cheque book

简明释义

支票本

英英释义

例句

1.Make sure to record every transaction in your cheque book.

确保在你的支票簿中记录每一笔交易。

2.He keeps his cheque book in a safe place to avoid losing it.

他把他的支票簿放在安全的地方，以避免丢失。

3.I need to order a new cheque book because I ran out of cheques.

我需要订购一本新的支票簿，因为我的支票用完了。

4.Please sign the back of the cheque book before using it.

在使用之前，请在支票簿的背面签名。

5.You can request a replacement for your lost cheque book from the bank.

你可以向银行申请更换丢失的支票簿。

作文

In today's digital age, the way we handle money has evolved significantly. However, traditional methods of payment still hold their ground, especially in certain contexts. One such method is the use of a cheque book, a physical booklet containing pre-printed checks that can be used to pay for goods and services. While many people have shifted to online banking and electronic transfers, the cheque book remains an important tool for some individuals and businesses. A cheque book allows the account holder to write checks, which are essentially written orders directing a bank to pay a specific amount from the writer's account to the person or entity named on the check. This method of payment provides a tangible record of the transaction, which can be beneficial for tracking expenses and maintaining financial records. For many, writing a check is a familiar and trusted process, especially for larger payments such as rent or utility bills where electronic methods may not be preferred.One of the key advantages of using a cheque book is the control it offers over funds. When you write a check, you can specify the exact amount and the recipient, ensuring that your money goes exactly where you intend. This can help prevent overspending, as you are physically writing down the amount you wish to pay. Additionally, checks often take time to clear, which can provide a buffer period for managing cash flow, especially for businesses that may need to wait for incoming revenue before paying out expenses.However, there are also disadvantages to using a cheque book. In an era where speed and convenience are paramount, checks can be seen as outdated. They can take several days to clear, leading to potential cash flow issues if not managed properly. Moreover, there is the risk of checks bouncing if there are insufficient funds in the account, which can result in fees and damage to one’s credit reputation. As such, many young people and tech-savvy individuals may find the idea of using a cheque book cumbersome and prefer instant payment methods like mobile wallets or direct bank transfers.Despite these challenges, there are still contexts where a cheque book is invaluable. For instance, in business transactions, particularly in real estate, checks are often preferred due to the large sums involved and the need for a paper trail. Additionally, some vendors and service providers may only accept checks, making a cheque book essential for customers who wish to engage with them.In conclusion, while the cheque book may not be as popular as it once was, it still plays a vital role in financial transactions for many people and businesses. Its ability to provide a physical record, control over payments, and trustworthiness makes it a relevant option even in a predominantly digital financial landscape. As we continue to navigate the evolution of money management, understanding the role of tools like the cheque book remains crucial for effective financial planning and transaction management.

在当今数字时代，我们处理金钱的方式发生了显著变化。然而，传统的支付方式在某些情况下仍然占据着重要地位。其中一种方法就是使用支票簿，这是一种包含预印支票的实体小册子，可以用于支付商品和服务。尽管许多人已经转向在线银行和电子转账，但支票簿仍然是一些个人和企业的重要工具。支票簿允许账户持有人开具支票，这本质上是一种书面指令，指示银行从开票人的账户中支付特定金额给支票上指定的人或实体。这种支付方式提供了交易的有形记录，这对于跟踪开支和维护财务记录非常有利。对许多人来说，开支票是一种熟悉且值得信赖的过程，尤其是在租金或水电费等较大金额的支付中，电子方式可能不太受欢迎。使用支票簿的一个主要优点是它对资金的控制。当您写支票时，可以指定确切的金额和收款人，确保您的钱正好去您所希望的地方。这可以帮助防止超支，因为您实际上是在写下您希望支付的金额。此外，支票通常需要时间才能清算，这可以为管理现金流提供缓冲期，特别是对于可能需要等待收入进账才支付费用的企业。然而，使用支票簿也有一些缺点。在一个速度和便利性至关重要的时代，支票可能被视为过时。支票的清算可能需要几天时间，如果管理不当，可能导致现金流问题。此外，如果账户余额不足，支票可能会被退回，这可能导致费用和信用声誉受损。因此，许多年轻人和技术精明的个人可能会觉得使用支票簿繁琐，更倾向于即时支付方式，如移动钱包或直接银行转账。尽管面临这些挑战，仍然存在一些上下文使得支票簿变得不可或缺。例如，在商业交易中，特别是在房地产领域，由于涉及的大额资金和需要纸质记录，支票往往更受欢迎。此外，一些供应商和服务提供商可能只接受支票，使得客户与他们进行交易时必须拥有支票簿。总之，虽然支票簿可能不再像以前那样流行，但它在许多人和企业的金融交易中仍然扮演着重要角色。它提供的有形记录、对支付的控制和可信赖性使其在以数字为主的金融环境中仍然是相关的选择。随着我们继续应对货币管理的演变，理解像支票簿这样的工具的作用对于有效的财务规划和交易管理仍然至关重要。