debt burden

简明释义

债务负担

英英释义

例句

1.To alleviate the debt burden 债务负担, many people are turning to debt consolidation loans.

为了减轻债务负担，许多人开始寻求债务合并贷款。

2.The government is implementing new policies to help reduce the debt burden 债务负担 on low-income families.

政府正在实施新政策，以帮助减少低收入家庭的债务负担。

3.The rising debt burden 债务负担 among students has sparked a national debate on education financing.

学生中日益增加的债务负担引发了关于教育融资的全国性辩论。

4.After years of overspending, she finally recognized the weight of her debt burden 债务负担 and sought financial advice.

经过多年的超支，她终于意识到她的债务负担的沉重，并寻求财务建议。

5.Many young professionals struggle with their debt burden 债务负担 after graduating from college.

许多年轻专业人士在大学毕业后挣扎于他们的债务负担。

作文

In recent years, the concept of debt burden has become increasingly relevant in discussions about personal finance and economic stability. The term refers to the total amount of debt that an individual, household, or even a country carries, which can lead to significant stress and financial strain. Understanding the implications of debt burden is crucial for making informed financial decisions and ensuring long-term economic health.For individuals, a high debt burden often results from various factors such as student loans, credit card debt, and mortgages. When people accumulate too much debt, they may find themselves in a cycle of borrowing to pay off existing loans, leading to even more financial instability. This situation can create a sense of hopelessness, as monthly payments can consume a large portion of one’s income, leaving little room for savings or discretionary spending.Moreover, the psychological effects of carrying a heavy debt burden should not be underestimated. Many individuals experience anxiety and stress related to their financial obligations, which can affect their overall well-being. The constant worry about making ends meet can lead to a diminished quality of life, impacting relationships and mental health.On a larger scale, countries also face debt burden. National debt can arise from government spending exceeding revenue, often due to economic crises, wars, or extensive social programs. High levels of national debt can lead to increased taxes and reduced public services, affecting citizens' quality of life. Additionally, when a country's debt burden becomes unsustainable, it can lead to economic downturns, currency devaluation, and loss of investor confidence.To mitigate the effects of debt burden, individuals and governments must adopt effective strategies. For individuals, creating a budget and prioritizing debt repayment can help manage and reduce their financial obligations. Seeking financial advice and exploring options like debt consolidation or negotiation with creditors can also provide relief.Governments, on the other hand, can implement policies aimed at reducing the national debt burden. This might include increasing revenues through taxation, cutting unnecessary expenditures, and promoting economic growth to increase the tax base. Additionally, investing in education and job training can empower citizens to earn higher wages, thus reducing personal debt levels and contributing to a healthier economy.In conclusion, the debt burden is a critical issue that affects both individuals and nations. Understanding its implications and taking proactive measures to manage it can lead to improved financial stability and overall well-being. By addressing the challenges associated with debt burden, we can pave the way for a more secure and prosperous future for ourselves and future generations.

近年来，‘债务负担’这一概念在个人理财和经济稳定的讨论中变得越来越相关。这个术语指的是个人、家庭甚至国家所承担的总债务，这可能导致显著的压力和财务紧张。理解‘债务负担’的含义对于做出明智的财务决策和确保长期经济健康至关重要。对于个人而言，高‘债务负担’通常源于各种因素，如学生贷款、信用卡债务和抵押贷款。当人们积累过多债务时，他们可能发现自己陷入借款以偿还现有贷款的循环中，从而导致更大的财务不稳定。这种情况会造成绝望感，因为每月的付款可能占据收入的大部分，几乎没有储蓄或自由支出的空间。此外，承受沉重‘债务负担’的心理影响也不容小觑。许多人因财务义务而经历焦虑和压力，这会影响他们的整体幸福感。对生计的持续担忧可能导致生活质量下降，影响人际关系和心理健康。在更大范围内，国家也面临着‘债务负担’。国家债务可能源于政府支出超过收入，通常是由于经济危机、战争或广泛的社会项目。高水平的国家债务可能导致税收增加和公共服务减少，影响公民的生活质量。此外，当一个国家的‘债务负担’变得不可持续时，可能导致经济衰退、货币贬值和投资者信心丧失。为了减轻‘债务负担’的影响，个人和政府必须采取有效的策略。对于个人而言，制定预算并优先偿还债务可以帮助管理和减少财务义务。寻求财务建议和探索债务整合或与债权人谈判等选项也可以提供缓解。另一方面，政府可以实施旨在降低国家‘债务负担’的政策。这可能包括通过征税增加收入、削减不必要的开支以及促进经济增长以扩大税基。此外，投资教育和职业培训可以使公民获得更高的工资，从而减少个人债务水平并为更健康的经济作出贡献。总之，‘债务负担’是一个影响个人和国家的关键问题。理解其影响并采取积极措施来管理它可以带来改善的财务稳定性和整体幸福感。通过解决与‘债务负担’相关的挑战，我们可以为自己和未来几代人铺就更加安全和繁荣的未来。