industrial and commercial bank

简明释义

工商银行

英英释义

例句

1.My salary is directly deposited into my account at the industrial and commercial bank 工商银行.

我的工资直接存入我在工商银行 industrial and commercial bank 的账户。

2.I need to visit the industrial and commercial bank 工商银行 to open a new savings account.

我需要去工商银行 industrial and commercial bank 开一个新的储蓄账户。

3.You can apply for a credit card at any industrial and commercial bank 工商银行 branch.

你可以在任何一家工商银行 industrial and commercial bank 分行申请信用卡。

4.The industrial and commercial bank 工商银行 offers various loan options for small businesses.

这家工商银行 industrial and commercial bank 提供多种小企业贷款选择。

5.The industrial and commercial bank 工商银行 has a strong online banking platform.

这家工商银行 industrial and commercial bank 拥有强大的网上银行平台。

作文

The term industrial and commercial bank refers to a financial institution that provides a wide range of banking services to both individuals and businesses. These banks play a crucial role in the economic development of a country by facilitating financial transactions, offering loans, and providing investment opportunities. In many countries, the industrial and commercial bank serves as a backbone for the economy, supporting various sectors such as manufacturing, trade, and services.One of the primary functions of an industrial and commercial bank is to accept deposits from customers. This allows individuals and businesses to safely store their money while earning interest. The bank then uses these deposits to provide loans to other customers, effectively creating a cycle of money flow within the economy. By lending money to businesses, the industrial and commercial bank enables them to invest in expansion, purchase new equipment, or hire more employees, which in turn stimulates economic growth.Moreover, industrial and commercial banks also offer various financial products, including savings accounts, checking accounts, and certificates of deposit. They provide credit facilities such as personal loans, business loans, and mortgages. These services are essential for individuals looking to finance their education, buy a home, or start a business. The availability of credit from industrial and commercial banks can significantly impact consumer spending and investment decisions, which are vital components of a thriving economy.In addition to traditional banking services, many industrial and commercial banks have embraced technology to enhance their offerings. Online banking, mobile apps, and digital payment systems have made it easier for customers to manage their finances. This technological advancement has increased accessibility and convenience, allowing customers to conduct transactions anytime and anywhere. As a result, industrial and commercial banks have become more competitive, attracting a larger customer base.Furthermore, industrial and commercial banks often engage in international banking activities, facilitating trade and investment across borders. They provide foreign exchange services, export and import financing, and help businesses navigate the complexities of global markets. This international aspect of industrial and commercial banks is critical in today’s interconnected world, where businesses frequently operate on a global scale.In conclusion, the function of an industrial and commercial bank goes beyond mere financial transactions. They are integral to the economic framework, providing essential services that promote growth and stability. By offering loans, accepting deposits, and embracing technological advancements, industrial and commercial banks empower individuals and businesses alike. Their role in facilitating international trade further underscores their importance in a globalized economy. Understanding the significance of industrial and commercial banks can help individuals appreciate the complex financial systems that support our everyday lives and the broader economy.

“工业和商业银行”这一术语指的是一种金融机构，提供广泛的银行服务给个人和企业。这些银行在国家经济发展中扮演着至关重要的角色，通过促进金融交易、提供贷款和投资机会来实现。 在许多国家，“工业和商业银行”作为经济的支柱，支持制造业、贸易和服务等各个行业。“工业和商业银行”的主要功能之一是接受客户存款。这使得个人和企业能够安全地存储他们的钱，同时赚取利息。银行随后利用这些存款向其他客户提供贷款，从而有效地创造了经济中的资金流动循环。通过向企业提供贷款，“工业和商业银行”使它们能够投资扩张、购买新设备或雇用更多员工，从而刺激经济增长。此外，“工业和商业银行”还提供各种金融产品，包括储蓄账户、支票账户和定期存款。它们提供信贷设施，如个人贷款、商业贷款和抵押贷款。这些服务对希望融资教育、购买住房或创业的个人至关重要。“工业和商业银行”提供的信贷可显著影响消费者支出和投资决策，而这些都是繁荣经济的重要组成部分。除了传统的银行服务，许多“工业和商业银行”还利用技术来增强其产品。在线银行、移动应用和数字支付系统使客户更容易管理他们的财务。这种技术进步提高了可及性和便利性，使客户能够随时随地进行交易。因此，“工业和商业银行”变得更加具有竞争力，吸引了更大的客户群体。此外，“工业和商业银行”通常参与国际银行业务，促进跨境贸易和投资。它们提供外汇服务、出口和进口融资，并帮助企业应对全球市场的复杂性。这种国际化的“工业和商业银行”在当今互联的世界中至关重要，因为企业通常在全球范围内运营。总之，“工业和商业银行”的功能超越了简单的金融交易。它们是经济框架的重要组成部分，提供促进增长和稳定的基本服务。通过提供贷款、接受存款和拥抱技术进步，“工业和商业银行”赋予个人和企业力量。它们在促进国际贸易中的作用进一步强调了它们在全球化经济中的重要性。理解“工业和商业银行”的重要性可以帮助个人欣赏支持我们日常生活和更广泛经济的复杂金融系统。