real earnings

简明释义

实际收益

英英释义

例句

1.The increase in inflation has significantly reduced the purchasing power of workers' real earnings.

通货膨胀的增加显著降低了工人的实际收入购买力。

2.Many economists argue that real earnings are a better indicator of economic health than nominal wages.

许多经济学家认为，实际收入比名义工资更能反映经济健康状况。

3.The government released a report showing that real earnings have increased for the first time in five years.

政府发布了一份报告，显示实际收入在五年来首次增长。

4.After adjusting for inflation, it turns out that my real earnings have stagnated over the last decade.

经过通货膨胀调整后，发现我的实际收入在过去十年里停滞不前。

5.To assess the economic well-being of citizens, we must look at their real earnings over time.

要评估公民的经济福祉，我们必须观察他们的实际收入随时间的变化。

作文

In today's economy, understanding financial terms is crucial for making informed decisions. One such term is real earnings, which refers to the income of an individual or a company after adjusting for inflation. This concept is vital because it gives a clearer picture of the actual purchasing power of earnings over time. For instance, if someone earns $50,000 a year, that figure alone does not tell us how much they can truly buy with that money. If inflation is high, the real earnings could be significantly lower than the nominal amount suggests. To illustrate this further, consider a scenario where the inflation rate is 3%. If someone’s salary increases from $50,000 to $51,500 in a year, one might think that they have received a raise; however, when adjusted for inflation, their real earnings have only increased by $1,500, which may not be enough to cover rising costs of living. This example highlights the importance of looking beyond nominal figures and considering the impact of inflation on our finances.Moreover, real earnings are particularly significant when analyzing economic trends. Economists often use this measure to assess the health of the economy. For example, if real wages are stagnating while nominal wages are increasing, it indicates that inflation is eroding the purchasing power of consumers. This can lead to decreased consumer spending, which is a critical component of economic growth. In contrast, when real earnings rise, it suggests that individuals are gaining more purchasing power, which can stimulate economic activity. Therefore, tracking changes in real earnings helps policymakers and economists understand whether the economy is truly improving or if nominal gains are merely a result of inflation.Furthermore, understanding real earnings is essential for personal financial planning. Individuals need to account for inflation when setting financial goals. For example, if someone plans to save for retirement, they must consider how inflation will affect their savings over time. If they expect to retire with $1 million, they should evaluate what that amount will be worth in terms of real earnings at the time of retirement, especially if inflation continues to rise.Investors also pay attention to real earnings when evaluating the performance of their investments. Stocks that are growing in nominal terms may not necessarily be performing well if inflation is also high. Investors need to look at the real earnings growth of companies to determine their true profitability and sustainability.In conclusion, real earnings provide a more accurate representation of financial health by accounting for inflation. Understanding this concept is essential for individuals, businesses, and policymakers alike. By focusing on real earnings, we can make better financial decisions, understand economic trends, and plan effectively for the future. Ignoring inflation can lead to misguided conclusions about financial stability and growth, making it imperative to always consider the real earnings in any financial analysis.

在当今经济中，理解金融术语对于做出明智的决策至关重要。一个这样的术语是真实收入，它指的是个人或公司在调整通货膨胀后获得的收入。这个概念至关重要，因为它提供了一个更清晰的关于收入实际购买力的图景。例如，如果某人的年收入为50000美元，仅仅这个数字并不能告诉我们他们用这笔钱真正能买到多少。如果通货膨胀很高，那么真实收入可能远低于名义金额所暗示的水平。为了进一步说明这一点，考虑一个通货膨胀率为3%的情景。如果某人的工资从50000美元增加到51500美元，人们可能会认为他们得到了加薪；然而，当调整通货膨胀后，他们的真实收入只增加了1500美元，这可能不足以覆盖生活成本的上升。这个例子突显了超越名义数字、考虑通货膨胀对我们财务影响的重要性。此外，真实收入在分析经济趋势时尤其重要。经济学家通常使用这一指标来评估经济的健康状况。例如，如果实际工资停滞不前而名义工资在上升，这表明通货膨胀正在侵蚀消费者的购买力。这可能导致消费者支出的减少，而消费者支出是经济增长的关键组成部分。相反，当真实收入上升时，这表明个人获得了更多的购买力，这可以刺激经济活动。因此，跟踪真实收入的变化有助于政策制定者和经济学家了解经济是否真正改善，还是名义增长仅仅是通货膨胀的结果。此外，理解真实收入对个人财务规划至关重要。个人在设定财务目标时需要考虑通货膨胀。例如，如果某人计划为退休储蓄，他们必须考虑通货膨胀将如何影响他们的储蓄。如果他们希望退休时拥有100万美元，他们应该评估在退休时这一金额在真实收入方面的价值，特别是在通货膨胀继续上升的情况下。投资者也关注真实收入，以评估投资表现。名义上增长的股票在通货膨胀高企的情况下可能并不一定表现良好。投资者需要查看公司的真实收入增长，以确定其真正的盈利能力和可持续性。总之，真实收入通过考虑通货膨胀提供了更准确的财务健康表现。理解这一概念对个人、企业和政策制定者都至关重要。通过关注真实收入，我们可以做出更好的财务决策，理解经济趋势，并有效地进行未来规划。忽视通货膨胀可能导致对财务稳定性和增长的误导性结论，因此在任何财务分析中始终考虑真实收入是至关重要的。