on inflation-adjusted basis

简明释义

扣除物价因素

英英释义

例句

1.Investors often evaluate the performance of stocks on inflation-adjusted basis to gauge their real returns.

投资者通常会 以通货膨胀调整后的基础 评估股票的表现，以衡量其真实收益。

2.Home prices have skyrocketed; however, when viewed on inflation-adjusted basis, the increase is less dramatic.

房价飙升；然而，当从 以通货膨胀调整后的基础 看时，涨幅就没有那么戏剧性。

3.When comparing salaries, it's important to look at them on inflation-adjusted basis to understand their true value over time.

在比较薪水时，重要的是要从 以通货膨胀调整后的基础 来看，以理解它们随时间的真实价值。

4.The government reported a decrease in poverty rates on inflation-adjusted basis, showing that more people are improving their financial situations.

政府报告称贫困率下降了 以通货膨胀调整后的基础，显示出越来越多的人改善了他们的经济状况。

5.The company's revenue increased by 5% on inflation-adjusted basis, indicating real growth after accounting for price changes.

公司的收入增长了5% 以通货膨胀调整后的基础，表明在考虑价格变动后真正的增长。

作文

Understanding economic indicators is crucial for making informed financial decisions. One of the key concepts that often arises in economic discussions is the term "on inflation-adjusted basis." This phrase refers to a method of evaluating financial figures by taking into account the effects of inflation. In simpler terms, it allows us to compare the purchasing power of money over different periods by adjusting for inflation rates. For example, when analyzing the growth of wages over the past decade, one might find that nominal wages have increased significantly. However, if we look at these figures "on inflation-adjusted basis," we may discover that the real purchasing power of those wages has not grown as much as initially thought. This adjustment is vital because inflation erodes the value of money; therefore, without this adjustment, one could easily be misled into thinking that they are earning more than they actually are in terms of what their income can buy.Another area where the concept of "on inflation-adjusted basis" plays a significant role is in investment returns. Investors often want to know how their investments are performing over time. If an investment grows by 5% in a year, that sounds impressive at first glance. However, if inflation during that same period was 3%, the real return, when viewed "on inflation-adjusted basis," is only 2%. This is a critical distinction because it directly affects the investor's ability to grow their wealth. Thus, understanding returns in real terms is essential for effective financial planning.Moreover, policymakers and economists frequently use inflation-adjusted metrics to assess the overall health of an economy. For instance, Gross Domestic Product (GDP) is often reported as a nominal figure, but when analyzed "on inflation-adjusted basis," it provides a clearer picture of economic growth. This adjusted figure helps to eliminate the distortions caused by inflation, allowing for a more accurate comparison of economic performance over time.In conclusion, the phrase "on inflation-adjusted basis" serves as a crucial tool in both personal finance and macroeconomic analysis. By understanding and applying this concept, individuals and policymakers can make better-informed decisions that reflect the true value of money over time. Ignoring inflation can lead to misguided conclusions and poor financial choices. Therefore, it is essential to always consider the inflation-adjusted perspective when evaluating financial data, whether it’s wages, investment returns, or overall economic growth. By doing so, we ensure that our assessments are grounded in reality and that we make decisions that will positively impact our financial futures.

理解经济指标对于做出明智的财务决策至关重要。一个在经济讨论中经常出现的关键概念是“以通货膨胀调整后的基础”。这个短语指的是通过考虑通货膨胀的影响来评估财务数字的一种方法。简单来说，它使我们能够通过调整通货膨胀率来比较不同时期的货币购买力。例如，当分析过去十年工资增长时，人们可能会发现名义工资大幅增加。然而，如果我们以“以通货膨胀调整后的基础”来看这些数字，我们可能会发现这些工资的实际购买力并没有像最初想象的那样增长。这种调整至关重要，因为通货膨胀会侵蚀货币的价值；因此，如果没有这种调整，人们很容易误认为他们的收入比实际能买到的更多。“以通货膨胀调整后的基础”这一概念在投资回报方面也起着重要作用。投资者通常希望了解他们的投资随时间的表现。如果一项投资在一年内增长了5%，乍一看这听起来非常可观。然而，如果同一时期的通货膨胀为3%，那么当以“以通货膨胀调整后的基础”来看，实际回报仅为2%。这是一个关键的区别，因为它直接影响到投资者的财富增长能力。因此，理解实际回报对于有效的财务规划至关重要。此外，政策制定者和经济学家经常使用通货膨胀调整的指标来评估经济的整体健康状况。例如，国内生产总值（GDP）通常以名义数字报告，但当以“以通货膨胀调整后的基础”进行分析时，它提供了更清晰的经济增长图景。这一调整后的数字有助于消除通货膨胀造成的扭曲，从而允许对经济表现进行更准确的时间比较。总之，“以通货膨胀调整后的基础”这一短语在个人财务和宏观经济分析中都是一个至关重要的工具。通过理解和应用这一概念，个人和政策制定者可以做出更好的决策，这些决策反映出货币随时间的真实价值。忽视通货膨胀可能导致误导性的结论和糟糕的财务选择。因此，在评估财务数据时，无论是工资、投资回报还是整体经济增长，都必须始终考虑通货膨胀调整的视角。通过这样做，我们确保我们的评估建立在现实基础上，并做出将积极影响我们财务未来的决策。