adjustment of loss

简明释义

损益理标;

英英释义

例句

1.The adjustment of loss was necessary due to unforeseen circumstances affecting our sales.

由于影响我们销售的不可预见情况，进行损失调整是必要的。

2.The accountant prepared the report for the adjustment of loss to reflect the recent inventory write-offs.

会计准备了报告以进行损失调整，以反映最近的库存减记。

3.After reviewing the claims, the insurance company made an adjustment of loss for the damaged property.

在审核索赔后，保险公司对受损财产进行了损失调整。

4.The financial analyst explained the adjustment of loss in the quarterly earnings report.

金融分析师在季度收益报告中解释了损失调整。

5.We need to finalize the adjustment of loss before submitting our annual financial statements.

在提交年度财务报表之前，我们需要完成损失调整。

作文

In the realm of finance and insurance, the term adjustment of loss refers to the process of evaluating and determining the extent of a loss that has occurred, particularly in relation to property damage or personal injury. This process is crucial for both insurers and policyholders as it directly impacts the compensation that the affected party will receive. Understanding the intricacies of adjustment of loss can help individuals navigate the often complex world of insurance claims and financial recovery.When an incident occurs, such as a fire, flood, or theft, the first step is to report the loss to the insurance company. Following this, an adjuster is typically assigned to the case. The role of the adjuster is to investigate the claim, gather evidence, and assess the damages. This is where the adjustment of loss comes into play. The adjuster will meticulously evaluate the situation, taking into account various factors such as the value of the property, the extent of the damage, and any relevant policy terms.The adjustment process involves several key steps. Initially, the adjuster will conduct a thorough inspection of the damaged property. This may include taking photographs, documenting the condition of the property, and interviewing witnesses. After gathering all necessary information, the adjuster will then estimate the cost of repairs or replacements. This estimation is critical as it forms the basis for the final settlement amount.Once the evaluation is complete, the adjuster will prepare a report detailing their findings and recommendations. This report is then submitted to the insurance company, which will review it before making a decision on the claim. The outcome of this process can vary widely; in some cases, the insurer may agree with the adjuster's assessment, while in others, there may be disputes that require further negotiation.For policyholders, understanding the adjustment of loss process is essential for ensuring that they receive fair compensation. It is important for them to keep thorough records of their possessions and any related expenses, as this documentation can significantly aid in the claims process. Additionally, being proactive and communicating effectively with the adjuster can also facilitate a smoother adjustment process.In conclusion, the adjustment of loss is a vital aspect of the insurance industry that plays a significant role in how losses are compensated. By grasping the fundamentals of this process, individuals can better protect their interests and ensure that they are adequately compensated for their losses. Whether it is through understanding the role of an adjuster or keeping detailed records of their assets, being informed about the adjustment of loss can empower policyholders and help them navigate the complexities of insurance claims with confidence.

在金融和保险领域，术语损失调整指的是评估和确定发生的损失程度的过程，特别是与财产损害或人身伤害有关的损失。这个过程对于保险公司和投保人来说至关重要，因为它直接影响到受影响方将获得的赔偿金额。理解损失调整的复杂性可以帮助个人在通常复杂的保险索赔和财务恢复世界中进行导航。当事故发生时，例如火灾、洪水或盗窃，第一步是向保险公司报告损失。随后，通常会指派一名理赔员处理此案。理赔员的角色是调查索赔、收集证据并评估损失。这就是损失调整发挥作用的地方。理赔员会仔细评估情况，考虑各种因素，例如财产的价值、损坏的程度以及任何相关的保单条款。调整过程涉及几个关键步骤。最初，理赔员将对受损财产进行彻底检查。这可能包括拍照、记录财产的状况以及采访证人。在收集所有必要的信息后，理赔员将估算修复或更换的费用。这一估算至关重要，因为它构成了最终赔偿金额的基础。一旦评估完成，理赔员将准备一份详细说明其发现和建议的报告。该报告随后提交给保险公司，保险公司将在做出索赔决定之前对其进行审核。这个过程的结果可能差异很大；在某些情况下，保险公司可能同意理赔员的评估，而在其他情况下，可能会出现争议，需要进一步谈判。对于投保人来说，了解损失调整过程对于确保他们获得公平赔偿至关重要。重要的是，他们要保持对财产及相关费用的详细记录，因为这些文件可以显著帮助索赔过程。此外，积极主动地与理赔员沟通也可以促进更顺利的调整过程。总之，损失调整是保险行业的一个重要方面，在损失赔偿的方式中起着重要作用。通过掌握这一过程的基本知识，个人可以更好地保护自己的利益，并确保他们的损失得到充分赔偿。无论是通过理解理赔员的角色还是保持对资产的详细记录，了解损失调整都可以使投保人能够自信地应对保险索赔的复杂性。