Federal Reserve

简明释义

美联储

英英释义

例句

1.The Federal Reserve 联邦储备系统 plays a crucial role in controlling inflation in the United States.

在美国，联邦储备系统在控制通货膨胀方面起着至关重要的作用。

2.The Federal Reserve 联邦储备系统 is often referred to as the central bank of the United States.

人们常常将联邦储备系统称为美国的中央银行。

3.Many investors closely monitor the announcements from the Federal Reserve 联邦储备系统 for signs of economic change.

许多投资者密切关注联邦储备系统的公告，以寻找经济变化的迹象。

4.The decision made by the Federal Reserve 联邦储备系统 to raise interest rates surprised many economists.

由联邦储备系统做出的加息决定让许多经济学家感到惊讶。

5.During the financial crisis, the Federal Reserve 联邦储备系统 implemented several emergency measures.

在金融危机期间，联邦储备系统实施了几项紧急措施。

作文

The Federal Reserve is the central banking system of the United States, established in 1913. Its primary purpose is to provide the country with a safe, flexible, and stable monetary and financial system. The Federal Reserve plays a crucial role in managing inflation, regulating banks, and overseeing the nation's monetary policy. One of its key functions is to influence interest rates and control the money supply, which in turn affects economic growth and stability. The structure of the Federal Reserve is unique. It consists of a Board of Governors located in Washington, D.C., and twelve regional Federal Reserve Banks spread across major cities in the U.S. This decentralized structure allows the Federal Reserve to address local economic conditions while maintaining a national focus. Each regional bank serves its district by providing financial services, conducting research, and contributing to monetary policy decisions.One of the most important tools used by the Federal Reserve to influence the economy is the federal funds rate, which is the interest rate at which banks lend reserves to each other overnight. By raising or lowering this rate, the Federal Reserve can either encourage borrowing and spending during economic downturns or cool off an overheating economy. This ability to adjust interest rates is vital for controlling inflation and fostering employment.In addition to setting interest rates, the Federal Reserve also engages in open market operations, which involve buying and selling government securities to regulate the money supply. When the Federal Reserve buys securities, it injects money into the economy, stimulating growth. Conversely, selling securities withdraws money from circulation, helping to control inflation.The Federal Reserve also plays an essential role in maintaining the stability of the financial system. During times of financial crisis, such as the 2008 recession, the Federal Reserve can act as a lender of last resort, providing liquidity to banks and financial institutions to prevent systemic collapse. This function is critical for maintaining public confidence in the financial system and ensuring that credit continues to flow to households and businesses.Moreover, the Federal Reserve conducts extensive research on various economic issues, providing valuable insights to policymakers and the public. Its reports and data help to inform decisions related to fiscal policy and economic planning. The Federal Reserve also emphasizes transparency and communication, regularly holding press conferences and releasing minutes from its meetings to keep the public informed about its actions and decisions.In conclusion, the Federal Reserve is a fundamental institution in the U.S. economy, responsible for managing monetary policy, regulating banks, and ensuring financial stability. Its actions have far-reaching consequences for economic growth, employment, and inflation. Understanding the role and functions of the Federal Reserve is essential for anyone interested in economics and finance, as it shapes the financial landscape of the nation and influences the lives of millions of Americans.

联邦储备系统是美国的中央银行系统，成立于1913年。其主要目的是为国家提供安全、灵活和稳定的货币及金融体系。联邦储备系统在管理通货膨胀、监管银行和监督国家货币政策方面发挥着至关重要的作用。它的一个关键职能是影响利率和控制货币供应，从而影响经济增长和稳定。联邦储备系统的结构独特。它由位于华盛顿特区的董事会和分布在美国主要城市的十二个地区联邦储备银行组成。这种分散的结构使得联邦储备系统能够应对地方经济状况，同时保持全国的关注。每个地区银行通过提供金融服务、进行研究以及参与货币政策决策来服务其地区。联邦储备系统用来影响经济的最重要工具之一是联邦基金利率，这是银行之间隔夜借贷准备金的利率。通过提高或降低这一利率，联邦储备系统可以在经济衰退期间鼓励借贷和消费，或在经济过热时降温。这种调整利率的能力对控制通货膨胀和促进就业至关重要。除了设定利率外，联邦储备系统还参与公开市场操作，这涉及买卖政府证券以调节货币供应。当联邦储备系统购买证券时，它向经济注入资金，刺激增长。相反，出售证券则从流通中撤回资金，有助于控制通货膨胀。联邦储备系统在维护金融体系稳定方面也扮演着重要角色。在金融危机时期，比如2008年经济衰退，联邦储备系统可以作为最后贷款人，为银行和金融机构提供流动性，以防止系统崩溃。这个职能对于维持公众对金融体系的信心和确保信贷继续流向家庭和企业至关重要。此外，联邦储备系统还对各种经济问题进行广泛研究，为政策制定者和公众提供有价值的见解。它的报告和数据有助于为财政政策和经济规划的决策提供信息。联邦储备系统还强调透明度和沟通，定期召开新闻发布会并发布会议记录，以使公众了解其行动和决策。总之，联邦储备系统是美国经济中的一个基本机构，负责管理货币政策、监管银行和确保金融稳定。其行动对经济增长、就业和通货膨胀具有深远的影响。理解联邦储备系统的角色和职能对于任何对经济和金融感兴趣的人来说都是至关重要的，因为它塑造了国家的金融格局，并影响着数百万美国人的生活。