required rate of return
简明释义
所需回报率
英英释义
The minimum return an investor expects to receive from an investment, which compensates for the risk taken. | 投资者期望从投资中获得的最低回报,以补偿所承担的风险。 |
例句
1.To attract investors, the startup must demonstrate how it can achieve its required rate of return 要求的回报率.
为了吸引投资者,初创公司必须展示其如何实现要求的回报率 required rate of return。
2.The finance team calculated the required rate of return 要求的回报率 for the new investment strategy.
财务团队计算了新投资策略的要求的回报率 required rate of return。
3.Understanding the required rate of return 要求的回报率 is crucial for making informed investment decisions.
理解要求的回报率 required rate of return 对于做出明智的投资决策至关重要。
4.A higher required rate of return 要求的回报率 typically indicates a higher risk investment.
较高的要求的回报率 required rate of return 通常表明投资风险较高。
5.Investors often look for projects that meet their required rate of return 要求的回报率 to ensure profitability.
投资者通常寻找能够满足他们的要求的回报率 required rate of return 的项目,以确保盈利。
作文
In the world of finance and investment, understanding the concept of the required rate of return is crucial for making informed decisions. The required rate of return refers to the minimum return that an investor expects to receive from an investment, taking into account its risk level. This benchmark is essential for evaluating whether an investment is worthwhile compared to other opportunities available in the market.To delve deeper into the significance of the required rate of return, we must first consider the factors that influence it. One primary factor is the risk associated with the investment. Generally, higher-risk investments demand a higher required rate of return as compensation for the increased uncertainty. For instance, stocks are typically considered riskier than bonds, and thus investors may require a higher return on stock investments to justify the potential volatility.Another factor influencing the required rate of return is the prevailing interest rates in the economy. When interest rates rise, the required rate of return for investments also tends to increase. This is because investors seek to achieve returns that exceed the risk-free rate, often represented by government bonds. Conversely, when interest rates decline, the required rate of return may decrease as well, making it easier for investors to find attractive investment opportunities.Moreover, the required rate of return can vary significantly across different industries and sectors. For example, technology companies may have a higher required rate of return due to their rapid growth potential and inherent risks, while utility companies, which tend to be more stable, may have a lower required rate of return. Understanding these nuances allows investors to tailor their strategies based on their risk tolerance and investment goals.The calculation of the required rate of return often involves various models, with one of the most commonly used being the Capital Asset Pricing Model (CAPM). According to CAPM, the required rate of return can be determined by adding the risk-free rate to the product of the investment's beta (a measure of its volatility relative to the market) and the market risk premium. This formula provides a systematic approach to estimate the required rate of return based on market conditions and the specific characteristics of the investment.In practice, investors use the required rate of return to assess the attractiveness of potential investments. If an investment's expected return exceeds the required rate of return, it may be considered a good opportunity. Conversely, if the expected return falls short, investors might choose to look elsewhere. This decision-making process highlights the importance of accurately estimating the required rate of return and understanding its implications for portfolio management.In conclusion, the required rate of return is a fundamental concept in finance that helps investors gauge the potential profitability of their investments in relation to their risks. By considering factors such as market conditions, interest rates, and industry specifics, investors can make better-informed decisions that align with their financial objectives. Ultimately, mastering the concept of the required rate of return not only enhances investment strategies but also fosters a deeper understanding of the financial landscape.
在金融和投资的世界中,理解“要求回报率”这一概念对于做出明智的决策至关重要。“要求回报率”是指投资者期望从投资中获得的最低回报,考虑到其风险水平。这个基准对于评估投资是否值得与市场上其他机会相比是必不可少的。为了更深入地探讨“要求回报率”的重要性,我们首先必须考虑影响它的因素。一个主要因素是与投资相关的风险。通常,高风险投资需要更高的“要求回报率”作为对增加不确定性的补偿。例如,股票通常被认为比债券风险更高,因此投资者可能要求股票投资获得更高的回报,以证明潜在的波动性是合理的。另一个影响“要求回报率”的因素是经济中的利率。当利率上升时,投资的“要求回报率”也往往会增加。这是因为投资者希望获得超过无风险利率的回报,通常以政府债券为代表。相反,当利率下降时,“要求回报率”也可能下降,使投资者更容易找到有吸引力的投资机会。此外,不同的行业和部门之间“要求回报率”可能会显著不同。例如,由于技术公司快速增长的潜力和固有风险,它们可能具有更高的“要求回报率”,而公用事业公司则由于相对稳定,可能具有较低的“要求回报率”。理解这些细微差别使投资者能够根据自己的风险承受能力和投资目标调整他们的策略。“要求回报率”的计算通常涉及各种模型,其中最常用的是资本资产定价模型(CAPM)。根据CAPM,可以通过将无风险利率与投资的贝塔(相对于市场的波动性度量)乘以市场风险溢价的乘积相加来确定“要求回报率”。这个公式提供了一种系统的方法来根据市场条件和投资的具体特征估算“要求回报率”。在实践中,投资者使用“要求回报率”来评估潜在投资的吸引力。如果某项投资的预期回报超过了“要求回报率”,则可能被视为良好的机会。相反,如果预期回报低于该标准,投资者可能会选择寻找其他地方的机会。这一决策过程突显了准确估算“要求回报率”的重要性,以及理解其对投资组合管理的影响。总之,“要求回报率”是金融中的一个基本概念,帮助投资者衡量其投资相对于风险的潜在盈利能力。通过考虑市场条件、利率和行业特性等因素,投资者可以做出更明智的决策,与他们的财务目标保持一致。最终,掌握“要求回报率”的概念不仅提升了投资策略,还促进了对金融环境的更深刻理解。
相关单词