retained funds

简明释义

留存资金

英英释义

Retained funds refer to the portion of money that is kept back or held by an organization, often for specific purposes such as future expenses, contingencies, or investments.

保留资金是指由组织保留或扣留的一部分资金,通常用于特定目的,例如未来的开支、应急情况或投资。

例句

1.Investors were pleased to see that the firm had significant retained funds 保留资金 on its balance sheet.

投资者很高兴看到公司在资产负债表上有大量的保留资金。

2.The company decided to invest the retained funds 保留资金 into new technology to improve efficiency.

公司决定将保留资金投资于新技术,以提高效率。

3.The retained funds 保留资金 will be crucial for the company's growth strategy over the next five years.

这笔保留资金对于公司未来五年的增长战略至关重要。

4.The startup used its retained funds 保留资金 to hire additional staff and expand operations.

这家初创公司利用其保留资金雇佣了额外员工并扩大了业务。

5.During the annual meeting, the board discussed how to allocate the retained funds 保留资金 for future projects.

在年度会议上,董事会讨论了如何分配保留资金用于未来的项目。

作文

In the world of finance and business, understanding various terms is crucial for effective management and decision-making. One such term that often comes up in discussions about cash flow and budgeting is retained funds. These are funds that a company keeps within its operations rather than distributing them to shareholders as dividends. The concept of retained funds is significant because it reflects a company's ability to reinvest in itself, support growth initiatives, and maintain financial stability.When a company generates profits, it has several options regarding what to do with those earnings. It can pay out dividends to shareholders, reinvest in the business, or hold onto the funds for future use. The choice to retain funds is often strategic, as companies may need to finance new projects, research and development, or even save for unexpected expenses. This practice can be particularly important during times of economic uncertainty when companies might prefer to have a safety net.For instance, consider a technology firm that has developed a groundbreaking product. Instead of distributing all its profits as dividends, the firm may choose to allocate a portion of its earnings as retained funds. This allows the company to invest in marketing, hire additional staff, or enhance its infrastructure, which can lead to greater market share and increased revenue in the long run. By retaining these funds, the company positions itself for future success while also signaling to investors that it is focused on growth.However, the decision to retain funds is not without its challenges. Investors often seek immediate returns on their investments, and if a company consistently retains a large portion of its profits without clear plans for growth, it may face scrutiny from shareholders. They might question whether the company is effectively using its retained earnings or if it is hoarding cash unnecessarily. Therefore, transparency and communication are vital when a company decides to retain funds.Moreover, the level of retained funds can also impact a company's financial ratios, such as return on equity (ROE) and debt-to-equity ratio. A high amount of retained earnings may suggest that a company is financially healthy and capable of funding its operations without relying heavily on external financing. On the other hand, if a company has low retained earnings and high debt levels, it may indicate potential financial distress.In conclusion, retained funds play a significant role in a company's financial strategy. They represent a choice to prioritize long-term growth over short-term gains. Understanding how and why companies retain funds can provide valuable insights into their operational strategies and overall health. As businesses navigate the complexities of the market, the effective management of retained funds will continue to be a critical factor in determining their success.

在金融和商业的世界中,理解各种术语对于有效管理和决策至关重要。其中一个常常出现在现金流和预算讨论中的术语是保留资金。这些是公司在运营中保留的资金,而不是将其分配给股东作为股息。保留资金的概念非常重要,因为它反映了公司自我再投资、支持增长计划和维持财务稳定的能力。当一家公司产生利润时,它对如何处理这些收益有几种选择。它可以向股东支付股息,重新投资于业务,或者将资金留作未来使用。选择保留资金通常是战略性的,因为公司可能需要为新项目、研发或甚至意外支出提供资金。在经济不确定时期,这种做法尤其重要,因为公司可能更愿意拥有一个安全网。例如,考虑一家开发出突破性产品的科技公司。该公司可能选择将部分利润作为保留资金分配,而不是将所有利润分配为股息。这使得公司可以投资于市场营销、招聘额外员工或增强基础设施,从而在长期内获得更大的市场份额和增加收入。通过保留这些资金,公司为未来的成功奠定了基础,同时也向投资者发出了专注于增长的信号。然而,保留资金的决定并非没有挑战。投资者通常寻求对其投资的即时回报,如果一家公司持续保留大量利润而没有明确的增长计划,可能会面临股东的审视。他们可能会质疑公司是否有效利用其保留盈余,或者是否不必要地囤积现金。因此,当公司决定保留资金时,透明度和沟通至关重要。此外,保留资金的水平还会影响公司的财务比率,如股本回报率(ROE)和债务与股本比率。高额的保留盈余可能表明公司财务健康,能够在不依赖外部融资的情况下资助其运营。另一方面,如果一家公司保留盈余低而债务水平高,可能表明潜在的财务困境。总之,保留资金在公司的财务战略中扮演着重要角色。它们代表了一种优先考虑长期增长而非短期收益的选择。了解公司如何以及为何保留资金可以为我们提供有关其运营策略和整体健康状况的宝贵见解。随着企业在市场复杂性中航行,有效管理保留资金将继续成为决定其成功的关键因素。

相关单词

retained

retained详解:怎么读、什么意思、用法

funds

funds详解:怎么读、什么意思、用法