Hong Kong Interbank Clearing Limited

简明释义

香港银行同业结算有限公司

英英释义

例句

1.For cross-border payments, we rely on Hong Kong Interbank Clearing Limited (香港银行间结算有限公司) for secure transactions.

对于跨境支付，我们依赖香港银行间结算有限公司 (Hong Kong Interbank Clearing Limited) 进行安全交易。

2.The transaction was processed through Hong Kong Interbank Clearing Limited (香港银行间结算有限公司) to ensure efficiency.

该交易通过香港银行间结算有限公司 (Hong Kong Interbank Clearing Limited) 进行处理，以确保高效。

3.To settle the interbank transactions, we use Hong Kong Interbank Clearing Limited (香港银行间结算有限公司).

为了结算银行间交易，我们使用香港银行间结算有限公司 (Hong Kong Interbank Clearing Limited)。

4.The bank's clearing operations are managed by Hong Kong Interbank Clearing Limited (香港银行间结算有限公司).

该银行的清算业务由香港银行间结算有限公司 (Hong Kong Interbank Clearing Limited) 管理。

5.All local banks participate in the services provided by Hong Kong Interbank Clearing Limited (香港银行间结算有限公司).

所有本地银行均参与香港银行间结算有限公司 (Hong Kong Interbank Clearing Limited) 提供的服务。

作文

The financial landscape of Hong Kong is renowned for its efficiency and sophistication, largely attributed to various institutions that facilitate seamless transactions. One such institution is Hong Kong Interbank Clearing Limited, which plays a pivotal role in the banking ecosystem of the region. Understanding the functions and significance of Hong Kong Interbank Clearing Limited can provide insights into how financial transactions are processed and settled in one of the world's leading financial hubs.Established in 1985, Hong Kong Interbank Clearing Limited serves as the backbone of interbank transactions in Hong Kong. It provides a platform for banks to clear and settle their interbank payments, ensuring that funds are transferred efficiently and securely. The organization operates under the supervision of the Hong Kong Monetary Authority (HKMA), which oversees the stability and integrity of the financial system in Hong Kong.One of the primary functions of Hong Kong Interbank Clearing Limited is to facilitate real-time gross settlement (RTGS) for large-value payments. This system allows banks to settle transactions on a one-to-one basis in real time, reducing the risk associated with payment delays. By providing this service, Hong Kong Interbank Clearing Limited enhances liquidity management for banks and ensures that funds are available when needed.Moreover, Hong Kong Interbank Clearing Limited also supports the clearing and settlement of retail payments, which include smaller transactions made by individuals and businesses. This includes services such as the Automatic Transfer Service (ATS) and the Faster Payment System (FPS), which have revolutionized the way payments are made in Hong Kong. These systems allow users to transfer funds instantly, making everyday transactions more convenient and efficient.In addition to its core clearing and settlement functions, Hong Kong Interbank Clearing Limited is also involved in various initiatives aimed at enhancing the overall payment infrastructure in Hong Kong. For instance, it collaborates with other financial institutions and regulatory bodies to promote innovation in payment technologies, such as mobile payments and digital currencies. This forward-thinking approach ensures that Hong Kong remains at the forefront of financial technology advancements.The importance of Hong Kong Interbank Clearing Limited extends beyond mere transaction processing. Its operations contribute significantly to the overall stability of the financial system in Hong Kong. By providing a reliable and efficient clearing mechanism, Hong Kong Interbank Clearing Limited helps to instill confidence among consumers and businesses alike, fostering a robust economic environment.In conclusion, Hong Kong Interbank Clearing Limited is an essential component of Hong Kong's financial infrastructure. Its role in facilitating interbank transactions, supporting retail payments, and promoting innovation underscores its significance in maintaining the efficiency and stability of the financial system. As Hong Kong continues to evolve as a global financial center, the contributions of Hong Kong Interbank Clearing Limited will undoubtedly remain crucial in shaping the future of banking and finance in the region.

香港的金融环境以其高效和复杂而闻名，这在很大程度上归功于各种机构，它们促进了无缝交易。其中一个机构是香港银行间结算有限公司，它在该地区的银行生态系统中发挥着关键作用。理解香港银行间结算有限公司的功能和重要性，可以深入了解在世界领先金融中心之一如何处理和结算金融交易。香港银行间结算有限公司成立于1985年，是香港银行间交易的支柱。它为银行提供了一个清算和结算其银行间支付的平台，确保资金高效、安全地转移。该组织在香港金融管理局（HKMA）的监督下运作，后者负责监督香港金融系统的稳定性和完整性。香港银行间结算有限公司的主要功能之一是为大额支付提供实时全额结算（RTGS）。该系统允许银行即时逐笔结算交易，从而降低支付延迟带来的风险。通过提供这一服务，香港银行间结算有限公司增强了银行的流动性管理，确保资金在需要时可用。此外，香港银行间结算有限公司还支持零售支付的清算和结算，包括个人和企业进行的小额交易。这包括自动转账服务（ATS）和快速支付系统（FPS）等服务，这些服务彻底改变了香港的支付方式。这些系统使用户能够即时转账，使日常交易更加方便和高效。除了其核心的清算和结算功能外，香港银行间结算有限公司还参与各种旨在增强香港整体支付基础设施的倡议。例如，它与其他金融机构和监管机构合作，推动支付技术的创新，如移动支付和数字货币。这种前瞻性的做法确保香港在金融科技进步的前沿。香港银行间结算有限公司的重要性不仅限于交易处理。其运营对香港金融系统的整体稳定性有着显著的贡献。通过提供可靠和高效的清算机制，香港银行间结算有限公司帮助增强了消费者和企业的信心，促进了强大的经济环境。总之，香港银行间结算有限公司是香港金融基础设施的一个重要组成部分。它在促进银行间交易、支持零售支付和推动创新方面的作用，突显了其在维持金融系统效率和稳定性方面的重要性。随着香港继续发展成为全球金融中心，香港银行间结算有限公司的贡献无疑将继续在塑造该地区银行和金融的未来中发挥关键作用。