check book

简明释义

支票本

英英释义

例句

1.I need to balance my finances, so I will check my check book (支票簿) for any outstanding payments.

我需要平衡我的财务，所以我会查看我的check book (支票簿)以确认是否有未付款项。

2.I often forget to record my transactions in the check book (支票簿), which makes it hard to track my spending.

我经常忘记在check book (支票簿)中记录我的交易，这使得追踪我的支出变得困难。

3.Can you help me find my check book (支票簿)? I need to pay some bills.

你能帮我找到我的check book (支票簿)吗？我需要支付一些账单。

4.Before making a large purchase, it's wise to check your check book (支票簿) to ensure you have enough funds.

在进行大额购买之前，明智的做法是查看你的check book (支票簿)以确保你有足够的资金。

5.My accountant asked me to provide my check book (支票簿) records for the audit.

我的会计要求我提供我的check book (支票簿)记录以便审计。

作文

The term check book refers to a booklet of checks that a bank provides to its account holders. These checks are used as a means of payment, allowing individuals and businesses to pay for goods and services without using cash. Understanding how to use a check book effectively is an essential skill for managing personal finances. In this essay, I will explore the importance of a check book, its advantages, and some tips on how to maintain it properly.Firstly, a check book offers a convenient way to make payments. Unlike cash transactions, which can be risky and cumbersome, checks provide a written record of payments made. This is particularly useful for tracking expenses, as each check leaves a paper trail that can be referenced later. For instance, if you need to dispute a charge or verify a payment, having a copy of the check can serve as proof. Additionally, when paying bills, using a check book allows you to send payments directly from your bank account without needing to visit a physical location.Moreover, a check book can help individuals manage their budgets more effectively. By writing checks for specific amounts, people can better control their spending. Each time a check is written, it reduces the available balance in the account, making it easier to see how much money is left. This practice encourages individuals to think critically about their spending habits and prioritize their expenses. Furthermore, many banks offer online banking services that allow customers to view their check book transactions in real-time, providing even greater oversight of their financial activities.However, maintaining a check book requires diligence and organization. It is crucial to keep track of every check written, including the date, amount, and recipient. Failing to do so can lead to overdrafts or bounced checks, which can incur hefty fees and damage one's credit score. To avoid these pitfalls, individuals should regularly reconcile their check book with their bank statements. This process involves comparing the records in the check book with the bank's records to ensure that all transactions match. If discrepancies arise, they should be addressed immediately to prevent further issues.Additionally, it is important to safeguard a check book from theft and fraud. Checks contain sensitive information, including the account holder's name, address, and bank account number. To protect against identity theft, individuals should store their check book in a secure location and never leave it unattended in public spaces. Moreover, when disposing of old checks or a check book, it is advisable to shred them rather than simply throwing them away. This prevents unauthorized individuals from accessing personal information.In conclusion, a check book is a valuable financial tool that facilitates payments and helps individuals manage their finances. By understanding how to use a check book effectively and maintaining it properly, individuals can enhance their financial literacy and make informed decisions about their spending. While technology has introduced new payment methods, the traditional check book remains a relevant and practical option for many. Therefore, mastering the use of a check book is an important step towards achieving financial stability and success.

“支票簿”是指银行提供给账户持有人的支票小册子。这些支票作为支付手段，使个人和企业能够不使用现金来支付商品和服务。有效地理解如何使用“支票簿”是管理个人财务的基本技能。在这篇文章中，我将探讨“支票簿”的重要性、优势以及一些维护它的技巧。首先，“支票簿”提供了一种方便的支付方式。与现金交易相比，现金交易可能存在风险且不够便利，支票提供了支付的书面记录。这在跟踪开支时特别有用，因为每张支票留下了可以参考的纸质记录。例如，如果您需要争议收费或验证支付，拥有支票副本可以作为凭证。此外，在支付账单时，使用“支票簿”允许您直接从银行账户发送支付，而无需亲自到访实体地点。此外，“支票簿”可以帮助个人更有效地管理预算。通过为特定金额写支票，人们可以更好地控制他们的开支。每次写支票时，都会减少账户中的可用余额，从而使人们更容易看到剩余多少钱。这种做法鼓励个人认真思考他们的消费习惯，并优先考虑他们的支出。此外，许多银行提供在线银行服务，允许客户实时查看他们的“支票簿”交易，进一步增强对财务活动的监督。然而，维护“支票簿”需要勤奋和组织。至关重要的是跟踪每一张支票，包括日期、金额和收款人。未能做到这一点可能导致透支或支票退票，这可能会产生巨额费用并损害个人信用评分。为了避免这些陷阱，个人应定期将其“支票簿”与银行对账单进行核对。这个过程涉及将“支票簿”中的记录与银行的记录进行比较，以确保所有交易匹配。如果出现差异，应立即解决，以防止进一步的问题。此外，保护“支票簿”免受盗窃和欺诈也很重要。支票包含敏感信息，包括账户持有人的姓名、地址和银行账户号码。为了防止身份盗用，个人应将“支票簿”存放在安全的位置，并且绝不要将其无人看管地留在公共场所。此外，在处理旧支票或“支票簿”时，建议将其粉碎，而不是简单地丢弃。这可以防止未经授权的人访问个人信息。总之，“支票簿”是一个有价值的财务工具，便于支付并帮助个人管理财务。通过理解如何有效使用“支票簿”并妥善维护它，个人可以提高财务素养，并对其支出做出明智的决策。虽然技术引入了新的支付方式，但传统的“支票簿”对于许多人来说仍然是一个相关且实用的选择。因此，掌握使用“支票簿”的技巧是实现财务稳定和成功的重要一步。