financial lease

简明释义

金融租赁

英英释义

例句

1.The financial lease 金融租赁 agreement specified the duration and payment terms clearly.

该金融租赁 financial lease协议明确规定了期限和付款条款。

2.Many startups prefer financial leases 金融租赁 to avoid large upfront costs.

许多初创企业更喜欢金融租赁 financial leases以避免大额前期成本。

3.With a financial lease 金融租赁, the lessee can claim tax deductions on lease payments.

通过金融租赁 financial lease，承租人可以对租赁付款申请税收减免。

4.The company decided to enter into a financial lease 金融租赁 for new office equipment to preserve cash flow.

公司决定为新的办公设备签订一个金融租赁 financial lease，以保持现金流。

5.A financial lease 金融租赁 allows businesses to use assets without purchasing them outright.

一个金融租赁 financial lease允许企业在不直接购买资产的情况下使用它们。

作文

In today's business world, companies are constantly looking for ways to optimize their financial strategies. One of the methods that have gained popularity is the concept of a financial lease. A financial lease is a type of lease where the lessee (the party leasing the asset) has the option to purchase the asset at the end of the lease term. This arrangement is particularly beneficial for businesses that want to use expensive equipment without the immediate financial burden of purchasing it outright. The primary advantage of a financial lease is that it allows companies to preserve their capital for other investments while still having access to essential resources. For instance, a construction company may need heavy machinery to complete projects but may not have the cash flow to buy these machines upfront. By entering into a financial lease, the company can use the equipment and pay for it gradually over time. This approach also provides tax benefits, as lease payments can often be deducted as business expenses. Moreover, a financial lease typically includes maintenance and repair services, which means the lessee does not have to worry about the costs associated with keeping the equipment in good condition. This aspect is particularly advantageous for businesses that rely on specialized machinery that requires regular upkeep. However, there are some considerations to keep in mind when entering into a financial lease. One potential drawback is that the total cost of leasing can exceed the cost of purchasing the asset outright, especially if the lease term is extended. Businesses must carefully analyze their financial situation and project future needs before committing to a financial lease. Additionally, at the end of the lease term, if the lessee decides not to purchase the asset, they will have to return it, which may not always align with their operational needs. Another factor to consider is the impact on the company's balance sheet. A financial lease is often considered a liability, which can affect the company’s debt-to-equity ratio. Therefore, businesses should consult with financial advisors to understand how a financial lease will influence their overall financial health. In conclusion, a financial lease can be an effective tool for businesses seeking to manage their cash flow and access necessary assets without the upfront costs of purchasing them. While it offers numerous advantages, such as preserving capital and providing tax benefits, companies must weigh these against the potential drawbacks. Proper financial planning and analysis are crucial to ensure that a financial lease aligns with the company's long-term goals and operational needs. As the business landscape continues to evolve, understanding financial instruments like the financial lease will remain essential for making informed decisions that support growth and sustainability.

在当今的商业世界中，公司不断寻找优化财务策略的方法。其中一种越来越受欢迎的方法是金融租赁的概念。金融租赁是一种租赁类型，承租人（租赁资产的一方）可以选择在租赁期结束时购买该资产。这种安排对于希望使用昂贵设备而不必立即负担全额购买费用的企业特别有利。金融租赁的主要优势在于，它允许公司保留资本用于其他投资，同时仍然能够获得必要的资源。例如，一家建筑公司可能需要重型机械来完成项目，但可能没有现金流来一次性购买这些机器。通过签订金融租赁合同，该公司可以使用设备，并逐渐支付费用。这种方法还提供了税收优惠，因为租赁付款通常可以作为商业费用扣除。此外，金融租赁通常包括维护和修理服务，这意味着承租人不必担心保持设备良好状态所需的费用。这一方面对依赖需要定期维护的专业机械的企业特别有利。然而，在签订金融租赁合同时，有一些需要考虑的因素。一个潜在的缺点是，租赁的总成本可能超过直接购买资产的成本，特别是在租赁期限延长的情况下。企业必须仔细分析其财务状况并预测未来需求，然后再决定是否签订金融租赁合同。此外，在租赁期结束时，如果承租人决定不购买该资产，他们将不得不归还该资产，这可能并不总是与他们的运营需求相符。另一个需要考虑的因素是对公司资产负债表的影响。金融租赁通常被视为负债，这可能会影响公司的债务与股本比率。因此，企业应咨询财务顾问，以了解金融租赁将如何影响其整体财务健康。总之，金融租赁可以成为企业寻求管理现金流和获取必要资产而无需前期购买成本的有效工具。尽管它提供了许多优势，例如保留资本和提供税收优惠，但公司必须权衡这些优势与潜在缺点之间的关系。适当的财务规划和分析对于确保金融租赁与公司的长期目标和运营需求一致至关重要。随着商业环境的不断发展，理解像金融租赁这样的金融工具将继续对做出支持增长和可持续性的明智决策至关重要。