liquid capital

简明释义

流动资金

英英释义

例句

1.During economic downturns, having adequate liquid capital can help a business survive.

在经济衰退期间，拥有足够的流动资本可以帮助企业生存。

2.A healthy level of liquid capital allows a company to take advantage of new investment opportunities.

健康的流动资本水平使公司能够利用新的投资机会。

3.A company needs to maintain sufficient liquid capital to cover its short-term obligations.

一家公司需要保持足够的流动资本以支付其短期债务。

4.Investors often look for businesses with a strong position in liquid capital to ensure stability.

投资者通常寻找在流动资本方面有强大实力的企业，以确保稳定性。

5.The startup secured funding to boost its liquid capital for operational expenses.

这家初创公司获得资金，以增加其运营费用的流动资本。

作文

Understanding the concept of liquid capital is essential for anyone involved in finance or business. It refers to the assets that can easily be converted into cash without significant loss of value. This includes cash itself, as well as investments such as stocks and bonds that can be quickly sold in the market. The importance of liquid capital cannot be overstated, as it provides individuals and businesses with the flexibility to respond to unexpected expenses or opportunities. For example, imagine a small business owner who has invested heavily in equipment and inventory. While these assets are valuable, they are not considered liquid capital because they cannot be quickly transformed into cash. If an unexpected expense arises, such as a sudden repair or the need to purchase additional inventory, the business owner may find themselves in a difficult position if they do not have sufficient liquid capital on hand. On the other hand, having a healthy amount of liquid capital allows a business to operate smoothly. It enables the owner to cover operating expenses, invest in new opportunities, and weather financial storms. Financial advisors often recommend maintaining a certain level of liquid capital to ensure that both personal and business finances remain stable. In addition, liquid capital plays a crucial role in investment strategies. Investors often seek to balance their portfolios with both liquid and illiquid assets. While illiquid assets may offer higher returns, they also come with increased risk and the potential for loss if the investor needs to sell them quickly. By maintaining a portion of their portfolio in liquid capital, investors can ensure that they have access to cash when needed, allowing them to take advantage of market fluctuations or to meet personal financial obligations. Moreover, during times of economic uncertainty, having a strong base of liquid capital can provide peace of mind. Individuals and businesses alike can feel more secure knowing that they have readily available funds to navigate through challenging times. This is particularly important in situations where credit may be tight, or when traditional financing options are not available. In conclusion, the significance of liquid capital extends beyond mere definitions; it is a fundamental aspect of financial health and stability. Whether for personal use or business operations, having adequate liquid capital empowers individuals and organizations to make sound financial decisions, seize opportunities, and manage risks effectively. As the saying goes, "Cash is king," and understanding how to maintain and utilize liquid capital is key to achieving financial success. In summary, liquid capital (流动资本) refers to assets that can be easily converted into cash. It is crucial for managing expenses, investing wisely, and ensuring financial stability. By prioritizing liquid capital, individuals and businesses can enhance their financial resilience and adaptability in an ever-changing economic landscape.

理解liquid capital（流动资本）的概念对于任何参与金融或商业的人来说都是至关重要的。它指的是可以在不显著损失价值的情况下轻松转换为现金的资产。这包括现金本身，以及可以在市场上快速出售的股票和债券等投资。liquid capital的重要性不容小觑，因为它为个人和企业提供了应对意外支出或机会的灵活性。例如，想象一下一个小企业主，他在设备和库存上进行了大量投资。虽然这些资产是有价值的，但它们不被视为liquid capital，因为它们无法迅速转化为现金。如果出现意外支出，例如突然的维修或需要购买额外库存，企业主可能会发现自己处于困难境地，如果他们没有足够的liquid capital可用。另一方面，拥有健康的liquid capital使企业能够顺利运营。它使所有者能够支付运营费用，投资新机会，并在财务风暴中渡过难关。金融顾问通常建议保持一定水平的liquid capital，以确保个人和企业财务保持稳定。此外，liquid capital在投资策略中也起着至关重要的作用。投资者通常寻求在其投资组合中平衡流动资产和非流动资产。虽然非流动资产可能提供更高的回报，但它们也伴随着更高的风险，以及如果投资者需要快速出售它们的潜在损失。通过在投资组合中保持一部分liquid capital，投资者可以确保在需要时能够获得现金，从而利用市场波动或满足个人财务义务。此外，在经济不确定时期，拥有强大的liquid capital基础可以提供安心。个人和企业都可以更安心地知道，他们有随时可用的资金来应对挑战。这在信贷可能紧张或传统融资选项不可用的情况下尤其重要。总之，liquid capital的重要性超越了简单的定义；它是财务健康和稳定的基本方面。无论是个人使用还是商业运营，拥有足够的liquid capital使个人和组织能够做出明智的财务决策，抓住机会，有效管理风险。正如俗话所说，“现金为王”，理解如何维持和利用liquid capital是实现财务成功的关键。总之，liquid capital（流动资本）指的是可以轻松转换为现金的资产。它对于管理支出、明智投资和确保财务稳定至关重要。通过优先考虑liquid capital，个人和企业可以增强其财务韧性和适应能力，以应对不断变化的经济环境。