5000美元的人。在支付房租、水电费、杂货和其他必要开支后，他们发现自己还有2000美元剩余。这2000美元就是他们的spendable 可支配的收入，可以用来娱乐、外出就餐或存钱度假。了解自己的收入有多少是spendable 可支配的使个人能够对财务优先事项做出明智的决策。此外，spendable 可支配的收入的概念并不是静态的；它会根据各种因素而波动，例如薪水变化、意外开支或生活方式的变化。例如，如果我们的假设个体获得了加薪，他们的总收入增加，但如果他们的房租也上涨，他们的spendable 可支配的收入可能不会显著变化。这种相互作用突显了预算和规划的重要性。有效的预算涉及跟踪固定和可变开支，以了解我们的收入中有多少是spendable 可支配的。通过对支出进行分类，个人可以识别出可以削减的领域，从而增加他们的spendable 可支配的收入。例如，如果某人意识到他们每周在咖啡上的支出很高，他们可能决定在家自制咖啡，从而腾出更多资金用于其他活动。spendable 可支配的收入的另一个关键方面是储蓄的角色。通常建议个人将一部分spendable 可支配的收入分配给储蓄或投资。这种做法不仅为未来的开支做好准备，还能促进长期的财务稳定。例如，从spendable 可支配的收入中划拨500美元用于紧急基金可以提供安心和安全感。总之，掌握spendable 可支配的收入的含义及其影响对于有效的财务管理至关重要。它使个人能够对自己的消费、储蓄和投资做出有意识的选择。通过了解自己的收入中有多少是spendable 可支配的，人们可以过上更负责任的财务生活，确保他们不仅享受现在，还能保障未来。当我们在生活的财务挑战中前行时，让我们记住明智管理我们的spendable 可支配的收入的重要性。