owners equity

简明释义

所有者权益

英英释义

例句

1.Investors are often interested in a firm's owners equity 所有者权益 as it indicates the net worth of the company.

投资者通常对公司的所有者权益 owners equity 感兴趣，因为它表明公司的净资产。

2.The bank required a certain level of owners equity 所有者权益 before approving the loan application.

银行在批准贷款申请之前要求有一定水平的所有者权益 owners equity。

3.When calculating owners equity 所有者权益, it's important to subtract total liabilities from total assets.

在计算所有者权益 owners equity 时，重要的是从总资产中减去总负债。

4.A rise in owners equity 所有者权益 can indicate that a company is effectively managing its profits.

所有者权益 owners equity 的上升可能表明公司有效地管理其利润。

5.The financial report showed that the company's owners equity 所有者权益 had increased significantly over the past year.

财务报告显示，公司在过去一年中，所有者权益 owners equity 显著增加。

作文

Understanding financial concepts is crucial for anyone looking to manage their personal or business finances effectively. One such concept that often comes up in discussions about financial health is owners equity. 业主权益 refers to the amount of ownership an individual or entity has in an asset after all liabilities have been deducted. This concept is fundamental in both personal finance and corporate accounting, as it provides insight into the net worth of an individual or a business.To illustrate the importance of owners equity, consider a small business owner who has invested a significant amount of capital into their company. The total assets of the business might include cash, inventory, equipment, and property, which can all be quantified in monetary terms. However, these assets are often accompanied by liabilities, such as loans, unpaid bills, and other financial obligations. 业主权益 can be calculated by subtracting these liabilities from the total assets. For instance, if the business has $500,000 in assets and $300,000 in liabilities, the owners equity would be $200,000. This figure represents the owner's stake in the business and indicates how much value they have built up through their investments and efforts.The significance of owners equity extends beyond just understanding one’s financial position. It plays a vital role in attracting investors and securing loans. Investors often look at a company’s owners equity to determine its financial stability and growth potential. A strong 业主权益 position can signal to potential investors that the business is well-managed and has a solid foundation. Furthermore, lenders may evaluate owners equity when considering loan applications, as a higher equity level suggests a lower risk for the lender.In addition to its implications for investment and lending, owners equity also reflects the performance of a business over time. An increasing 业主权益 indicates that the business is growing and becoming more profitable, while a declining equity may raise red flags about operational efficiency or market conditions. Business owners should regularly monitor their owners equity to make informed decisions about reinvestment, expansion, or cost-cutting measures.Moreover, understanding owners equity is also essential for personal finance management. Individuals who own homes, for example, build 业主权益 as they pay down their mortgages and as property values increase. This equity can be tapped into for various purposes, such as funding education, starting a business, or making investments. Therefore, knowing how to calculate and understand owners equity can empower individuals to make better financial decisions and plan for their futures.In conclusion, owners equity is a critical financial metric that provides insights into the value of ownership in an asset after liabilities are accounted for. Whether in the context of a business or personal finance, understanding 业主权益 allows individuals and business owners to gauge their financial health, attract investment, secure loans, and make informed decisions. As such, it is essential for anyone interested in financial literacy to grasp the concept of owners equity and its implications for their financial well-being.

理解财务概念对于任何希望有效管理个人或商业财务的人来说都是至关重要的。其中一个经常在财务健康讨论中出现的概念是业主权益。业主权益指的是个人或实体在扣除所有负债后对资产的所有权金额。这个概念在个人财务和企业会计中都是基础，因为它提供了个人或企业净值的洞察。为了说明业主权益的重要性，考虑一个小企业主，他们在公司中投入了大量资本。企业的总资产可能包括现金、库存、设备和物业，这些都可以用货币来量化。然而，这些资产通常伴随着负债，如贷款、未支付的账单和其他财务义务。业主权益可以通过从总资产中减去这些负债来计算。例如，如果企业的资产为500,000美元，而负债为300,000美元，那么业主权益将为200,000美元。这个数字代表了业主在企业中的股份，并表明他们通过投资和努力所建立的价值。业主权益的重要性不仅限于理解个人的财务状况。它在吸引投资者和获得贷款方面发挥着至关重要的作用。投资者通常会查看公司的业主权益以确定其财务稳定性和增长潜力。强大的业主权益地位可以向潜在投资者发出信号，表明该业务管理良好并且基础扎实。此外，贷方在考虑贷款申请时可能会评估业主权益，因为较高的股权水平意味着对贷方的风险较低。除了对投资和贷款的影响之外，业主权益还反映了企业随时间推移的表现。增加的业主权益表明企业正在增长并变得更加盈利，而下降的权益可能会对运营效率或市场条件发出警告。企业主应定期监测其业主权益，以便就再投资、扩张或削减成本措施做出明智的决策。此外，理解业主权益对于个人财务管理也至关重要。例如，拥有房屋的个人在偿还抵押贷款和房产增值时建立业主权益。这部分权益可以用于多种目的，如资助教育、创业或进行投资。因此，了解如何计算和理解业主权益可以使个人能够做出更好的财务决策，并为未来做好规划。总之，业主权益是一个关键的财务指标，它提供了在负债被考虑后对资产所有权价值的洞察。无论是在商业还是个人财务的背景下，理解业主权益都使个人和企业主能够评估其财务健康、吸引投资、获得贷款并做出明智的决策。因此，对于任何对财务知识感兴趣的人来说，掌握业主权益及其对财务健康的影响是必不可少的。