repayments

简明释义

英[rɪˈpeɪmənts]美[rɪˈpeɪmənts]

n. [金融]还款；偿还金额（repayment 的复数）

英英释义

单词用法

同义词

反义词

例句

1.As with debt reduction strategies, consider two different ways of prioritizing your "repayments:".

有了债务减少策略，您可以考虑两种不同的方式来确定您的“偿还方式”的优先顺序。

2.They were unable to meet their mortgage repayments.

他们不能按时偿还抵押贷款。

3.In addition, many borrowers with lower incomes work out terms that involve slow and usually only partial repayments of the amounts borrowed.

此外，许多低收入的贷款者还款较慢或通常只能部分偿还。

4.More than 79pc of credit cards allocate repayments to cheapest debt first, according to Defaqto, the analyst.

依据Defaqto分析师的数据，超过79%的信用卡是优先归还低利率账户的。

5.In addition, many borrowers with lower incomes work out terms that involve slow and usually only partial repayments of the amounts borrowed.

此外，许多低收入的贷款者还款较慢或通常只能部分偿还。

6.And how would it service the interest and principal repayments?

他将如何偿付本金和利息？

7.Similarly, Indian companies are borrowing more in dollars without selling rupees forward to hedge repayments.

与此类似，印度公司也贷入更多美元，同时不卖出远期卢比以便偿还美元贷款时能够套期保值。

8.I set up automatic repayments 还款 to ensure I never miss a payment.

我设置了自动还款，以确保我不会错过任何付款。

9.The bank offers flexible options for repayments 还款 to suit different financial situations.

银行提供灵活的还款选项，以适应不同的财务状况。

10.After receiving the loan, I began making my first repayments 还款 last month.

在收到贷款后，我上个月开始进行第一次还款。

11.The total amount of repayments 还款 over the life of the loan can add up significantly.

贷款期间的总还款金额可能会显著增加。

12.Late repayments 还款 can result in additional fees and interest charges.

逾期的还款可能会导致额外费用和利息收费。

作文

In today's world, financial literacy is more important than ever. One of the key concepts that individuals must understand is the idea of repayments, which refers to the act of paying back borrowed money, typically in installments over a period of time. This concept is not only crucial for personal finance but also for understanding how larger economic systems operate. When individuals take out loans for various purposes, such as buying a home or financing education, they enter into an agreement that requires them to make regular repayments to the lender. These repayments usually include both principal and interest, which means that borrowers must be diligent in managing their finances to ensure they can meet these obligations.Understanding repayments is essential for anyone considering taking out a loan. For instance, when applying for a mortgage, potential homeowners need to calculate their monthly repayments to determine if they can afford the loan. Lenders often provide tools to help estimate these repayments, taking into account the loan amount, interest rate, and term length. By understanding how repayments work, borrowers can make informed decisions about how much they can realistically borrow without jeopardizing their financial stability.Moreover, failing to make timely repayments can have severe consequences. It can lead to penalties, increased interest rates, and even damage to one’s credit score. A poor credit score can hinder future borrowing opportunities and result in higher costs for loans due to increased interest rates. Therefore, it is vital for borrowers to prioritize their repayments and create a budget that allows them to meet these financial commitments.In addition to personal loans, repayments also play a significant role in the broader economy. When consumers make repayments, they are essentially contributing to the liquidity of financial institutions, allowing banks to lend more money to other borrowers. This cycle of borrowing and repayments fuels economic growth, as it enables businesses to expand and invest in new projects. However, if too many borrowers default on their loans and fail to make repayments, it can lead to a credit crunch, where lenders become hesitant to extend credit, ultimately slowing down economic activity.Additionally, the concept of repayments extends beyond traditional loans. In the realm of student loans, for instance, graduates often face significant repayments after completing their education. Understanding the terms of these loans, including the grace period and repayment options, is crucial for students to manage their financial future effectively. Many educational institutions offer resources to help students navigate their repayments, emphasizing the importance of financial planning from an early age.In conclusion, the term repayments encompasses a fundamental aspect of financial management that affects individuals and the economy as a whole. By understanding the implications of repayments, individuals can make better financial decisions, maintain their creditworthiness, and contribute positively to the economy. As financial literacy continues to grow in importance, mastering the concept of repayments will undoubtedly empower individuals to achieve their financial goals and secure their financial futures.

在当今世界，金融素养比以往任何时候都更为重要。个人必须理解的一个关键概念是repayments的概念，它指的是偿还借款的行为，通常是在一段时间内分期偿还。这一概念不仅对个人财务至关重要，也有助于理解更大经济体系的运作。当个人为了各种目的（如购房或融资教育）而申请贷款时，他们会签订一项协议，要求他们定期向贷方进行repayments。这些repayments通常包括本金和利息，这意味着借款人必须勤勉地管理自己的财务，以确保能够履行这些义务。理解repayments对任何考虑申请贷款的人来说都是必不可少的。例如，在申请抵押贷款时，潜在的房主需要计算每月的repayments以确定自己是否能够负担得起贷款。贷方通常提供工具来帮助估算这些repayments，考虑到贷款金额、利率和期限长度。通过理解repayments的运作原理，借款人可以在不危及其财务稳定性的情况下做出明智的借款决定。此外，未能按时进行repayments可能会带来严重后果。这可能导致罚款、利率上升，甚至损害个人的信用评分。糟糕的信用评分会妨碍未来的借款机会，并导致借款成本增加，因为利率会提高。因此，借款人必须优先考虑他们的repayments，并制定预算，以便能够履行这些财务承诺。除了个人贷款外，repayments在更广泛的经济中也发挥着重要作用。当消费者进行repayments时，他们实际上是在为金融机构的流动性做出贡献，使银行能够向其他借款人提供更多贷款。这种借贷和repayments的循环促进了经济增长，因为它使企业能够扩展并投资新项目。然而，如果太多借款人违约并未能进行repayments，可能会导致信贷紧缩，贷方变得不愿意提供信贷，最终减缓经济活动。此外，repayments的概念超越了传统贷款。在学生贷款领域，例如，毕业生在完成教育后通常面临巨大的repayments。了解这些贷款的条款，包括宽限期和还款选项，对于学生有效管理财务未来至关重要。许多教育机构提供资源，帮助学生导航其repayments，强调从早期开始进行财务规划的重要性。总之，术语repayments涵盖了影响个人和整个经济的财务管理的基本方面。通过理解repayments的含义，个人可以做出更好的财务决策，保持信用度，并对经济产生积极影响。随着金融素养的重要性不断增长，掌握repayments的概念无疑将赋予个人实现财务目标和保障财务未来的能力。