owner's equity

简明释义

所有者权益

英英释义

例句

1.An increase in owner's equity 所有者权益 can indicate that the company is retaining more profits.

增加的owner's equity 所有者权益 可以表明公司正在保留更多利润。

2.Understanding owner's equity 所有者权益 helps business owners make informed financial decisions.

理解owner's equity 所有者权益 有助于企业主做出明智的财务决策。

3.Investors look for a high owner's equity 所有者权益 ratio when evaluating potential investments.

投资者在评估潜在投资时会寻找高owner's equity 所有者权益 比率。

4.The company's balance sheet shows a strong owner's equity 所有者权益 position, indicating financial stability.

公司的资产负债表显示出强劲的owner's equity 所有者权益 位置，表明财务稳定。

5.The owner's equity 所有者权益 of a business can be affected by losses or additional investments.

企业的owner's equity 所有者权益 可能会受到亏损或额外投资的影响。

作文

Understanding the concept of owner's equity is crucial for anyone involved in finance, business management, or personal investment. Owner's equity, often referred to as net assets, represents the residual interest in the assets of a company after deducting liabilities. In simpler terms, it is what the owners truly own after all debts have been settled. This financial metric plays a significant role in assessing the health and viability of a business.To illustrate, let’s consider a small business that has total assets worth $500,000 and total liabilities amounting to $300,000. To calculate the owner's equity, one would subtract the total liabilities from the total assets. Therefore, $500,000 (assets) - $300,000 (liabilities) equals $200,000. This means the owner's equity in this scenario is $200,000, indicating that the owners have this amount invested in the business after accounting for all obligations.The significance of owner's equity extends beyond just a number on a balance sheet. It reflects the financial strength of a company and can influence various aspects of business operations. For instance, a higher owner's equity may enable a business to secure loans more easily, as lenders often view it as a sign of stability and lower risk. Conversely, low or negative owner's equity could indicate financial distress, making it harder for the company to obtain financing or attract investors.Moreover, owner's equity is also essential for understanding how profits are distributed among owners. When a company generates profits, these earnings can either be reinvested back into the business or distributed to the owners as dividends. The decision on whether to retain earnings or distribute them affects the owner's equity. Retaining profits increases owner's equity, while paying out dividends decreases it. This dynamic illustrates the importance of strategic decision-making in managing a business's finances.In addition to its role in business finance, owner's equity is also relevant for personal finance, particularly for homeowners. For instance, when individuals purchase a home, they build owner's equity over time as they pay down their mortgage and as the value of the property appreciates. This equity can be a valuable asset, providing homeowners with financial leverage for future investments or expenses.In conclusion, owner's equity is a fundamental concept in both corporate and personal finance. It not only represents the ownership stake in a business but also serves as an indicator of financial health and stability. Understanding owner's equity allows business owners and investors to make informed decisions regarding the management of assets, liabilities, and profits. By keeping a close eye on owner's equity, individuals and businesses alike can better navigate the complexities of financial planning and investment strategies.

理解所有者权益的概念对任何参与金融、商业管理或个人投资的人来说都是至关重要的。所有者权益，通常被称为净资产，代表公司在扣除负债后对资产的剩余权益。简单来说，它是所有者在偿还所有债务后真正拥有的部分。这个财务指标在评估企业的健康状况和可行性方面发挥着重要作用。为了说明这一点，让我们考虑一个小企业，其总资产价值为50万美元，总负债为30万美元。要计算所有者权益，需要将总负债从总资产中减去。因此，50万美元（资产）- 30万美元（负债）等于20万美元。这意味着在这种情况下，所有者权益为20万美元，表明所有者在偿还所有义务后在企业中的投资额为20万美元。所有者权益的重要性不仅仅体现在资产负债表上的数字上。它反映了公司的财务实力，并可能影响业务运营的各个方面。例如，较高的所有者权益可能使企业更容易获得贷款，因为贷方通常将其视为稳定性和低风险的标志。相反，低或负的所有者权益可能表明财务困境，从而使公司更难获得融资或吸引投资者。此外，所有者权益对于理解利润如何在所有者之间分配也至关重要。当公司产生利润时，这些收益可以选择再投资回公司或作为股息分配给所有者。是否保留收益或分配收益的决策会影响所有者权益。保留利润会增加所有者权益，而支付股息则会减少它。这种动态展示了在管理企业财务时战略决策的重要性。除了在商业金融中的作用外，所有者权益在个人金融中也与房主相关。例如，当个人购买房屋时，他们随着按揭的偿还和房产价值的升值逐渐建立所有者权益。这一权益可以成为一项有价值的资产，为房主提供未来投资或支出的财务杠杆。总之，所有者权益是公司和个人金融中的一个基本概念。它不仅代表了企业的所有权份额，而且作为财务健康和稳定性的指标。理解所有者权益使企业主和投资者能够就资产、负债和利润的管理做出明智的决策。通过密切关注所有者权益，个人和企业都可以更好地应对财务规划和投资策略的复杂性。