fixed liability

简明释义

长期负债

英英释义

A fixed liability refers to a long-term financial obligation that a company is required to pay over a specific period, typically extending beyond one year.

固定负债是指公司在特定时期内需要偿还的长期财务义务,通常超过一年。

例句

1.The company reported a significant increase in its fixed liability 固定负债 due to new loans taken out for expansion.

公司报告称,由于为扩张而新借的贷款,其固定负债 固定负债显著增加。

2.When evaluating a company's health, analysts often look at the ratio of fixed liability 固定负债 to equity.

在评估一家公司的健康状况时,分析师通常会查看固定负债 固定负债与股本的比率。

3.A high level of fixed liability 固定负债 can indicate financial risk for the business.

较高的固定负债 固定负债水平可能表明企业面临财务风险。

4.Investors should pay close attention to the fixed liability 固定负债 on the balance sheet before making investment decisions.

投资者在做出投资决策之前,应密切关注资产负债表上的固定负债 固定负债

5.The fixed liability 固定负债 of the organization primarily consists of long-term loans and bonds.

该组织的固定负债 固定负债主要由长期贷款和债券组成。

作文

In the world of finance and accounting, understanding various terms is crucial for making informed decisions. One such term is fixed liability, which refers to a long-term financial obligation that a company or individual must fulfill over time. Unlike current liabilities, which are due within a year, fixed liability represents debts that extend beyond this short-term horizon, often requiring systematic payments over several years. This distinction is essential for both investors and managers as it impacts cash flow management and financial planning.A common example of fixed liability is a mortgage. When a person buys a house, they often take out a loan that they will repay over many years. This mortgage does not need to be paid off immediately, but the homeowner must make regular payments until the debt is settled. Similarly, businesses may issue bonds or take out long-term loans to finance large projects. These debts are classified as fixed liabilities because they represent a commitment that the company has made to pay back the borrowed amount plus interest over an extended period.Understanding fixed liability is vital when evaluating a company's financial health. Investors often look at a company's balance sheet to assess its liabilities. A high level of fixed liability compared to assets can indicate potential financial trouble, as it may suggest that the company is over-leveraged. This situation could lead to difficulties in meeting obligations if cash flows decline. Therefore, analyzing the ratio of fixed liability to equity is a common practice among analysts to gauge risk levels and overall stability.Moreover, managing fixed liability effectively is critical for business success. Companies must ensure that they have adequate cash flow to meet their long-term obligations. This requires careful planning and forecasting. For instance, a company with substantial fixed liability might decide to invest in growth opportunities that generate additional revenue streams to cover these debts. Alternatively, they could restructure their liabilities to obtain better terms or lower interest rates, thus alleviating some financial pressure.In conclusion, the concept of fixed liability plays a significant role in the financial landscape. It encompasses long-term obligations that require strategic management and consideration. Both individuals and businesses must understand how these liabilities affect their financial stability and decision-making processes. By doing so, they can navigate their financial futures more effectively and avoid potential pitfalls associated with excessive debt. Ultimately, recognizing the importance of fixed liability is essential for anyone involved in financial planning, investment, or corporate management.

在金融和会计的世界中,理解各种术语对于做出明智的决策至关重要。其中一个术语是固定负债,它指的是公司或个人必须随着时间履行的长期财务义务。与一年内到期的流动负债不同,固定负债代表着超出短期视野的债务,通常需要在几年内进行系统的还款。这一区别对于投资者和管理者来说至关重要,因为它影响现金流管理和财务规划。固定负债的一个常见例子是抵押贷款。当一个人购买房屋时,他们通常会申请一笔贷款,并在多年内偿还。这种抵押贷款不需要立即偿还,但房主必须定期支付,直到债务清偿。同样,企业可能会发行债券或申请长期贷款来为大型项目融资。这些债务被归类为固定负债,因为它们代表公司承诺在较长时期内偿还借款金额及利息。理解固定负债在评估公司的财务健康状况时至关重要。投资者通常会查看公司的资产负债表,以评估其负债水平。与资产相比,高水平的固定负债可能表明潜在的财务问题,因为这可能表明公司过度负债。如果现金流下降,这种情况可能导致满足义务的困难。因此,分析固定负债与股本的比率是分析师常用的一种方法,以评估风险水平和整体稳定性。此外,有效管理固定负债对企业成功至关重要。公司必须确保拥有足够的现金流来满足其长期义务。这需要仔细的规划和预测。例如,一家拥有大量固定负债的公司可能决定投资于能够产生额外收入来源的增长机会,以覆盖这些债务。或者,他们可以重组其负债,以获得更好的条款或降低利率,从而减轻一些财务压力。总之,固定负债的概念在金融领域中扮演着重要角色。它包含需要战略管理和考虑的长期义务。无论是个人还是企业,都必须理解这些负债如何影响他们的财务稳定性和决策过程。通过这样做,他们可以更有效地应对财务未来,避免与过度债务相关的潜在陷阱。最终,认识到固定负债的重要性对于任何参与财务规划、投资或企业管理的人来说都是至关重要的。

相关单词

fixed

fixed详解:怎么读、什么意思、用法

liability

liability详解:怎么读、什么意思、用法