rescheduling of payment

简明释义

重新安排贷款偿还期限

英英释义

The process of changing the due date or terms of a payment that is owed, often to provide more time for the debtor to fulfill their obligation.

改变到期日期或付款条款的过程,通常是为了给债务人更多时间履行其义务。

例句

1.The company requested a rescheduling of payment due to unexpected cash flow issues.

由于意外的现金流问题,公司请求付款重新安排

2.After discussing with the client, we agreed on a rescheduling of payment for next month.

与客户讨论后,我们同意将付款重新安排到下个月。

3.The landlord approved the rescheduling of payment for the rent after hearing my situation.

在听到我的情况后,房东批准了租金的付款重新安排

4.Due to the pandemic, many businesses are seeking a rescheduling of payment for their loans.

由于疫情,许多企业正在寻求对其贷款进行付款重新安排

5.The rescheduling of payment was necessary to accommodate the new project timeline.

为了适应新的项目时间表,付款重新安排是必要的。

作文

In today's fast-paced world, financial management has become a crucial skill for individuals and businesses alike. One of the significant aspects of financial management is the ability to handle payments effectively. Sometimes, due to unforeseen circumstances, individuals or companies may find themselves unable to make payments on time. In such cases, the rescheduling of payment becomes a necessary option. This process allows debtors to negotiate new terms for their payments, ensuring that they can meet their financial obligations while avoiding default. Understanding the concept of rescheduling of payment is vital for maintaining good financial health.The rescheduling of payment refers to the act of changing the original payment schedule agreed upon by both parties involved in a transaction. This can occur in various contexts, such as loans, credit card bills, or service contracts. For instance, if a person has taken out a loan and suddenly faces job loss, they may approach the lender to discuss the possibility of altering the payment plan. The lender might agree to extend the payment period or reduce the monthly payment amount temporarily. This flexibility can provide much-needed relief during challenging times.Moreover, the rescheduling of payment is not only beneficial for the debtor but also for the creditor. By allowing a change in the payment schedule, creditors can minimize the risk of losing their money altogether. It is often more advantageous for them to receive smaller payments over an extended period than to have the debtor default entirely. This mutual benefit makes the rescheduling of payment a common practice in financial dealings.However, it is essential to approach the rescheduling of payment process with careful consideration. Debtors should communicate openly with their creditors about their financial situation and be honest about their ability to make payments. It is also advisable to document any agreements reached during this negotiation to avoid misunderstandings in the future. Creditors appreciate transparency and are more likely to accommodate requests when they see genuine effort from the debtor.In addition, debtors should be aware that rescheduling of payment might come with certain consequences. For example, extending the payment period may lead to additional interest charges, ultimately resulting in a higher total repayment amount. Therefore, it is crucial to weigh the pros and cons before deciding to reschedule payments. Seeking advice from financial advisors can also provide valuable insights into the best course of action.In conclusion, the rescheduling of payment is a practical solution for those facing financial difficulties. It allows individuals and businesses to manage their debts more effectively while maintaining a positive relationship with creditors. By understanding the implications and processes involved in rescheduling of payment, debtors can navigate their financial challenges more successfully. Ultimately, being proactive and responsible in financial matters will lead to better outcomes and a healthier financial future.

在当今快节奏的世界中,财务管理已成为个人和企业都必须具备的重要技能。财务管理的一个重要方面是有效处理支付。有时,由于不可预见的情况,个人或公司可能会发现自己无法按时付款。在这种情况下,支付重新安排成为必要的选择。这一过程允许债务人与交易中涉及的双方协商新的付款条款,以确保他们能够履行财务义务,同时避免违约。理解支付重新安排的概念对于保持良好的财务健康至关重要。支付重新安排是指更改双方在交易中达成的原始付款计划的行为。这可以发生在各种情况下,例如贷款、信用卡账单或服务合同。例如,如果一个人申请了贷款,但突然失业,他们可能会向贷方提出讨论更改付款计划的可能性。贷方可能同意暂时延长付款期限或减少每月付款金额。这种灵活性可以在困难时期提供急需的缓解。此外,支付重新安排不仅对债务人有利,对债权人也是如此。通过允许更改付款计划,债权人可以最大限度地降低损失风险。通常,对于他们来说,接受较小的分期付款比让债务人完全违约要更有利。因此,支付重新安排在金融交易中是一种常见的做法。然而,重要的是以谨慎的态度对待支付重新安排过程。债务人应与债权人开放沟通,诚实地说明自己的财务状况,以及能够进行支付的能力。同样,记录在谈判过程中达成的任何协议也是明智之举,以避免未来的误解。债权人欣赏透明度,当他们看到债务人表现出真诚的努力时,更可能满足请求。此外,债务人应意识到支付重新安排可能会带来某些后果。例如,延长付款期限可能会导致额外的利息费用,最终导致更高的总还款金额。因此,在决定重新安排付款之前,权衡利弊至关重要。寻求财务顾问的建议也可以为最佳行动方案提供宝贵的见解。总之,支付重新安排是面对财务困难的人的一种实用解决方案。它使个人和企业能够更有效地管理债务,同时与债权人保持良好的关系。通过了解支付重新安排的影响和过程,债务人可以更成功地应对财务挑战。最终,积极负责地处理财务事务将导致更好的结果和更健康的财务未来。

相关单词

rescheduling

rescheduling详解:怎么读、什么意思、用法

payment

payment详解:怎么读、什么意思、用法