automatic teller machine (ATM)

简明释义

自动柜员机

英英释义

例句

1.The automatic teller machine (ATM) is out of service for maintenance.

该自动取款机 (ATM)因维护而停止服务。

2.I need to withdraw some cash from the automatic teller machine (ATM).

我需要从自动取款机 (ATM)提取一些现金。

3.I always feel secure when I use the automatic teller machine (ATM) in well-lit areas.

我总是在光线明亮的地方使用自动取款机 (ATM)时感到安全。

4.You can find an automatic teller machine (ATM) at the corner of the street.

你可以在街角找到一个自动取款机 (ATM)。

5.Make sure to check your balance before using the automatic teller machine (ATM).

在使用自动取款机 (ATM)之前，确保检查你的余额。

作文

In today's fast-paced world, convenience plays a crucial role in our daily lives. One of the most significant innovations that have simplified banking transactions is the automatic teller machine (ATM). The automatic teller machine (ATM) is a self-service device that allows individuals to perform various banking tasks without the need for direct interaction with a bank teller. This technology has revolutionized the way we manage our finances, providing us with the ability to access cash and conduct transactions at any time of the day or night.The history of the automatic teller machine (ATM) dates back to the late 1960s when the first machine was introduced in London. Since then, the automatic teller machine (ATM) has evolved significantly. Modern machines are equipped with advanced features such as touch screens, card readers, and even biometric scanners. These advancements have made it easier for users to navigate through various options and complete transactions quickly and securely.One of the primary advantages of the automatic teller machine (ATM) is its accessibility. With thousands of machines installed in various locations worldwide, customers can withdraw cash, check their account balances, transfer funds, and even deposit money without having to visit a bank branch. This level of convenience is particularly beneficial for those with busy schedules or for individuals who live in remote areas where bank branches may not be readily available.Moreover, the automatic teller machine (ATM) enhances security for banking transactions. Users can access their accounts using personal identification numbers (PINs), which provide an additional layer of protection against unauthorized access. Additionally, many ATMs are equipped with surveillance cameras, further deterring potential criminal activity.However, despite these advantages, there are some disadvantages associated with the use of automatic teller machines (ATM). For instance, users may encounter technical issues that could prevent them from completing their transactions. Moreover, ATM fees can be a concern, especially when withdrawing cash from machines that do not belong to their bank's network. Customers may incur additional charges for using out-of-network ATMs, which can add up over time.Another challenge is the risk of fraud. While automatic teller machines (ATM) are generally secure, they are not immune to criminal activities such as card skimming and phishing scams. It is essential for users to remain vigilant and take necessary precautions to protect their financial information while using these machines.In conclusion, the automatic teller machine (ATM) has become an integral part of modern banking, offering convenience, accessibility, and security for users. Despite some drawbacks, the benefits of using an automatic teller machine (ATM) far outweigh the risks, making it a valuable tool for managing personal finances. As technology continues to advance, we can expect further improvements in ATM functionality, ensuring that users have even greater control over their banking experiences. Ultimately, the automatic teller machine (ATM) exemplifies how innovation can simplify our lives and enhance the way we interact with our finances.

在当今快节奏的世界中，便利性在我们的日常生活中扮演着至关重要的角色。最显著的创新之一是简化银行交易的自动取款机（ATM）。自动取款机（ATM）是一种自助设备，允许个人在不需要与银行出纳员直接互动的情况下执行各种银行任务。这项技术彻底改变了我们管理财务的方式，使我们能够在任何时间访问现金并进行交易。自动取款机（ATM）的历史可以追溯到20世纪60年代末，当时第一台机器在伦敦推出。从那时起，自动取款机（ATM）经历了显著的演变。现代机器配备了先进的功能，如触摸屏、读卡器甚至生物识别扫描仪。这些进步使用户更容易浏览各种选项并快速安全地完成交易。自动取款机（ATM）的主要优点之一是其可及性。全球范围内安装了数千台机器，客户可以随时提取现金、检查账户余额、转账，甚至存款，而无需前往银行分行。这种便利性对那些日程繁忙或居住在银行分行无法轻易到达的偏远地区的人尤其有利。此外，自动取款机（ATM）增强了银行交易的安全性。用户可以使用个人识别号码（PIN）访问他们的账户，这为防止未经授权的访问提供了额外的保护。此外，许多ATM还配备了监控摄像头，进一步威慑潜在的犯罪活动。然而，尽管有这些优点，使用自动取款机（ATM）也存在一些缺点。例如，用户可能会遇到技术问题，导致无法完成交易。此外，ATM费用可能成为一个问题，特别是在从不属于其银行网络的机器上提取现金时。客户在使用非网络ATM时可能会产生额外费用，这可能会随着时间的推移而累积。另一个挑战是欺诈风险。虽然自动取款机（ATM）通常是安全的，但它们并不免于诸如卡片盗刷和网络钓鱼诈骗等犯罪活动。用户在使用这些机器时保持警惕并采取必要的预防措施以保护其财务信息是至关重要的。总之，自动取款机（ATM）已成为现代银行的重要组成部分，为用户提供便利、可及性和安全性。尽管存在一些缺点，但使用自动取款机（ATM）的好处远远超过风险，使其成为管理个人财务的宝贵工具。随着技术的不断进步，我们可以期待ATM功能的进一步改善，确保用户对其银行体验拥有更大的控制权。最终，自动取款机（ATM）体现了创新如何简化我们的生活并增强我们与财务互动的方式。