student loan

简明释义

贷学金（助学贷款）

英英释义

例句

1.The government offers several options for repaying student loans.

政府提供了几种偿还学生贷款的选项。

2.She decided to defer her student loan payments while she finds a job.

她决定在找工作期间暂缓偿还她的学生贷款。

3.Understanding the terms of your student loan is crucial before signing.

在签署之前，了解你的学生贷款条款是至关重要的。

4.Many graduates are burdened with student loans after finishing their education.

许多毕业生在完成学业后背负着学生贷款的负担。

5.I applied for a student loan to help pay for my college tuition.

我申请了一笔学生贷款来帮助支付我的大学学费。

作文

In today's world, pursuing higher education has become increasingly important for many individuals. However, the cost of tuition and associated fees can be overwhelming. This is where the concept of student loan (学生贷款) comes into play. A student loan (学生贷款) is a type of financial aid that allows students to borrow money to pay for their education, which they are required to pay back after graduation, often with interest. Many students rely on student loans (学生贷款) to cover their tuition fees, textbooks, and living expenses while they focus on their studies. The process of obtaining a student loan (学生贷款) typically involves filling out a Free Application for Federal Student Aid (FAFSA) in the United States or applying through private lenders. Once approved, students can receive funds that help alleviate some of the financial burdens associated with attending college. While student loans (学生贷款) can be a helpful resource, they also come with significant responsibilities. Borrowers must understand the terms and conditions of their loans, including interest rates, repayment plans, and the consequences of defaulting on their loans. For many graduates, managing student loan (学生贷款) debt becomes a crucial aspect of their financial lives. The rising levels of student loan (学生贷款) debt have sparked debates about the affordability of education and the long-term impact on graduates. Many young adults find themselves struggling to make ends meet while repaying their loans, leading to delays in major life decisions such as buying a home or starting a family. The burden of student loans (学生贷款) can also affect mental health, as the stress of debt can lead to anxiety and depression. To address these issues, some governments and institutions are exploring solutions such as loan forgiveness programs, income-driven repayment plans, and free community college initiatives. These efforts aim to reduce the financial strain on students and make higher education more accessible. However, the effectiveness of these programs remains a topic of discussion among policymakers and educators. In conclusion, while student loans (学生贷款) can provide essential funding for education, it is crucial for students to approach borrowing with caution. Understanding the implications of taking out a student loan (学生贷款) and developing a solid repayment plan can help mitigate the challenges associated with debt. As the landscape of higher education continues to evolve, it is vital for students to stay informed about their options and seek guidance when necessary. Ultimately, the goal should be to achieve a balance between obtaining a quality education and managing financial responsibilities effectively.

在当今世界，追求高等教育对许多人来说变得越来越重要。然而，学费和相关费用的成本可能会让人感到不堪重负。这就是学生贷款（student loan）的概念发挥作用的地方。学生贷款（student loan）是一种经济援助类型，允许学生借款以支付他们的教育费用，毕业后需要偿还，通常还需支付利息。许多学生依赖于学生贷款（student loan）来支付学费、教材和生活费用，同时专注于学习。获得学生贷款（student loan）的过程通常涉及填写美国的联邦学生援助免费申请（FAFSA）或通过私人贷款机构申请。一旦获得批准，学生可以获得资金，帮助减轻与上大学相关的一些财务负担。虽然学生贷款（student loan）可以成为一个有用的资源，但它们也带来了重大责任。借款人必须了解贷款的条款和条件，包括利率、还款计划以及违约的后果。对于许多毕业生来说，管理学生贷款（student loan）债务成为他们财务生活中至关重要的方面。日益增加的学生贷款（student loan）债务引发了关于教育可负担性及其对毕业生长期影响的辩论。许多年轻人发现自己在偿还贷款时难以维持生计，从而导致在购房或组建家庭等重大生活决策上的延迟。学生贷款（student loan）的负担也可能影响心理健康，因为债务压力可能导致焦虑和抑郁。为了应对这些问题，一些政府和机构正在探索解决方案，例如贷款免除计划、基于收入的还款计划和免费的社区大学倡议。这些努力旨在减轻学生的财务压力，使高等教育更具可及性。然而，这些项目的有效性仍然是政策制定者和教育工作者讨论的话题。总之，尽管学生贷款（student loan）可以为教育提供必要的资金，但学生在借款时谨慎行事至关重要。了解借款的影响并制定合理的还款计划可以帮助减轻与债务相关的挑战。随着高等教育环境的不断演变，学生了解自己的选择并在必要时寻求指导至关重要。最终，目标应该是实现获得优质教育与有效管理财务责任之间的平衡。