moneylender

简明释义

英[ˈmʌnilendə(r)]美[ˈmʌnilendər]

n. 放债者

复 数 m o n e y l e n d e r s

英英释义

单词用法

同义词

反义词

例句

1.So the moneylender could always find him, and that made the suit-cutter creditworthy.

因此债主总能找到他，从而成就了西服公司的老总良好信誉。

2.When a medieval moneylender could not pay his debts, his bench was broken in two, sometimes over his head.

当一个中世纪的借款人无法偿还他的债务，他的板凳被砸成两半，有时是在他头上砸的。

3.As they talked, the moneylender bent over to pick up two pebbles.

当他们谈论著的时候，女债主弯下腰去挑选了两粒鹅卵石。

4.The moneylender told them that he would put a black pebble and a white pebble into an empty bag. The girl would then have to pick one pebble from the bag.

放债人告诉他们说，他会在一个空袋子里面放一颗黑卵石和一颗白卵石，然后商人的女儿必须从袋子里面取出一颗卵石。

5.Your profession was that of a banker , usurer , moneylender or judge.

您的行业是银行家，高利盘剥者，放债人或法官。

6.After all, if the rich aren't mean and evil, why would Shylock the wealthy moneylender, want a pound of Antonio's flesh in Shakespeare's the Merchant of the Venice?

毕竟，如果富人们不卑鄙和罪恶，那为什么在莎士比亚的《威尼斯商人》里富有的放债人夏洛克想要一磅安东尼奥的肉呢？

7.The moneylender 放贷人 charged high interest rates for his loans.

这位moneylender 放贷人 对他的贷款收取高额利息。

8.She decided to borrow from a moneylender 放贷人 because the bank rejected her application.

她决定向moneylender 放贷人 借款，因为银行拒绝了她的申请。

9.Many people turn to a moneylender 放贷人 when they face financial emergencies.

当人们面临财务紧急情况时，许多人会求助于moneylender 放贷人。

10.After borrowing from a moneylender 放贷人, he found himself in a cycle of debt.

在向moneylender 放贷人 借款后，他发现自己陷入了债务循环。

11.The local moneylender 放贷人 offered quick loans to those in need.

当地的moneylender 放贷人 为有需要的人提供快速贷款。

作文

In today's world, the concept of borrowing money has become an integral part of our financial systems. People often find themselves in situations where they need immediate cash to cover unexpected expenses or to invest in opportunities. This is where the role of a moneylender comes into play. A moneylender is an individual or institution that provides loans to borrowers, usually at a high interest rate. While traditional banks and credit unions offer loans with lower interest rates and more stringent requirements, moneylenders operate in a different manner, often catering to those who may not qualify for conventional financing.The practice of lending money dates back thousands of years, with records indicating that ancient civilizations engaged in such transactions. In many cultures, moneylenders were viewed with suspicion, as their high-interest rates could lead borrowers into a cycle of debt. However, in some cases, they provided essential support to individuals who had no other means of obtaining funds. This duality of perception continues to this day, as moneylenders can be both a lifeline and a source of financial distress.One of the significant advantages of using a moneylender is the speed at which loans can be obtained. Traditional banks often require extensive documentation and a lengthy approval process, which can be cumbersome for someone in urgent need of funds. In contrast, moneylenders typically have a more streamlined process, allowing borrowers to access cash quickly. This can be particularly beneficial in emergencies, such as medical expenses, car repairs, or urgent home improvements.However, the convenience of borrowing from a moneylender comes at a cost. The interest rates charged by these lenders are often significantly higher than those offered by banks. This can create a precarious situation for borrowers, as failing to repay the loan on time can result in accumulating debt that becomes increasingly difficult to manage. Consequently, it is crucial for individuals considering borrowing from a moneylender to fully understand the terms of the loan and to have a plan for repayment.Furthermore, the regulatory environment surrounding moneylenders varies widely from one region to another. In some places, moneylenders are heavily regulated to protect consumers from predatory lending practices. In others, they may operate with little oversight, which can lead to exploitation of vulnerable borrowers. It is essential for potential borrowers to research their local laws and the reputation of any moneylender they are considering.In conclusion, while moneylenders can provide a valuable service by offering quick access to cash, they also come with significant risks. Borrowers must weigh the benefits against the potential pitfalls and approach borrowing with caution. Understanding the nature of moneylenders and the implications of taking out a loan from them is vital for making informed financial decisions. Ultimately, responsible borrowing practices and seeking alternatives when possible can help individuals avoid falling into the trap of unmanageable debt.

在当今世界，借钱的概念已成为我们金融体系的重要组成部分。人们常常发现自己处于需要立即现金以应对意外开支或投资机会的情况。这就是moneylender（放贷人）发挥作用的地方。moneylender是指提供贷款给借款人的个人或机构，通常利率较高。虽然传统银行和信用合作社以较低的利率和更严格的要求提供贷款，但moneylenders以不同的方式运作，通常服务于那些可能不符合传统融资条件的人。放贷的做法可以追溯到数千年前，有记录表明古代文明就参与了这样的交易。在许多文化中，moneylenders常常受到怀疑，因为他们的高利率可能使借款人陷入债务循环。然而，在某些情况下，他们为那些没有其他获取资金途径的人提供了必要的支持。这种双重看法至今仍然存在，因为moneylenders既可以是生命线，也可以是财务困扰的来源。使用moneylender的一个显著优势是获得贷款的速度。传统银行通常需要大量文档和漫长的审批过程，这对于急需资金的人来说可能很麻烦。相比之下，moneylenders通常有更简化的流程，使借款人能够快速获得现金。这在紧急情况下尤其有益，例如医疗费用、汽车维修或紧急房屋改造。然而，从moneylender那里借款的便利性是有代价的。这些放贷人收取的利率通常远高于银行提供的利率。这可能为借款人创造一种危险的局面，因为未能按时偿还贷款可能导致不断累积的债务，变得越来越难以管理。因此，考虑从moneylender借款的个人必须充分理解贷款条款，并制定还款计划。此外，围绕moneylenders的监管环境因地区而异。在某些地方，moneylenders受到严格监管，以保护消费者免受掠夺性贷款行为的伤害。在其他地方，他们可能几乎没有监管，这可能导致对脆弱借款人的剥削。潜在借款人必须研究当地法律以及他们考虑的任何moneylender的声誉。总之，虽然moneylenders通过提供快速获取现金的机会来提供有价值的服务，但它们也带来了重大风险。借款人必须权衡好处与潜在陷阱，并谨慎对待借款。了解moneylenders的性质及其贷款的影响对于做出明智的财务决策至关重要。最终，负责任的借款实践和在可能的情况下寻求替代方案可以帮助个人避免陷入无法管理的债务陷阱。