gilt-edged bond

简明释义

金边债券

英英释义

例句

1.A gilt-edged bond is often seen as a safe haven during economic downturns.

政府债券在经济衰退期间常被视为避风港。

2.Many pension funds allocate a portion of their portfolio to gilt-edged bonds.

许多养老金基金将其投资组合的一部分分配给政府债券。

3.The yield on gilt-edged bonds tends to be lower than that of corporate bonds.

政府债券的收益率往往低于公司债券的收益率。

4.Investors often prefer a gilt-edged bond because it offers a high level of security.

投资者通常更喜欢政府债券，因为它提供了高水平的安全性。

5.The gilt-edged bond market is known for its stability and low risk.

政府债券市场以其稳定性和低风险而闻名。

作文

In the world of finance, various investment options are available to individuals and institutions alike. One of the most secure and reliable forms of investment is known as a gilt-edged bond, which refers to government bonds issued by the United Kingdom. These bonds are considered low-risk investments due to the backing of the government, making them an attractive option for conservative investors seeking stability in their portfolios. The term 'gilt-edged' originates from the practice of gilding the edges of high-quality paper, signifying that these bonds are of superior quality. Gilt-edged bonds are often favored during times of economic uncertainty, as they provide a safe haven for investors who may be wary of more volatile assets such as stocks or corporate bonds.Investors are drawn to gilt-edged bonds for several reasons. Firstly, they offer regular interest payments, known as coupon payments, which can provide a steady income stream. This feature is particularly appealing to retirees or those looking for predictable cash flow. Additionally, the capital invested in gilt-edged bonds is generally safe, as it is unlikely that the government will default on its debt obligations. This reliability is a significant factor that differentiates gilt-edged bonds from other types of bonds, such as corporate bonds, which carry higher risks depending on the issuing company's financial health.Moreover, gilt-edged bonds can serve as a valuable diversification tool within an investment portfolio. By including these bonds, investors can reduce overall portfolio risk, as they tend to perform well when equity markets are down. In times of economic downturn, the demand for gilt-edged bonds often increases, leading to a rise in their prices. This inverse relationship between bonds and stocks is a fundamental principle in investing, highlighting the importance of having a balanced approach.However, it is essential to consider the potential downsides of investing in gilt-edged bonds. While they are low-risk, the returns on these bonds are typically lower than those of riskier assets. Investors may find that the interest rates offered on gilt-edged bonds do not keep pace with inflation, potentially eroding purchasing power over time. As a result, some investors may seek alternative investments that offer higher yields, even if they come with increased risk.In conclusion, gilt-edged bonds play a crucial role in the investment landscape, providing security and stability for those seeking to protect their capital. Their low-risk nature and consistent income make them an attractive option for many investors, especially during uncertain economic times. However, it is vital for individuals to weigh the benefits against the potential drawbacks, ensuring that their investment strategy aligns with their financial goals and risk tolerance. Ultimately, understanding the role of gilt-edged bonds in a diversified portfolio can empower investors to make informed decisions that contribute to their long-term financial success.

在金融世界中，各种投资选项可供个人和机构选择。其中一种最安全、最可靠的投资形式被称为金边债券，指的是由英国政府发行的国债。这些债券因政府的支持而被认为是低风险投资，因此成为那些寻求稳定投资组合的保守投资者的吸引选项。“金边”一词源于给高质量纸张镀金边缘的做法，象征着这些债券的优质。金边债券通常在经济不确定时期受到青睐，因为它们为可能对股票或公司债券等更波动资产感到担忧的投资者提供了避风港。投资者之所以倾向于购买金边债券，有几个原因。首先，它们提供定期的利息支付，称为票息支付，可以提供稳定的收入流。这一特点对于退休人员或希望获得可预测现金流的人尤其吸引。此外，投资于金边债券的资本通常是安全的，因为政府不太可能违约其债务义务。这种可靠性是金边债券与其他类型债券（如公司债券）的一个显著区别，后者的风险取决于发行公司的财务状况。此外，金边债券在投资组合中可以作为有价值的多样化工具。通过包含这些债券，投资者可以降低整体投资组合风险，因为它们在股市下跌时表现良好。在经济低迷时期，对金边债券的需求往往会增加，从而导致其价格上涨。这种债券与股票之间的反向关系是投资中的基本原则，突显了保持均衡投资策略的重要性。然而，考虑到投资金边债券的潜在缺点也是至关重要的。尽管它们风险较低，但这些债券的回报通常低于风险较高的资产。投资者可能会发现，金边债券提供的利率无法跟上通货膨胀，从而可能侵蚀购买力。因此，一些投资者可能会寻求提供更高收益的替代投资，尽管这伴随着更高的风险。总之，金边债券在投资领域中发挥了重要作用，为那些寻求保护资本的人提供安全和稳定。它们的低风险特性和一致的收入使其成为许多投资者的吸引选项，尤其是在不确定的经济时期。然而，个人必须权衡利益与潜在缺点，确保他们的投资策略与财务目标和风险承受能力相一致。最终，理解金边债券在多元化投资组合中的角色可以使投资者做出明智的决策，从而促进他们的长期财务成功。