solvency

简明释义

英[ˈsɒlvənsi]美[ˈsɑːlvənsi]

n. 偿付能力；溶解力

英英释义

单词用法

同义词

反义词

例句

1.And fourth, the crisis was destructive to many firms because solvency worries led to liquidity problems.

第四，危机对许多公司是毁灭性的，因为偿付能力的忧虑导致流动性问题。

2.Banks' solvency depends on bedrock of capital.

银行的偿付能力建立在资本金的坚实基础上。

3.Concerned that the Banks' books contain so many permanently impaired loans that their solvency is in question?

是不是担心银行帐面上永久性不良贷款太多而怀疑他们的偿付能力？

4.The euro crisis was brought on by investors with genuine worries about the solvency of several euro-zone countries.

投资者们对几个欧元区国家偿债能力的担忧引发了欧元区的危机。

5.First, there is the distinction between solvency and liquidity.

首先，偿付能力和流动性之间存在着区别。

6.That will be difficult if solvency worries persist.

如果偿付能力的担忧依然存在，这肯定会有难度。

7.The third set of options is all about Banks' solvency.

第三套选项完全关乎银行的偿付能力。

8.Investors were notably worried about Greece's solvency.

当时投资者对希腊的偿债能力非常担心。

9.The euro crisis was brought on by investors with genuine worries about the solvency of several euro-zone countries.

投资者们对几个欧元区国家偿债能力的担忧引发了欧元区的危机。

10.Investors are more likely to trust firms with strong solvency ratios.

投资者更倾向于信任具有强大偿债能力比率的公司。

11.The financial crisis has raised concerns about the solvency of many institutions.

金融危机引发了对许多机构偿债能力的担忧。

12.The bank conducted a thorough analysis to assess the company's solvency.

银行进行了全面分析，以评估公司的偿债能力。

13.A decline in solvency can lead to bankruptcy if not addressed promptly.

如果不及时处理，偿债能力下降可能导致破产。

14.The accountant prepared a report on the solvency of the business for potential buyers.

会计为潜在买家准备了一份关于企业偿债能力的报告。

作文

In the world of finance and business, understanding the concept of solvency is crucial for both companies and individuals. Solvency refers to the ability of an entity to meet its long-term financial obligations. In simpler terms, it indicates whether a company or individual can pay off their debts as they come due. This concept is vital because it directly impacts the sustainability and growth potential of a business. Without solvency, a company may face bankruptcy, which can lead to significant losses for shareholders, employees, and even the economy at large.To illustrate the importance of solvency, consider a hypothetical manufacturing company that has taken out loans to expand its operations. If this company generates sufficient revenue to cover its expenses and repay its debts, it is considered solvent. However, if it fails to generate enough income and cannot meet its debt obligations, it risks becoming insolvent. Insolvency occurs when liabilities exceed assets, meaning the company owes more than it owns. This situation can lead to severe consequences, including liquidation or restructuring under bankruptcy laws.Investors and creditors closely monitor a company's solvency to assess its financial health. They often use various financial ratios, such as the debt-to-equity ratio and the current ratio, to evaluate a company's ability to meet its obligations. A high debt-to-equity ratio may indicate that a company is over-leveraged, making it more susceptible to economic downturns. On the other hand, a strong current ratio suggests that a company has sufficient short-term assets to cover its short-term liabilities, indicating good solvency.Moreover, solvency is not only relevant for businesses but also for individuals. Personal solvency involves managing one's financial affairs to ensure that debts can be paid off without compromising essential living standards. Individuals who live beyond their means and accumulate excessive debt may find themselves in a state of insolvency, leading to financial distress and potential bankruptcy.In conclusion, solvency is a fundamental concept in finance that signifies the ability to meet long-term obligations. It plays a critical role in determining the financial health of both businesses and individuals. Maintaining solvency requires careful financial planning, prudent management of debts, and a proactive approach to generating income. By understanding and monitoring solvency, stakeholders can make informed decisions that contribute to long-term success and stability in the financial landscape.

在金融和商业领域，理解“solvency”这一概念对于公司和个人至关重要。solvency指的是一个实体满足其长期财务义务的能力。简单来说，它表明一个公司或个人是否能够按期偿还债务。这个概念至关重要，因为它直接影响到企业的可持续性和增长潜力。如果没有solvency，公司可能面临破产，这可能导致股东、员工甚至整个经济的重大损失。为了说明solvency的重要性，考虑一家假想的制造公司，该公司为扩展业务而贷款。如果这家公司产生了足够的收入来覆盖其费用并偿还债务，则被视为有偿付能力。然而，如果它未能产生足够的收入并无法满足债务义务，则面临破产的风险。当负债超过资产时，就会发生无偿付能力，意味着公司欠的比拥有的多。这种情况可能导致严重后果，包括清算或根据破产法进行重组。投资者和债权人密切关注公司的solvency以评估其财务健康状况。他们通常使用各种财务比率，如债务与股本比率和流动比率，来评估公司的偿债能力。高债务与股本比率可能表明公司负担过重，使其更容易受到经济衰退的影响。另一方面，强劲的流动比率表明公司拥有足够的短期资产来覆盖其短期负债，表明良好的solvency。此外，solvency不仅与企业相关，也与个人有关。个人solvency涉及管理个人财务事务，以确保债务可以偿还而不影响基本生活标准。那些超支并积累过多债务的个人可能会发现自己处于无偿付能力状态，导致财务困境和潜在的破产。总之，solvency是金融中的一个基础概念，表示满足长期义务的能力。它在确定企业和个人的财务健康状况方面发挥着关键作用。维持solvency需要谨慎的财务规划、合理的债务管理以及积极的收入生成方法。通过理解和监控solvency，利益相关者可以做出明智的决策，从而促进金融环境中的长期成功和稳定。