crossed cheque

简明释义

横线支票

英英释义

例句

1.The company issued a crossed cheque for my reimbursement.

公司为我的报销开了一张划线支票。

2.Make sure to deposit the crossed cheque at your bank as soon as possible.

确保尽快将这个划线支票存入你的银行。

3.Using a crossed cheque is safer than giving cash.

使用划线支票比给现金更安全。

4.I received a crossed cheque for my freelance work last month.

我上个月收到了一个划线支票作为我的自由职业工作报酬。

5.He wrote me a crossed cheque to pay for the concert tickets.

他给我写了一张划线支票来支付音乐会门票。

作文

In today's financial world, understanding various banking terms is crucial for managing personal finances effectively. One such term that often comes up in transactions is the crossed cheque. A crossed cheque is a type of cheque that has two parallel lines drawn across its face. This simple marking serves a significant purpose in ensuring the safety and security of the funds being transferred. When a cheque is crossed, it indicates that the cheque can only be deposited into a bank account and cannot be cashed directly at a bank counter. This feature helps to prevent fraud and unauthorized access to funds, making it a safer option for both the payer and the payee.The importance of using a crossed cheque becomes evident when we consider the risks associated with cash transactions. Carrying large amounts of cash can be dangerous, as it can easily be lost or stolen. In contrast, a crossed cheque provides a more secure method of transferring money. For instance, if someone receives a payment via a crossed cheque, they can deposit it into their bank account, which offers a record of the transaction and adds an extra layer of protection against theft.Moreover, the use of a crossed cheque is not limited to personal transactions. Businesses also utilize this method for various payments, such as salaries, supplier payments, and other financial obligations. By issuing a crossed cheque, companies can ensure that their payments are secure and traceable, contributing to better financial management and accountability.It is also worth noting that there are two types of crossed cheques: general and special. A general crossed cheque has no additional instructions and can be deposited into any bank account. On the other hand, a special crossed cheque includes the name of a specific bank, indicating that it can only be deposited into an account at that particular bank. This added restriction further enhances security and control over the transaction.In conclusion, understanding the concept of a crossed cheque is essential for anyone looking to navigate the financial landscape effectively. Whether for personal use or business transactions, utilizing a crossed cheque can significantly reduce the risk of fraud and ensure that funds are transferred securely. As our society continues to evolve towards digital transactions, the traditional crossed cheque remains a reliable tool in the realm of finance, proving that sometimes, the old ways still hold value in our modern world.

在当今的金融世界中，理解各种银行术语对于有效管理个人财务至关重要。其中一个经常出现在交易中的术语是交叉支票。交叉支票是一种在支票面上画有两条平行线的支票。这一简单的标记在确保资金转移的安全性和可靠性方面起着重要作用。当支票被交叉时，它表示该支票只能存入银行账户，而不能直接在银行柜台兑现。这一特性有助于防止欺诈和未经授权的资金访问，使其成为付款人和收款人更安全的选择。使用交叉支票的重要性在于我们考虑与现金交易相关的风险时显而易见。携带大量现金可能是危险的，因为它很容易丢失或被盗。相比之下，交叉支票提供了一种更安全的转账方式。例如，如果某人通过交叉支票收到付款，他们可以将其存入银行账户，这为交易提供了记录，并增加了对盗窃的额外保护。此外，交叉支票的使用并不限于个人交易。企业也利用这种方法进行各种付款，例如工资、供应商付款和其他财务义务。通过开具交叉支票，公司可以确保其付款是安全且可追溯的，从而有助于更好的财务管理和问责制。值得注意的是，交叉支票有两种类型：一般交叉支票和特殊交叉支票。一般交叉支票没有额外说明，可以存入任何银行账户。另一方面，特殊交叉支票包括特定银行的名称，表明它只能存入该特定银行的账户。这一额外限制进一步增强了对交易的安全性和控制。总之，理解交叉支票的概念对于任何希望有效驾驭金融环境的人来说都是必不可少的。无论是个人使用还是商业交易，利用交叉支票都能显著降低欺诈风险，确保资金安全转移。随着我们的社会不断向数字交易发展，传统的交叉支票仍然是金融领域中一个可靠的工具，证明了有时旧的方法在我们现代世界中依然具有价值。