retained capital

简明释义

保留资金

英英释义

例句

1.A healthy amount of retained capital indicates that a company is financially stable.

充足的留存资本表明公司财务稳定。

2.By increasing retained capital, the business can fund its expansion without taking on debt.

通过增加留存资本，企业可以在不承担债务的情况下资助扩展。

3.Investors often look at how a firm utilizes its retained capital to gauge future growth potential.

投资者通常会关注公司如何利用其留存资本来评估未来的增长潜力。

4.The board of directors approved a plan that would use retained capital for acquiring a competitor.

董事会批准了一项计划，将使用留存资本收购一家竞争对手。

5.The company decided to reinvest its retained capital into new technology to improve production efficiency.

公司决定将其留存资本再投资于新技术，以提高生产效率。

作文

In the world of finance and business, understanding various financial terms is crucial for effective management and strategic planning. One such term that often arises in discussions about a company's financial health is retained capital. The concept of retained capital refers to the portion of a company's profits that is not distributed to shareholders as dividends but is instead reinvested back into the business. This reinvestment can take many forms, including funding new projects, purchasing equipment, or expanding operations. By retaining capital, companies aim to foster growth and enhance their value over time.The significance of retained capital cannot be overstated. For many businesses, particularly those in growth phases, retaining earnings is essential for sustaining operations and pursuing new opportunities. When a company opts to retain its profits, it signals confidence in its future prospects and a commitment to long-term success. This strategy can be particularly advantageous in industries where market conditions are volatile, as having a robust reserve of retained capital can provide a buffer against economic downturns.Moreover, retained capital plays a critical role in a company's capital structure. It contributes to the equity portion of a company's balance sheet, which can improve its creditworthiness and make it easier to secure financing. Investors often look favorably upon companies with substantial retained capital, as it indicates a solid foundation for future growth and stability. Additionally, a high level of retained earnings can suggest that a company is less reliant on external debt, thereby reducing financial risk.However, the decision to retain capital rather than distribute it as dividends is not without its challenges. Shareholders may expect regular dividends as a return on their investment, and a company that consistently retains earnings may face pressure from investors who prefer immediate returns. Therefore, management must strike a balance between reinvesting profits for growth and providing adequate returns to shareholders. This balancing act is particularly important for publicly traded companies, where shareholder expectations can significantly influence stock prices.Another aspect to consider is the opportunity cost associated with retained capital. While reinvesting profits can lead to growth, there is always a risk that the investments may not yield the anticipated returns. Companies must conduct thorough analyses to ensure that retained earnings are allocated effectively and strategically. Poor investment decisions can lead to wasted resources and missed opportunities, highlighting the importance of sound financial management practices.In conclusion, retained capital is a fundamental concept in corporate finance that reflects a company's strategy for growth and sustainability. By choosing to reinvest profits rather than distribute them, companies can position themselves for long-term success. However, this approach requires careful consideration of shareholder expectations, investment opportunities, and potential risks. Ultimately, a well-managed approach to retained capital can result in enhanced company value and improved financial performance, benefiting both the business and its investors in the long run.

在金融和商业的世界中，理解各种财务术语对于有效管理和战略规划至关重要。其中一个经常出现在公司财务健康讨论中的术语是留存资本。留存资本的概念指的是公司未分配给股东作为股息的利润部分，而是重新投资回业务中。这种再投资可以采取多种形式，包括资助新项目、购买设备或扩展运营。通过保留资本，公司旨在促进增长并随着时间的推移提升其价值。留存资本的重要性不容小觑。对于许多企业，特别是在增长阶段的企业，留存收益对维持运营和追求新机会至关重要。当一家公司选择保留其利润时，它传达了对未来前景的信心以及对长期成功的承诺。这一策略在市场条件动荡的行业中尤为有利，因为拥有充足的留存资本储备可以在经济低迷时期提供缓冲。此外，留存资本在公司的资本结构中也发挥着关键作用。它为公司资产负债表的股权部分做出了贡献，这可以提高公司的信用度，使其更容易获得融资。投资者通常对拥有大量留存资本的公司持积极态度，因为这表明公司在未来增长和稳定方面有坚实的基础。此外，高水平的留存收益可能表明公司对外部债务的依赖程度较低，从而降低财务风险。然而，选择留存资本而非将其分配为股息的决定并非没有挑战。股东可能期望定期分红作为其投资的回报，而一家持续留存收益的公司可能会面临来自希望获得即时回报的投资者的压力。因此，管理层必须在重新投资利润以实现增长和为股东提供足够回报之间找到平衡。这一平衡在上市公司中尤为重要，因为股东的期望可能会显著影响股价。另一个需要考虑的方面是与留存资本相关的机会成本。虽然再投资利润可以带来增长，但始终存在投资可能无法产生预期回报的风险。公司必须进行深入分析，以确保留存收益得到有效和战略性的分配。糟糕的投资决策可能导致资源浪费和错失机会，突显了健全财务管理实践的重要性。总之，留存资本是公司金融中的一个基本概念，反映了公司的增长和可持续性战略。通过选择再投资利润而不是分配它们，公司可以为长期成功做好准备。然而，这种方法需要仔细考虑股东期望、投资机会和潜在风险。最终，妥善管理的留存资本方法可以带来公司价值的提升和财务业绩的改善，长期以来使企业及其投资者受益。