cash balance

简明释义

现金余额

英英释义

例句

1.Investors often look at the cash balance of a startup to assess its financial health.

投资者通常查看初创公司的现金余额以评估其财务健康状况。

2.The accountant reported that the company's cash balance had increased significantly this quarter.

会计报告称，公司本季度的现金余额显著增加。

3.After expenses were deducted, the remaining cash balance was quite low.

扣除费用后，剩余的现金余额相当低。

4.Before making any large purchases, it's important to check your cash balance.

在进行任何大额购买之前，检查你的现金余额是很重要的。

5.To avoid overdraft fees, always keep an eye on your cash balance.

为了避免透支费用，始终关注你的现金余额。

作文

In today's fast-paced financial world, understanding the concept of cash balance is crucial for both individuals and businesses alike. A cash balance refers to the amount of cash that an entity has on hand at any given moment. It is a vital metric for assessing the liquidity and financial health of a company or individual. Maintaining a healthy cash balance ensures that one can meet immediate obligations, such as paying bills, making investments, or handling unexpected expenses. For businesses, a positive cash balance indicates that they have sufficient funds to operate smoothly without relying heavily on credit or loans. This financial cushion allows companies to take advantage of opportunities that may arise, such as purchasing inventory at a discount or investing in new projects. Conversely, a negative cash balance can lead to financial distress, forcing businesses to borrow money or seek external funding to cover their operational costs. Individuals also need to keep track of their cash balance to ensure they can manage their day-to-day expenses effectively. A well-maintained personal cash balance allows individuals to avoid debt and live within their means. It is advisable for individuals to regularly review their bank statements and monitor their spending habits to maintain a healthy cash balance. One effective way to manage cash balance is through budgeting. By creating a budget, individuals and businesses can allocate their resources wisely and ensure that they have enough cash available for essential expenses. For example, if a business knows it has upcoming expenses, it can plan accordingly to maintain its cash balance. Similarly, individuals can set aside a portion of their income each month to build a safety net that contributes to their overall financial stability. Moreover, technology plays a significant role in managing cash balance. With the rise of mobile banking and financial management apps, tracking one’s cash balance has become easier than ever. These tools provide real-time updates on account balances and spending patterns, allowing users to make informed decisions about their finances. In conclusion, whether for personal or business finance, understanding and maintaining a healthy cash balance is essential. It not only provides a sense of security but also opens up opportunities for growth and investment. By implementing effective budgeting strategies and leveraging technology, both individuals and businesses can ensure they have a robust cash balance that supports their financial goals. The importance of a stable cash balance cannot be overstated, as it serves as the foundation upon which sound financial decisions are made. In summary, a cash balance (现金余额) is the amount of cash available at a specific time, reflecting an entity's ability to meet its financial obligations. Maintaining a positive cash balance (现金余额) is crucial for avoiding debt and ensuring financial stability, whether for businesses or individuals. Through effective budgeting and the use of modern technology, one can successfully manage their cash balance (现金余额) to achieve long-term financial health.

在当今快节奏的金融世界中，理解“现金余额”这一概念对个人和企业来说至关重要。“现金余额”指的是一个实体在任何给定时刻手头上的现金数量。这是评估公司或个人流动性和财务健康的重要指标。保持健康的“现金余额”确保能够满足即时的义务，例如支付账单、进行投资或处理意外开支。对于企业而言，积极的“现金余额”表明它们有足够的资金正常运营，而不必过于依赖信用或贷款。这种财务缓冲使公司能够抓住可能出现的机会，例如以折扣价格购买库存或投资新项目。相反，负的“现金余额”可能导致财务困境，迫使企业借款或寻求外部资金来支付运营成本。个人同样需要跟踪自己的“现金余额”，以确保能够有效管理日常开支。良好的个人“现金余额”使个人能够避免债务并量入为出。建议个人定期查看银行对账单，监控消费习惯，以维持健康的“现金余额”。管理“现金余额”的一种有效方法是制定预算。通过制定预算，个人和企业可以明智地分配资源，确保有足够的现金可用于必要的开支。例如，如果企业知道即将有开支，它可以提前规划，以保持其“现金余额”。类似地，个人可以每月留出一部分收入，建立一个安全网，以促进整体财务稳定。此外，科技在管理“现金余额”方面发挥了重要作用。随着移动银行和财务管理应用程序的兴起，跟踪个人的“现金余额”变得比以往任何时候都容易。这些工具提供实时的账户余额和消费模式更新，使用户能够做出明智的财务决策。总之，无论是个人还是商业财务，理解和保持健康的“现金余额”都是必不可少的。它不仅提供了一种安全感，还为增长和投资打开了机会。通过实施有效的预算策略和利用现代科技，个人和企业都可以确保拥有强大的“现金余额”，以支持其财务目标。“现金余额”的重要性不容忽视，因为它是做出合理财务决策的基础。综上所述，“现金余额”是特定时间可用的现金数量，反映了一个实体满足其财务义务的能力。保持积极的“现金余额”对避免债务和确保财务稳定至关重要，无论是对于企业还是个人。通过有效的预算和现代科技的使用，人们可以成功管理他们的“现金余额”，以实现长期的财务健康。