borrowers

简明释义

英[ˈbɒr.əʊ.əz]美[ˈbɔr.ɚz]

n. [金融]借款人（borrower 的复数）；剽窃者

英英释义

单词用法

同义词

反义词

例句

1.But for modern borrowers it has new advantages.

但是，对于现在的当户来说，它有很多新优势。

2.The bank scrambles all that money together, jumbles it all up and lends it out to hundreds and thousands of borrowers.

该银行把那些钱集中凑在一起，然后贷给成千上万的借款人。

3.In addition, worthy borrowers are denied loans.

另外，相称的借款者被拒贷。

4.Some borrowers have scaled back or shelved planned borrowing.

一些借款人已经相应缩减或搁置借款计划。

5.Borrowers could no longer get credit.

借款者不再能够获得信贷。

6.Nor is the damage confined to the original borrowers.

损害也不仅限于原来最初的借款人。

7.The rates paid by borrowers are higher, but not by much.

虽然贷款利率相对较高，但也高不了多少。

8.Around a quarter of borrowers are now in negative equity.

大约四分之一的借款人目前属于资不抵债的状态。

9.Responsible lending practices ensure that borrowers can repay their loans.

负责任的贷款实践确保借款人能够偿还他们的贷款。

10.Many first-time home borrowers need guidance through the mortgage process.

许多首次购房的借款人在抵押贷款过程中需要指导。

11.Many banks offer lower interest rates to attract new borrowers.

许多银行提供较低的利率以吸引新的借款人。

12.The government has introduced programs to help borrowers with student loans.

政府推出了帮助学生贷款借款人的项目。

13.Credit scores play a crucial role in determining the eligibility of borrowers.

信用评分在决定借款人的资格方面起着至关重要的作用。

作文

In today's economy, the role of borrowers (借款人) is more significant than ever. As financial institutions continue to evolve, understanding the dynamics between lenders and borrowers (借款人) becomes crucial for both parties. The relationship is often built on trust, creditworthiness, and the ability to repay debts. Borrowers (借款人) come from various backgrounds, each with unique financial needs and goals. Some may seek loans for purchasing a home, while others might require funds to start a business or pay for education. One of the primary responsibilities of borrowers (借款人) is to maintain a good credit score. This score is a numerical representation of a person's creditworthiness, which lenders use to assess the risk of lending money. A higher credit score typically leads to lower interest rates and better loan terms. Therefore, it is essential for borrowers (借款人) to manage their finances wisely, making timely payments and avoiding excessive debt. The process of borrowing money can be daunting for many borrowers (借款人). They must navigate through various options, such as personal loans, mortgages, and student loans, each with its own set of requirements and implications. It is vital for borrowers (借款人) to conduct thorough research and understand the terms of any loan they consider. This includes knowing the interest rates, repayment periods, and any potential fees associated with the loan. Moreover, borrowers (借款人) should be aware of their rights and responsibilities. In many countries, there are laws in place to protect borrowers (借款人) from predatory lending practices. Understanding these protections can empower borrowers (借款人) to make informed decisions and advocate for themselves if they encounter unfair treatment. Another critical aspect of being a responsible borrowers (借款人) is having a clear repayment plan. Before taking out a loan, borrowers (借款人) should assess their financial situation and determine how much they can afford to borrow without jeopardizing their financial stability. Creating a budget that includes loan repayments can help borrowers (借款人) stay on track and avoid falling into debt traps. In conclusion, the journey of borrowers (借款人) is filled with challenges and opportunities. By understanding their rights, responsibilities, and the importance of financial literacy, borrowers (借款人) can navigate the lending landscape more effectively. Ultimately, being a well-informed borrowers (借款人) not only benefits individuals but also contributes to a healthier economy. As we move forward, it is essential for both lenders and borrowers (借款人) to foster a relationship built on mutual respect and understanding, ensuring that everyone can achieve their financial goals.

在今天的经济中，借款人 (borrowers) 的角色比以往任何时候都更加重要。随着金融机构的不断发展，理解贷方与借款人 (borrowers) 之间的动态关系对双方都至关重要。这种关系通常建立在信任、信用worthiness 和偿还债务的能力之上。借款人 (borrowers) 来自不同的背景，每个人都有独特的财务需求和目标。有些人可能寻求贷款来购买房屋，而其他人则可能需要资金来创业或支付教育费用。借款人 (borrowers) 的主要责任之一是保持良好的信用评分。这个评分是一个人信用worthiness 的数值表示，贷方用它来评估借款的风险。更高的信用评分通常会导致更低的利率和更好的贷款条款。因此，借款人 (borrowers) 明智地管理自己的财务，按时付款并避免过度债务是至关重要的。借款的过程对许多借款人 (borrowers) 来说可能是令人生畏的。他们必须在个人贷款、抵押贷款和学生贷款等各种选项中进行导航，每种选项都有其自身的要求和影响。借款人 (borrowers) 进行彻底研究并理解他们考虑的任何贷款条款是至关重要的。这包括了解利率、还款期限以及与贷款相关的任何潜在费用。此外，借款人 (borrowers) 应该了解他们的权利和责任。在许多国家，法律保护借款人 (borrowers) 免受掠夺性贷款行为的侵害。了解这些保护措施可以使借款人 (borrowers) 更有能力做出明智的决定，并在遭遇不公平对待时为自己辩护。作为负责任的借款人 (borrowers) 的另一个关键方面是拥有清晰的还款计划。在申请贷款之前，借款人 (borrowers) 应该评估自己的财务状况，并确定他们可以在不危及财务稳定的情况下借多少钱。制定包括贷款还款的预算可以帮助借款人 (borrowers) 保持正轨，避免陷入债务陷阱。总之，借款人 (borrowers) 的旅程充满了挑战和机遇。通过了解他们的权利、责任和财务素养的重要性，借款人 (borrowers) 可以更有效地驾驭借贷环境。最终，成为一个知识渊博的借款人 (borrowers) 不仅有利于个人，还有助于更健康的经济。随着我们向前发展，贷方与借款人 (borrowers) 之间建立基于相互尊重和理解的关系至关重要，确保每个人都能实现自己的财务目标。