health insurance

简明释义

医疗保险

英英释义

例句

1.Some people choose to buy private health insurance 健康保险 for better coverage.

有些人选择购买私人健康保险 健康保险以获得更好的保障。

2.Without health insurance 健康保险, medical bills can be overwhelming.

没有健康保险 健康保险，医疗账单可能会让人难以承受。

3.The government provides health insurance 健康保险 for low-income families.

政府为低收入家庭提供健康保险 健康保险。

4.Many employers offer health insurance 健康保险 as part of their employee benefits package.

许多雇主将健康保险 健康保险作为员工福利的一部分。

5.It's important to review your health insurance 健康保险 policy every year.

每年审查你的健康保险 健康保险政策是很重要的。

作文

In today's world, having adequate health insurance is more important than ever. 健康保险 provides individuals with financial protection against high medical costs and unexpected health issues. With the rising cost of healthcare, many people find themselves unable to afford necessary treatments without some form of health insurance. This financial safety net allows individuals to seek medical care without the fear of incurring crippling debt.One of the primary benefits of health insurance is that it covers a wide range of medical services. Most plans include coverage for preventive care, such as vaccinations and annual check-ups, which are essential for maintaining good health. By investing in 健康保险, individuals can ensure they receive regular medical attention, helping to catch potential health issues early when they are often more manageable.Moreover, health insurance can significantly reduce out-of-pocket expenses for various medical treatments. For instance, hospitalization costs can be exorbitant, and without 健康保险, even a single night in the hospital can lead to financial ruin. Insurance plans typically cover a substantial portion of these costs, allowing patients to focus on their recovery rather than their bills.Another crucial aspect of health insurance is its role in providing access to a network of healthcare providers. Most insurance plans have partnerships with hospitals and doctors, which means that policyholders can receive care from reputable professionals. This network not only ensures quality care but also often results in lower costs for services rendered within the network. Without 健康保险, individuals may struggle to find affordable healthcare options or may be forced to pay higher rates for services outside of their provider's network.Additionally, health insurance can offer peace of mind. Knowing that you are covered in case of an emergency can alleviate stress and enable individuals to live their lives more fully. Whether it's a sudden illness, an accident, or a chronic condition, having 健康保险 means that help is just a phone call away, and that one will not have to face these challenges alone.However, navigating the world of health insurance can be complex. There are various types of plans available, each with its own set of benefits, limitations, and costs. Understanding the differences between HMO, PPO, EPO, and other plan types is crucial for selecting the right 健康保险 that meets individual needs. It is essential to carefully review the terms of coverage, including deductibles, copayments, and out-of-pocket maximums, to make informed decisions.In conclusion, health insurance is a vital component of modern life that provides financial protection, access to quality healthcare, and peace of mind. As healthcare costs continue to rise, investing in 健康保险 is not just a wise choice; it is a necessary step towards ensuring one's well-being and security. Understanding and utilizing health insurance effectively can make a significant difference in managing health and finances in an unpredictable world.

在当今世界，拥有足够的健康保险比以往任何时候都重要。健康保险为个人提供了对高额医疗费用和意外健康问题的财务保护。随着医疗保健成本的上升，许多人发现没有某种形式的健康保险，他们无法负担必要的治疗。这种财务安全网使个人能够寻求医疗护理，而不必担心会承担巨额债务。健康保险的主要好处之一是它覆盖广泛的医疗服务。大多数计划包括预防性护理的覆盖，例如疫苗接种和年度体检，这对于保持良好的健康至关重要。通过投资于健康保险，个人可以确保他们定期接受医疗关注，帮助及早发现潜在的健康问题，这通常更易于管理。此外，健康保险可以显著减少各种医疗治疗的自付费用。例如，住院费用可能非常高昂，如果没有健康保险，即使在医院住一晚也可能导致财务毁灭。保险计划通常会覆盖这些费用的很大一部分，使患者能够专注于康复，而不是账单。健康保险的另一个关键方面是其在提供医疗服务网络中的作用。大多数保险计划与医院和医生建立了合作关系，这意味着投保人可以从信誉良好的专业人士那里获得护理。这个网络不仅确保了优质的护理，而且通常还会导致在网络内提供的服务费用更低。如果没有健康保险，个人可能会在寻找负担得起的医疗保健选项时遇到困难，或者被迫支付更高的网络外服务费用。此外，健康保险可以提供安心。知道自己在紧急情况下有保障可以减轻压力，使个人能够更充分地生活。无论是突发疾病、事故还是慢性病，拥有健康保险意味着帮助就在电话那头，人们不必独自面对这些挑战。然而，驾驭健康保险的世界可能会很复杂。可用的计划类型各不相同，每种都有其自身的福利、限制和费用。了解HMO、PPO、EPO等不同计划类型之间的差异对于选择适合个人需求的健康保险至关重要。仔细审查保险条款，包括免赔额、自付额和自付最高限额，对于做出明智的决定至关重要。总之，健康保险是现代生活的重要组成部分，提供财务保护、优质医疗服务的获取和安心。随着医疗费用的持续上涨，投资于健康保险不仅是一个明智的选择；它是确保个人福祉和安全的必要步骤。有效理解和利用健康保险可以在一个不可预测的世界中对管理健康和财务产生重大影响。