Notes receivable

简明释义

应收票据

英英释义

例句

1.We need to evaluate the collectibility of our notes receivable before closing the books.

在结账之前，我们需要评估我们的应收票据的可收回性。

2.Investors often look at notes receivable as a sign of a company's financial health.

投资者通常将应收票据视为公司财务健康的标志。

3.The company recorded an increase in notes receivable for the quarter, indicating more credit sales.

公司本季度记录的应收票据增加，表明信用销售增多。

4.The finance department issued a report on the status of notes receivable for the fiscal year.

财务部门发布了关于本财年的应收票据状态的报告。

5.Management is concerned about the aging of notes receivable on the balance sheet.

管理层对资产负债表上应收票据的老化表示担忧。

作文

In the world of finance and accounting, understanding various terms is crucial for both professionals and students. One such term that often comes up is Notes receivable, which refers to a financial asset that represents a written promise from a borrower to pay a specified amount of money at a future date. This concept is particularly important in managing cash flow and assessing the creditworthiness of customers. Notes receivable can arise from various transactions, including loans, sales on credit, or any situation where a business extends credit to its customers. When a company sells goods or services on credit, it may require the customer to sign a formal agreement, which results in a Notes receivable. This document serves as proof of the debt and outlines the terms of repayment, including interest rates and payment schedules. For businesses, having Notes receivable is beneficial because it allows them to generate revenue while providing customers with the flexibility to pay over time. However, it also introduces risks, as there is always the possibility that the customer may default on their payment obligations.The management of Notes receivable is essential for maintaining healthy cash flow. Companies must regularly monitor these notes to ensure timely collections and minimize the risk of bad debts. This involves keeping track of due dates, sending reminders to customers, and sometimes even negotiating payment plans for those who may be struggling to meet their obligations. Efficient management of Notes receivable not only improves cash flow but also enhances the overall financial stability of a business.Moreover, Notes receivable can be used as collateral for loans. If a company needs immediate cash, it can leverage its Notes receivable by selling them to a third party at a discount or using them as security for a loan. This practice can provide businesses with necessary liquidity without having to wait for customers to pay their debts.In conclusion, Notes receivable play a significant role in the financial operations of a business. They represent a promise of future cash inflow and are critical in managing credit sales and cash flow. By understanding the implications of Notes receivable, businesses can make informed decisions about extending credit, managing collections, and optimizing their financial strategies. As such, mastering the concept of Notes receivable is essential for anyone involved in finance or accounting, as it directly impacts a company's profitability and financial health.

在金融和会计的世界中，理解各种术语对专业人士和学生来说至关重要。一个经常出现的术语是应收票据，它指的是一种金融资产，代表借款人书面承诺在未来某个日期支付特定金额。这一概念在管理现金流和评估客户信用worthiness方面尤为重要。应收票据可以由多种交易产生，包括贷款、赊账销售或任何情况下企业向客户提供信贷。当公司赊账销售商品或服务时，可能会要求客户签署正式协议，从而产生应收票据。该文件作为债务的证明，并概述了还款条款，包括利率和付款计划。对于企业来说，拥有应收票据是有益的，因为它允许他们在为客户提供灵活的分期付款的同时创造收入。然而，它也引入了风险，因为客户可能违约未能履行付款义务。应收票据的管理对于维持健康的现金流至关重要。公司必须定期监控这些票据，以确保及时回收，并最小化坏账的风险。这涉及跟踪到期日、向客户发送提醒，有时甚至为那些可能难以满足义务的人协商付款计划。高效的应收票据管理不仅改善现金流，还增强了企业的整体财务稳定性。此外，应收票据可以作为贷款的担保。如果公司需要立即现金，可以通过折扣出售其应收票据给第三方，或将其作为贷款的担保。这种做法可以为企业提供必要的流动性，而不必等待客户偿还债务。总之，应收票据在企业的财务运作中扮演着重要角色。它们代表未来现金流入的承诺，并在管理信贷销售和现金流方面至关重要。通过理解应收票据的含义，企业可以就扩展信贷、管理收款和优化财务策略做出明智的决策。因此，掌握应收票据的概念对于任何参与金融或会计的人来说都是必不可少的，因为它直接影响公司的盈利能力和财务健康。