expected return

简明释义

语期收益

英英释义

例句

1.Investors often calculate the expected return 预期收益 of a stock before making a purchase.

投资者在购买股票之前，通常会计算该股票的expected return 预期收益。

2.When assessing a new project, companies often look at the expected return 预期收益 to determine feasibility.

在评估新项目时，公司通常会查看expected return 预期收益以确定可行性。

3.The expected return 预期收益 on government bonds is generally lower than that of corporate bonds.

政府债券的expected return 预期收益通常低于公司债券的收益。

4.The expected return 预期收益 on a diversified portfolio tends to be higher than that of individual investments.

多元化投资组合的expected return 预期收益往往高于单个投资的收益。

5.A financial advisor can help you understand the expected return 预期收益 of different investment options.

财务顾问可以帮助您了解不同投资选项的expected return 预期收益。

作文

In the world of finance and investment, the term expected return refers to the anticipated profit or loss that an investor expects to make from an investment over a specific period. It is a crucial concept because it helps investors make informed decisions about where to allocate their resources. The expected return is often calculated using historical data and statistical methods, which can provide a reasonable estimate of future performance. Understanding this concept is vital for both novice and experienced investors alike.When considering an investment, one must take into account the various factors that can influence the expected return. These factors include market conditions, economic indicators, and the overall risk associated with the investment. For instance, stocks in a booming economy may have a higher expected return than those in a recession. Additionally, investments in high-risk assets, such as cryptocurrencies, typically offer a higher expected return to compensate for the increased risk of loss.Calculating the expected return can be done using several methods, including the arithmetic mean, geometric mean, or more complex models like the Capital Asset Pricing Model (CAPM). The CAPM, for example, takes into account the risk-free rate of return, the expected market return, and the asset's beta, which measures its volatility relative to the market. By understanding these calculations, investors can better assess the potential profitability of their investments.Moreover, the expected return is not just a number; it also plays a significant role in portfolio management. Investors often seek to balance their portfolios by mixing assets with different expected returns and risks. This diversification strategy aims to optimize the overall expected return while minimizing risk. For example, a well-diversified portfolio may include a mix of stocks, bonds, and real estate, each contributing to the overall expected return while offsetting potential losses in other areas.In addition to its role in individual investments, the expected return is also a key concept in corporate finance. Companies use the expected return to evaluate potential projects and investments. By comparing the expected return of a new project to the company's cost of capital, decision-makers can determine whether the project is worth pursuing. If the expected return exceeds the cost of capital, it may lead to value creation for the shareholders.However, it is essential to remember that the expected return is not guaranteed. It is based on probabilities and assumptions that may change over time. Market dynamics can shift rapidly, and unforeseen events can impact the actual returns realized by investors. Therefore, while the expected return provides valuable insights, it should not be the sole factor driving investment decisions.In conclusion, the concept of expected return is fundamental to understanding investment strategies and financial decision-making. It allows investors to gauge the potential profitability of their investments, manage risks, and make informed choices about asset allocation. By considering the expected return alongside other factors, investors can enhance their chances of achieving their financial goals and navigating the complexities of the financial markets effectively.

在金融和投资的世界中，术语预期收益指的是投资者预计在特定时期内从投资中获得的利润或损失。这是一个至关重要的概念，因为它帮助投资者做出明智的决策，决定将资源分配到哪里。预期收益通常使用历史数据和统计方法进行计算，这可以提供对未来表现的合理估计。理解这个概念对新手和经验丰富的投资者来说都至关重要。在考虑投资时，必须考虑影响预期收益的各种因素。这些因素包括市场条件、经济指标以及与投资相关的整体风险。例如，在繁荣经济中的股票可能比在衰退中的股票具有更高的预期收益。此外，高风险资产（如加密货币）的投资通常提供更高的预期收益，以补偿增加的损失风险。计算预期收益可以通过几种方法完成，包括算术平均数、几何平均数或更复杂的模型，如资本资产定价模型（CAPM）。例如，CAPM考虑无风险利率、预期市场收益和资产的贝塔值，后者衡量资产相对于市场的波动性。通过理解这些计算，投资者可以更好地评估其投资的潜在盈利能力。此外，预期收益不仅仅是一个数字；它在投资组合管理中也发挥着重要作用。投资者通常寻求通过混合不同预期收益和风险的资产来平衡他们的投资组合。这种多样化策略旨在优化整体预期收益，同时最小化风险。例如，一个良好多样化的投资组合可能包括股票、债券和房地产的组合，每种资产都对整体预期收益作出贡献，同时抵消其他领域的潜在损失。除了在个人投资中的作用，预期收益在公司财务中也是一个关键概念。公司利用预期收益来评估潜在项目和投资。通过将新项目的预期收益与公司的资本成本进行比较，决策者可以确定该项目是否值得追求。如果预期收益超过资本成本，则可能会为股东创造价值。然而，必须记住，预期收益并不是保证的。它基于可能随时间变化的概率和假设。市场动态可能迅速变化，无法预见的事件可能影响投资者实际实现的回报。因此，尽管预期收益提供了有价值的见解，但它不应成为驱动投资决策的唯一因素。总之，预期收益的概念是理解投资策略和财务决策的基础。它使投资者能够评估投资的潜在盈利能力，管理风险，并就资产配置做出明智的选择。通过将预期收益与其他因素一起考虑，投资者可以增强实现财务目标的机会，并有效应对金融市场的复杂性。