cash in bank

简明释义

银行存款

英英释义

例句

1.The startup secured a loan because it had enough cash in bank as collateral.

这家初创公司获得了贷款，因为它有足够的银行现金作为抵押。

2.Having sufficient cash in bank can help businesses manage unexpected expenses.

充足的银行现金可以帮助企业应对意外支出。

3.The company reported that it has $500,000 in cash in bank.

公司报告称它在银行现金中有50万美元。

4.Investors often look at a company's cash in bank to assess its financial health.

投资者通常查看公司的银行现金来评估其财务健康状况。

5.Before making any large purchases, we need to check our cash in bank balance.

在进行任何大额购买之前，我们需要检查我们的银行现金余额。

作文

In today's fast-paced world, understanding financial terms is crucial for making informed decisions. One such term that often comes up in discussions about personal finance and business management is cash in bank. This phrase refers to the amount of money that a person or an organization has readily available in their bank accounts. It represents liquid assets that can be accessed immediately for various purposes, such as paying bills, making investments, or handling emergencies. Knowing how much cash in bank one has is fundamental to managing finances effectively.Having sufficient cash in bank is essential for both individuals and businesses. For individuals, it provides a safety net in case of unexpected expenses, such as medical emergencies or urgent repairs. It allows them to navigate through financial difficulties without resorting to high-interest loans or credit cards. Furthermore, having a good amount of cash in bank can also provide peace of mind, knowing that there are funds available to cover necessary expenses.For businesses, cash in bank is equally important. It enables companies to operate smoothly by ensuring that they can pay their employees, suppliers, and other operational costs on time. A healthy cash flow is vital for maintaining the day-to-day operations of a business. Moreover, having a strong reserve of cash in bank can give businesses the flexibility to seize new opportunities, such as investing in new projects or expanding their services.However, while it is important to have cash in bank, it is equally important to manage it wisely. Simply having a large sum of money sitting in a bank account may not be the best strategy for wealth growth. Individuals and businesses should consider various investment options that can yield higher returns than traditional savings accounts. This could involve investing in stocks, bonds, or real estate, which can potentially increase their overall wealth over time. Additionally, it is crucial to strike a balance between having enough cash in bank for immediate needs and investing for future growth. Financial experts often recommend maintaining an emergency fund, which typically covers three to six months' worth of expenses, while also exploring investment opportunities to grow wealth. This strategy not only ensures financial security but also promotes long-term financial health.In conclusion, understanding the concept of cash in bank is vital for effective financial management. Whether for personal use or business operations, having accessible funds can make a significant difference in navigating financial challenges and seizing opportunities. However, it is essential to manage these funds wisely and consider the potential benefits of investing to ensure continued financial growth. Ultimately, a well-rounded approach to managing cash in bank can lead to greater financial stability and success in the long run.

在当今快节奏的世界中，理解金融术语对于做出明智的决策至关重要。一个常常出现在个人财务和商业管理讨论中的术语是现金在银行。这个短语指的是个人或组织在其银行账户中随时可用的资金数量。它代表着可以立即用于各种目的的流动资产，比如支付账单、进行投资或处理紧急情况。了解自己有多少现金在银行对有效管理财务至关重要。对于个人而言，拥有足够的现金在银行是非常重要的。它为意外开支提供了安全网，例如医疗急救或紧急维修。它使他们能够在财务困难中渡过难关，而不必求助于高利贷或信用卡。此外，拥有适量的现金在银行也能带来内心的宁静，因为知道有资金可以覆盖必要的开支。对于企业来说，现金在银行同样重要。它使公司能够顺利运营，确保能够按时支付员工、供应商和其他运营成本。健康的现金流对于维持企业的日常运作至关重要。此外，拥有充足的现金在银行可以让企业灵活应对新机会，例如投资新项目或扩展服务。然而，虽然拥有现金在银行很重要，但同样重要的是明智地管理这些资金。简单地将一大笔钱放在银行账户中可能不是财富增长的最佳策略。个人和企业应该考虑各种投资选择，这些选择的回报率可能高于传统储蓄账户。这可能涉及投资股票、债券或房地产，这些投资有可能随着时间的推移增加他们的整体财富。此外，平衡拥有足够的现金在银行以满足即时需求与投资于未来增长之间的关系至关重要。金融专家通常建议保持紧急基金，通常涵盖三到六个月的开支，同时探索投资机会以实现财富增长。这种策略不仅确保了财务安全，还促进了长期的财务健康。总之，理解现金在银行的概念对于有效的财务管理至关重要。无论是个人使用还是商业运营，拥有可用资金在应对财务挑战和抓住机会方面都能产生重大差异。然而，明智地管理这些资金并考虑投资的潜在利益以确保持续的财务增长至关重要。最终，全面管理现金在银行的方法可以在长期内带来更大的财务稳定性和成功。