short term bond

简明释义

短期债券

英英释义

例句

1.A short term bond 短期债券 can provide liquidity for those who might need quick access to cash.

对于可能需要快速获取现金的人来说，<short term bond>短期债券short term bond>可以提供流动性。

2.The interest rates on a short term bond 短期债券 are usually lower than those of long-term bonds.

与长期债券相比，<short term bond>短期债券short term bond>的利率通常较低。

3.Investors often prefer a short term bond 短期债券 for its lower risk compared to long-term investments.

投资者通常更喜欢<short term bond>短期债券short term bond>，因为它比长期投资风险更低。

4.During uncertain economic times, many choose to invest in a short term bond 短期债券 to minimize their exposure.

在经济不确定的时期，许多人选择投资于<short term bond>短期债券short term bond>以最小化他们的风险敞口。

5.A financial advisor recommended purchasing a short term bond 短期债券 as part of a diversified portfolio.

一位财务顾问建议购买<short term bond>短期债券short term bond>作为多元化投资组合的一部分。

作文

In the world of finance, various instruments are used for investment and savings, and one such instrument that has gained popularity among investors is the short term bond. A short term bond is a type of debt security that matures in a short period, typically within one to three years. These bonds are often issued by governments or corporations as a means to raise capital while providing investors with a relatively safe investment option. The appeal of short term bonds lies in their lower risk compared to long-term bonds, making them an attractive choice for conservative investors who prioritize capital preservation over high returns.One of the primary reasons why investors opt for short term bonds is their liquidity. Since these bonds have shorter maturities, they can be easily converted into cash without significant loss in value. This feature is especially valuable during times of economic uncertainty when investors may need quick access to their funds. Furthermore, short term bonds generally offer lower yields than their long-term counterparts, but the trade-off is a reduced exposure to interest rate fluctuations. As interest rates rise, the prices of long-term bonds tend to drop more significantly than those of short term bonds, thus protecting investors from potential losses.Another important aspect of short term bonds is their role in portfolio diversification. Investors often include these bonds in their portfolios to balance risk. By allocating a portion of their investments into short term bonds, they can mitigate the volatility associated with stocks and longer-term bonds. This strategy is particularly beneficial for individuals nearing retirement, as it allows them to preserve capital while still earning a modest return on their investments.Moreover, short term bonds are often considered a good option for those who are risk-averse. For example, during periods of economic downturn or market instability, investors may seek refuge in short term bonds as they provide a steady income stream with minimal risk. The predictable nature of the interest payments from these bonds can offer peace of mind, knowing that their investment is relatively stable.However, it is essential for investors to understand that short term bonds are not entirely without risks. Although they are less sensitive to interest rate changes, they are still subject to credit risk. If the issuer of the bond faces financial difficulties, there is a possibility of default, which could result in the loss of principal. Therefore, conducting thorough research on the issuer's creditworthiness is crucial before investing in short term bonds.In conclusion, short term bonds serve as a valuable tool for investors seeking stability and liquidity in their investment portfolios. With their shorter maturities, lower risk profile, and ability to provide steady income, they are an excellent choice for those looking to protect their capital while still generating returns. Whether used for short-term savings goals or as part of a broader investment strategy, short term bonds can play a significant role in achieving financial objectives. As always, it is essential for investors to assess their individual risk tolerance and financial goals before incorporating short term bonds into their investment plans.

在金融世界中，各种工具被用于投资和储蓄，而其中一种在投资者中越来越受欢迎的工具是短期债券。短期债券是一种到期时间较短的债务证券，通常在一到三年内到期。这些债券通常由政府或企业发行，作为筹集资本的一种方式，同时为投资者提供相对安全的投资选择。短期债券的吸引力在于其相比于长期债券的较低风险，使其成为保守型投资者的一个有吸引力的选择，他们更重视资本保值而非高回报。投资者选择短期债券的主要原因之一是其流动性。由于这些债券的到期时间较短，因此可以在不显著损失价值的情况下轻松转换为现金。这一特性在经济不确定时期尤为重要，因为投资者可能需要快速获取资金。此外，短期债券通常提供的收益率低于其长期对应物，但这种权衡是降低对利率波动的暴露。随着利率上升，长期债券的价格往往会比短期债券下跌得更显著，从而保护投资者免受潜在损失。短期债券的另一个重要方面是它们在投资组合多样化中的作用。投资者通常将这些债券纳入其投资组合，以平衡风险。通过将一部分投资分配到短期债券中，他们可以减轻与股票和长期债券相关的波动性。这一策略对于接近退休的个人尤其有益，因为它使他们能够在获得适度回报的同时保护资本。此外，短期债券通常被认为是风险厌恶者的良好选择。例如，在经济下滑或市场不稳定时期，投资者可能会寻求在短期债券中避难，因为它们提供稳定的收入流且风险最小。这些债券的利息支付的可预测性可以带来安心，因为他们知道自己的投资相对稳定。然而，投资者必须理解，短期债券并不是完全没有风险的。尽管它们对利率变化的敏感性较低，但仍然面临信用风险。如果债券的发行人面临财务困难，存在违约的可能性，这可能导致本金损失。因此，在投资短期债券之前，进行对发行人信用worthiness的彻底研究至关重要。总之，短期债券作为投资者寻求稳定和流动性的投资组合中的一种有价值的工具。凭借其较短的到期时间、较低的风险特征和提供稳定收入的能力，它们是希望在产生回报的同时保护资本的人的绝佳选择。无论是用于短期储蓄目标还是作为更广泛投资策略的一部分，短期债券都可以在实现财务目标方面发挥重要作用。正如往常一样，投资者在将短期债券纳入其投资计划之前，评估个人风险承受能力和财务目标是至关重要的。