cash in bank

简明释义

银行现金

英英释义

例句

1.Before making any large purchases, it's important to check your cash in bank.

在进行任何大额购买之前，检查一下你的银行现金是很重要的。

2.To ensure smooth operations, the business needs to maintain a healthy level of cash in bank.

为了确保顺利运营，企业需要保持健康的银行现金水平。

3.The company's cash in bank has increased significantly this quarter.

公司的银行现金在本季度显著增加。

4.He was relieved to see that his cash in bank was enough to cover the unexpected expenses.

他看到自己的银行现金足够支付意外开支时感到宽慰。

5.Investors often look at a startup's cash in bank to assess its financial health.

投资者通常会查看初创公司的银行现金来评估其财务状况。

作文

In today's fast-paced world, managing finances effectively is crucial for both individuals and businesses. One of the fundamental concepts in finance is understanding the term cash in bank, which refers to the amount of money that a person or organization has deposited in their bank accounts. This cash is readily available for withdrawal or use in transactions, making it an essential component of liquidity. Having sufficient cash in bank ensures that one can meet immediate financial obligations, such as paying bills, making purchases, or covering unexpected expenses.For individuals, maintaining a healthy balance of cash in bank is vital for financial stability. It allows for peace of mind knowing that there are funds available for emergencies or opportunities that may arise. For instance, if an unexpected medical expense occurs, having enough cash in bank can prevent the need to rely on credit cards or loans, which can lead to debt accumulation. Moreover, having liquid assets readily accessible enables individuals to take advantage of investment opportunities when they present themselves.On the other hand, businesses also place great importance on their cash in bank. For companies, cash flow is the lifeblood of operations. A business needs to have a certain amount of cash in bank to cover payroll, pay suppliers, and manage day-to-day expenses. Without adequate cash reserves, a business may struggle to maintain its operations, especially during slow periods or economic downturns. Therefore, effective cash management strategies are crucial for ensuring that a business remains solvent and can continue to grow.Furthermore, the concept of cash in bank extends beyond just having money saved for immediate needs. It plays a significant role in financial planning and budgeting. Individuals and businesses alike must regularly monitor their cash in bank levels to make informed decisions about spending, saving, and investing. Creating a budget that includes an analysis of cash in bank can help identify areas where expenses can be reduced or where additional savings can be allocated.In conclusion, the term cash in bank is more than just a financial term; it represents security and flexibility in managing one's finances. Whether for personal use or business operations, having sufficient cash in bank is essential for navigating life's uncertainties. It provides the foundation for sound financial decision-making, allowing individuals and organizations to thrive in an ever-changing economic landscape. By understanding and effectively managing cash in bank, we can ensure a stable and prosperous financial future.

在当今快节奏的世界中，有效管理财务对于个人和企业来说至关重要。财务中的一个基本概念是理解术语现金在银行，它指的是个人或组织存入其银行账户的金额。这笔现金可以随时提取或用于交易，使其成为流动性的重要组成部分。拥有足够的现金在银行确保人们能够满足即时的财务义务，例如支付账单、进行购买或应对意外开支。对于个人来说，保持健康的现金在银行余额对财务稳定至关重要。它使人们心中有底，知道有资金可用于应急或可能出现的机会。例如，如果发生意外的医疗费用，拥有足够的现金在银行可以避免依赖信用卡或贷款，这可能导致债务累积。此外，拥有可随时使用的流动资产使个人能够在投资机会出现时迅速采取行动。另一方面，企业也非常重视其现金在银行。对于公司而言，现金流是运营的命脉。企业需要拥有一定数量的现金在银行来支付工资、支付供应商费用以及管理日常开支。如果没有足够的现金储备，企业可能会在运营上面临困难，特别是在经济低迷或经济衰退期间。因此，有效的现金管理策略对于确保企业保持偿付能力并能够继续增长至关重要。此外，现金在银行的概念不仅仅是为了满足即时需求而储蓄。它在财务规划和预算中也起着重要作用。个人和企业都必须定期监控其现金在银行水平，以便做出明智的支出、储蓄和投资决策。制定包含现金在银行分析的预算可以帮助识别可以减少开支的领域或可以分配额外储蓄的地方。总之，术语现金在银行不仅仅是一个财务术语；它代表了在管理财务时的安全性和灵活性。无论是个人使用还是商业运营，拥有足够的现金在银行对于应对生活的不确定性至关重要。它为明智的财务决策提供了基础，使个人和组织能够在不断变化的经济环境中蓬勃发展。通过理解和有效管理现金在银行，我们可以确保稳定和繁荣的财务未来。