cash in hold

简明释义

库存现金

英英释义

例句

1.He chose to cash in hold his winnings from the lottery instead of reinvesting them.

他选择兑现持有的奖金而不是将其再投资。

2.I decided to cash in hold my savings to invest in a new business opportunity.

我决定兑现持有的资金我的储蓄，以投资一个新的商业机会。

3.If you cash in hold your reward points now, you can get a great discount on your next purchase.

如果你现在兑现持有的积分，你可以在下次购买时获得很大的折扣。

4.Before the market fluctuates, it's wise to cash in hold some of your stocks.

在市场波动之前，明智的做法是兑现持有的股票。

5.She plans to cash in hold her bonds when they mature next year.

她计划在明年到期时兑现持有的债券。

作文

In the world of finance, understanding various terms and phrases is crucial for making informed decisions. One such term that often comes up is cash in hold, which refers to a situation where cash or liquid assets are temporarily unavailable for use due to certain restrictions or conditions. This concept can be particularly relevant for businesses and individuals alike, as it impacts liquidity and financial planning. When one has cash in hold, it means that although the funds exist, they cannot be accessed immediately. This could occur for several reasons, such as pending transactions, regulatory requirements, or even internal company policies. For instance, imagine a small business that has just received a large payment from a client. However, before the business can utilize these funds, the payment must clear through the bank, which may take several days. During this period, the money is considered cash in hold. The business owner must plan accordingly, ensuring that they have enough liquidity to cover any immediate expenses while waiting for the payment to become available. Additionally, banks and financial institutions often place holds on accounts for various reasons. If a check is deposited, the bank might impose a hold on the funds until it verifies that the check will clear. This is a protective measure to prevent fraud and ensure that the deposited amount is legitimate. In this case, the customer experiences cash in hold, impacting their ability to access their own money. Understanding the implications of cash in hold is essential for effective financial management. It teaches individuals and businesses the importance of maintaining a buffer of accessible funds to navigate periods when cash is not readily available. For example, having a reserve fund can help cover operational costs during times when payments are delayed or unexpected expenses arise. Moreover, businesses should regularly review their cash flow statements and projections to anticipate any potential holds on cash. By forecasting income and expenses accurately, companies can mitigate the risks associated with cash in hold. This proactive approach ensures that they remain solvent and capable of meeting their obligations even when cash is tied up. In conclusion, the term cash in hold encapsulates a critical aspect of financial management that affects both individuals and organizations. Recognizing the factors that lead to cash being held and implementing strategies to manage liquidity effectively can significantly enhance financial stability. By planning for these situations, one can avoid potential pitfalls and ensure that they are always prepared, regardless of the circumstances surrounding their cash flow.

在金融世界中，理解各种术语和短语对于做出明智的决策至关重要。其中一个常常出现的术语是现金被暂时冻结，它指的是由于某些限制或条件，现金或流动资产暂时无法使用的情况。这个概念对企业和个人都特别相关，因为它影响流动性和财务规划。当某人有现金被暂时冻结时，这意味着尽管资金存在，但它们无法立即访问。这可能由于多种原因而发生，例如待处理的交易、监管要求，甚至内部公司政策。例如，想象一下一个小企业刚刚收到来自客户的大额付款。然而，在企业能够利用这些资金之前，付款必须通过银行清算，这可能需要几天时间。在此期间，这笔钱被视为现金被暂时冻结。企业主必须相应地进行计划，确保他们有足够的流动性来支付任何即时费用，同时等待付款可用。此外，银行和金融机构通常会因各种原因对账户施加冻结。如果支票被存入，银行可能会对资金施加冻结，直到其验证支票将清算。这是一种保护措施，以防止欺诈并确保存入的金额是合法的。在这种情况下，客户经历了现金被暂时冻结，这影响了他们访问自己资金的能力。理解现金被暂时冻结的影响对于有效的财务管理至关重要。它教会个人和企业保持一部分可用资金的重要性，以应对现金无法立即获取的时期。例如，拥有储备资金可以帮助覆盖在付款延迟或意外费用发生时的运营成本。此外，企业应该定期审查其现金流量报表和预测，以预见任何可能导致现金被冻结的情况。通过准确预测收入和支出，公司可以减轻与现金被暂时冻结相关的风险。这种主动的方法确保他们保持偿付能力，并能够履行义务，即使现金被束缚。总之，术语现金被暂时冻结概括了影响个人和组织的财务管理的关键方面。认识到导致现金被暂时冻结的因素并实施有效管理流动性的策略，可以显著增强财务稳定性。通过为这些情况做计划，人们可以避免潜在的陷阱，确保无论现金流的环境如何，他们始终做好准备。