additional base point

简明释义

辅助基点;

英英释义

例句

1.Due to market conditions, we will be implementing an additional base point 额外基点 adjustment to our loan rates.

由于市场状况，我们将对贷款利率进行额外基点调整。

2.The company’s financial report indicated an additional base point 额外基点 increase in their cost of capital.

公司的财务报告显示他们的资本成本增加了额外基点。

3.The bank decided to raise the interest rate by an additional base point 额外基点 to combat inflation.

银行决定提高利率额外基点以应对通货膨胀。

4.The committee voted in favor of an additional base point 额外基点 cut to stimulate economic growth.

委员会投票支持进行额外基点削减以刺激经济增长。

5.Investors were surprised when the central bank announced an additional base point 额外基点 increase in the benchmark rate.

当中央银行宣布基准利率增加额外基点时，投资者感到惊讶。

作文

In the world of finance and economics, understanding various terminologies is crucial for making informed decisions. One such term that often comes up in discussions about interest rates and financial metrics is additional base point. A additional base point refers to a unit of measurement used to describe changes in interest rates or other percentages. Specifically, one basis point is equal to one-hundredth of a percentage point, or 0.01%. Therefore, when we talk about an additional base point, we are typically referring to an increase or decrease of one basis point in a given financial context.The significance of additional base point becomes apparent when analyzing central bank policies. For instance, if a central bank decides to raise interest rates by 25 additional base points, this means they are increasing the rate by 0.25%. Such adjustments can have profound effects on borrowing costs, consumer spending, and overall economic growth. Investors and financial analysts closely monitor these changes, as they often influence stock market trends and investment strategies.Moreover, the concept of additional base point is not limited to interest rates alone. It is also applicable in various financial instruments like bonds, mortgages, and other loans. For example, a mortgage lender might adjust their rates by a few additional base points in response to changes in the bond market or shifts in the economy. Borrowers need to be aware of these fluctuations, as even a small change in base points can significantly affect monthly payments and total interest paid over the life of a loan.Understanding how to interpret additional base point changes is essential for anyone involved in finance. It helps in assessing the cost of borrowing and the potential return on investments. For instance, if you are considering a fixed-rate investment that offers a return of 5%, an increase of 10 additional base points would mean the new return is 5.1%. This seemingly minor adjustment can impact your investment strategy, particularly in a competitive market where every basis point counts.Furthermore, the implications of additional base point changes extend beyond personal finance. They play a critical role in corporate finance as well. Companies often rely on loans to fund operations and growth. A rise in interest rates by several additional base points can lead to higher costs of capital, which may deter companies from pursuing expansion projects or hiring new employees. This, in turn, can have ripple effects throughout the economy, influencing job creation and economic stability.In conclusion, the term additional base point is a vital component of financial discussions, representing small yet significant changes in interest rates and other financial metrics. Whether you are an investor, a borrower, or a business owner, understanding the implications of additional base point adjustments can lead to better financial decision-making. As the financial landscape continues to evolve, keeping a close eye on these changes will remain essential for navigating the complexities of the economy.

在金融和经济的世界中，理解各种术语对于做出明智的决策至关重要。其中一个常常出现在利率和金融指标讨论中的术语是额外基点。额外基点指的是用于描述利率或其他百分比变化的计量单位。具体而言，一个基点等于百分之一点，或0.01%。因此，当我们谈论额外基点时，我们通常指的是在特定金融背景下增加或减少一个基点。额外基点的重要性在分析中央银行政策时变得显而易见。例如，如果中央银行决定提高利率25个额外基点，这意味着他们将利率提高0.25%。这样的调整可能对借贷成本、消费者支出和整体经济增长产生深远影响。投资者和金融分析师密切关注这些变化，因为它们通常会影响股市趋势和投资策略。此外，额外基点的概念不仅限于利率。它还适用于各种金融工具，如债券、抵押贷款和其他贷款。例如，抵押贷款机构可能会根据债券市场的变化或经济的波动调整其利率几个额外基点。借款人需要意识到这些波动，因为即使是基点的小变化也可能显著影响每月付款和贷款生命周期内支付的总利息。理解如何解读额外基点变化对于任何参与金融的人来说都是至关重要的。这有助于评估借款成本和投资的潜在回报。例如，如果您考虑一个提供5%回报的固定收益投资，增加10个额外基点将意味着新的回报为5.1%。这个看似微小的调整可能会影响您的投资策略，特别是在竞争激烈的市场中，每个基点都很重要。此外，额外基点变化的影响不仅限于个人财务。它们在公司财务中也扮演着关键角色。公司通常依赖贷款来资助运营和增长。利率上升几个额外基点可能导致资本成本上升，这可能会阻止公司追求扩展项目或雇用新员工。这反过来又可能对整个经济产生涟漪效应，影响就业创造和经济稳定。总之，额外基点这一术语是金融讨论的重要组成部分，代表着利率和其他金融指标的小但重要的变化。无论您是投资者、借款人还是企业主，理解额外基点调整的影响都可以帮助您做出更好的财务决策。随着金融环境的不断发展，密切关注这些变化将继续对驾驭经济的复杂性至关重要。