retained foreign exchange account

简明释义

留存外汇帐户

英英释义

例句

1.After analyzing the market, the firm transferred excess cash into a retained foreign exchange account.

在分析市场后，公司将多余的现金转入保留外汇账户。

2.The company decided to keep its profits in a retained foreign exchange account to manage currency fluctuations.

公司决定将其利润保留在一个保留外汇账户中，以管理货币波动。

3.The retained foreign exchange account allows the business to pay overseas suppliers without incurring extra fees.

该保留外汇账户允许企业向海外供应商付款而不产生额外费用。

4.Investors can benefit from holding funds in a retained foreign exchange account during times of economic uncertainty.

在经济不确定时期，投资者可以通过持有资金在保留外汇账户中获益。

5.To facilitate international transactions, we opened a retained foreign exchange account with our bank.

为了促进国际交易，我们在银行开设了一个保留外汇账户。

作文

In the world of international trade and finance, businesses often engage in transactions that involve multiple currencies. This complexity necessitates a robust system for managing foreign currency transactions. One such mechanism is the retained foreign exchange account, which allows companies to hold and manage their foreign currency earnings effectively. A retained foreign exchange account (保留外汇账户) is essentially an account that enables firms to retain foreign currency rather than converting it immediately into their local currency. This practice can provide several strategic advantages.Firstly, holding funds in a retained foreign exchange account allows businesses to hedge against currency fluctuations. Exchange rates can be volatile, and a sudden drop in the value of a currency can significantly impact a company's profitability. By retaining foreign currency, businesses can wait for more favorable exchange rates before converting their earnings. This strategy not only protects their profits but also provides them with greater flexibility in managing their finances.Moreover, a retained foreign exchange account can facilitate international operations. Companies that operate globally often have expenses in different currencies. By maintaining a balance in a retained foreign exchange account, they can pay suppliers and employees in their respective currencies without incurring additional conversion costs. This can lead to smoother operations and improved relationships with international partners.Additionally, a retained foreign exchange account can enhance a company's investment opportunities. Companies may choose to invest their retained foreign currency in foreign markets, seeking higher returns than those available domestically. This approach can diversify a company's investment portfolio and potentially lead to increased overall profitability.However, managing a retained foreign exchange account comes with its challenges. Companies must be vigilant about monitoring exchange rates and market conditions to make informed decisions about when to convert currencies. Additionally, there may be regulatory considerations depending on the jurisdiction in which the company operates. Understanding the legal implications of holding foreign currency is crucial to avoid potential compliance issues.In conclusion, a retained foreign exchange account serves as a valuable tool for businesses engaged in international trade. It provides flexibility, protection against currency risks, and opportunities for investment. As global commerce continues to expand, the importance of effectively managing foreign currency will only grow, making the retained foreign exchange account an essential component of modern financial strategy. Companies that understand and utilize this tool can gain a competitive edge in the increasingly interconnected global marketplace.

在国际贸易和金融的世界中，企业经常进行涉及多种货币的交易。这种复杂性需要一个强大的系统来管理外币交易。其中一种机制是保留外汇账户，它使公司能够有效地持有和管理其外币收入。保留外汇账户（retained foreign exchange account）本质上是一种允许企业保留外币而不是立即将其转换为本国货币的账户。这种做法可以提供几种战略优势。首先，持有保留外汇账户中的资金使企业能够对冲汇率波动。汇率可能会波动，货币价值的突然下跌可能会显著影响公司的盈利能力。通过保留外币，企业可以在汇率更有利时再进行兑换。这一策略不仅保护了他们的利润，还为他们在财务管理上提供了更大的灵活性。此外，保留外汇账户可以促进国际业务。全球运营的公司通常在不同货币中有开支。通过在保留外汇账户中保持余额，他们可以以各自的货币支付供应商和员工，而无需承担额外的兑换成本。这可以导致更顺畅的运营，并改善与国际合作伙伴的关系。另外，保留外汇账户可以增强公司的投资机会。公司可能选择在外国市场投资其保留的外币，寻求比国内更高的回报。这种方法可以使公司的投资组合多样化，并可能导致整体盈利能力的提高。然而，管理保留外汇账户也面临挑战。公司必须密切关注汇率和市场状况，以便做出明智的货币兑换决策。此外，根据公司运营的司法管辖区，可能还存在监管考虑。了解持有外币的法律影响对于避免潜在的合规问题至关重要。总之，保留外汇账户是参与国际贸易的企业的重要工具。它提供灵活性、保护汇率风险和投资机会。随着全球商业的不断扩展，有效管理外币的重要性只会增加，使得保留外汇账户成为现代金融战略的重要组成部分。理解和利用这一工具的公司可以在日益互联的全球市场中获得竞争优势。