red balance

简明释义

赤字结余

英英释义

例句

1.The company reported a red balance 负余额 in their quarterly earnings, which raised concerns among investors.

公司在季度收益中报告了一个red balance 负余额，这引起了投资者的担忧。

2.The financial advisor warned me about the risks of maintaining a red balance 负余额 for too long.

财务顾问警告我，不要长时间保持red balance 负余额的风险。

3.If your account shows a red balance 负余额, you may need to make a deposit soon.

如果你的账户显示red balance 负余额，你可能需要尽快存款。

4.I was shocked to see a red balance 负余额 on my credit card statement after the holiday shopping spree.

在假日购物狂欢后，我看到信用卡对账单上有一个red balance 负余额，感到非常震惊。

5.After reviewing my bank statement, I noticed a red balance 负余额 indicating I had overspent last month.

在查看我的银行对账单后，我注意到有一个red balance 负余额，这表明我上个月超支了。

作文

In the realm of finance and accounting, the term red balance refers to a situation where an account shows a negative amount. This typically indicates that an individual or organization has spent more money than they have available in their account, leading to a deficit. Understanding the implications of a red balance is crucial for both personal finance management and corporate accounting practices. When an account is in the red, it can lead to various consequences, such as incurring overdraft fees, damaging credit scores, and affecting overall financial health.For individuals, maintaining a positive balance in their checking and savings accounts is essential. A red balance can arise from unexpected expenses, such as medical bills or car repairs, which can strain one’s budget. It is vital for individuals to keep track of their spending habits and create a budget that accommodates both fixed and variable expenses. By doing so, they can avoid falling into the trap of a red balance and ensure that they are living within their means.On a corporate level, a red balance can indicate serious financial issues. Companies that frequently operate with negative balances may struggle to meet their obligations, such as paying suppliers or employees. This can lead to a loss of trust among investors and stakeholders, ultimately impacting the company’s reputation and viability. Therefore, businesses need to monitor their cash flow closely and implement effective financial strategies to avoid a red balance. This could involve cutting unnecessary expenses, increasing revenue streams, or securing lines of credit to manage short-term deficits.Moreover, understanding how to address a red balance is equally important. For individuals, this might mean reassessing their financial priorities and making lifestyle changes to improve their cash flow. For businesses, it could involve restructuring debt or seeking financial advice to develop a sustainable plan for recovery. In either case, recognizing the signs of a red balance early on can help mitigate further financial distress.In conclusion, the concept of a red balance serves as a warning signal in both personal and corporate finance. It highlights the importance of budgeting, monitoring expenses, and maintaining a healthy financial outlook. By being proactive and informed, individuals and businesses alike can work towards avoiding a red balance and achieving financial stability. Ultimately, understanding this term and its implications can empower people to make better financial decisions and foster a more secure economic future.

在财务和会计的领域，术语红色余额指的是一个账户显示负数的情况。这通常表示个人或组织花费的钱超过了他们账户中可用的金额，导致赤字。理解红色余额的含义对于个人财务管理和企业会计实践至关重要。当一个账户处于赤字状态时，可能会导致各种后果，例如产生透支费用、损害信用评分以及影响整体财务健康。对于个人而言，保持支票和储蓄账户的正余额是至关重要的。红色余额可能源于意外支出，如医疗账单或汽车维修，这可能会给预算带来压力。个人必须跟踪自己的消费习惯，并制定一个既能满足固定支出又能应对可变支出的预算。通过这样做，他们可以避免陷入红色余额的陷阱，确保自己在经济上不超支。在企业层面，红色余额可能表明严重的财务问题。经常以负余额运作的公司可能会难以履行其义务，例如支付供应商或员工。这可能导致投资者和利益相关者之间失去信任，最终影响公司的声誉和生存能力。因此，企业需要密切监控现金流，并实施有效的财务策略，以避免出现红色余额。这可能涉及削减不必要的开支、增加收入来源或获得信用额度以管理短期赤字。此外，理解如何解决红色余额同样重要。对于个人来说，这可能意味着重新评估财务优先事项，并进行生活方式的调整以改善现金流。对于企业，这可能涉及重组债务或寻求财务建议，以制定可持续的恢复计划。在任何情况下，及早识别红色余额的迹象可以帮助减轻进一步的财务困境。总之，红色余额的概念在个人和企业财务中都充当了警示信号。它突显了预算、监控支出和保持健康财务前景的重要性。通过积极主动和信息化，个人和企业都可以努力避免红色余额，实现财务稳定。最终，理解这个术语及其含义可以使人们能够做出更好的财务决策，促进更安全的经济未来。