note receivable

简明释义

应收票据

英英释义

例句

1.The company recorded a note receivable for the amount owed by the customer.

公司记录了一个应收票据，用于客户欠款的金额。

2.Our accountant suggested that we monitor the aging of our note receivable closely.

我们的会计建议我们密切监控应收票据的账龄。

3.At the end of the fiscal year, we had several note receivable outstanding.

在财政年度结束时，我们有几张未收回的应收票据。

4.The bank accepted the note receivable as collateral for the loan.

银行接受了应收票据作为贷款的抵押品。

5.When the customer pays off the note receivable, we will remove it from our books.

当客户偿还应收票据时，我们将其从账簿中删除。

作文

In the world of finance and accounting, understanding various terms is crucial for both professionals and students. One such term that often comes up is note receivable. A note receivable refers to a written promise from a borrower to pay a specific amount of money to a lender at a future date. This financial instrument is essential for businesses as it represents an asset on the balance sheet. When a company extends credit to customers, they may require a note receivable to formalize the transaction. The significance of note receivable cannot be understated. It provides a clear record of the amount owed and the terms of repayment, which can include interest rates and payment schedules. For instance, if a company sells goods worth $10,000 to a customer and accepts a note receivable instead of immediate payment, it essentially allows the customer to pay later while ensuring that the company has a legal document to support its claim. This practice not only helps in managing cash flow but also builds trust between the buyer and seller.Moreover, note receivable can be beneficial in various scenarios. For example, businesses may use note receivable to finance operations or investments. By accepting notes receivable, companies can convert their sales into cash over time, allowing them to reinvest in their operations or cover expenses. Additionally, these notes can sometimes be sold or discounted to banks or financial institutions, providing immediate liquidity for the business.However, managing note receivable also comes with its challenges. Businesses need to ensure that they have robust credit policies in place to minimize the risk of default. If a borrower fails to repay the note receivable, the lender may face significant financial loss. Therefore, it is vital for companies to assess the creditworthiness of their customers before extending credit and accepting notes receivable.In conclusion, note receivable is a fundamental concept in finance that plays a critical role in business transactions. It serves as a formal agreement between parties, outlining the terms of repayment and acting as an asset for the lender. Understanding how to effectively manage note receivable can lead to better financial health for businesses and foster positive relationships with customers. As the marketplace continues to evolve, the importance of note receivable will remain a key aspect of financial management, making it essential for anyone involved in business to grasp this concept thoroughly.

在金融和会计的世界中，理解各种术语对专业人士和学生至关重要。其中一个常见的术语是应收票据。应收票据是借款人向贷方支付特定金额的书面承诺，该金额将在未来某个日期支付。这种金融工具对企业至关重要，因为它代表了资产负债表上的一项资产。当公司向客户提供信贷时，他们可能会要求应收票据来正式化交易。应收票据的重要性不容小觑。它提供了所欠金额及还款条款的清晰记录，这些条款可能包括利率和还款计划。例如，如果一家公司向客户出售价值10,000美元的商品，并接受应收票据而不是立即付款，它基本上允许客户稍后付款，同时确保公司有法律文件支持其索赔。这种做法不仅有助于管理现金流，还建立了买卖双方之间的信任。此外，应收票据在各种情况下也可能是有益的。例如，企业可以利用应收票据来为运营或投资融资。通过接受应收票据，公司可以将销售转化为现金，从而允许他们重新投资于运营或支付费用。此外，这些票据有时可以出售或贴现给银行或金融机构，为企业提供即时流动资金。然而，管理应收票据也面临挑战。企业需要确保他们有健全的信用政策，以尽量减少违约风险。如果借款人未能偿还应收票据，贷方可能会面临重大财务损失。因此，公司在扩展信贷和接受应收票据之前，评估客户的信用worthiness至关重要。总之，应收票据是金融中的一个基本概念，在商业交易中发挥着关键作用。它作为各方之间的正式协议，概述了还款条款，并作为贷方的资产。了解如何有效管理应收票据可以改善企业的财务状况，并促进与客户的良好关系。随着市场的不断发展，应收票据的重要性将仍然是财务管理的一个关键方面，使得参与商业活动的任何人都必须全面掌握这一概念。