intermediary bank

简明释义

中介银行

英英释义

例句

1.Our company uses an intermediary bank 中介银行 to handle foreign currency exchanges efficiently.

我们公司使用一个中介银行来高效处理外币兑换。

2.The funds were held by an intermediary bank 中介银行 before reaching the final recipient.

资金在到达最终收款人之前被一个中介银行持有。

3.When transferring money internationally, an intermediary bank 中介银行 may be needed to facilitate the transaction.

在进行国际汇款时，可能需要一个中介银行来促进交易。

4.The intermediary bank 中介银行 charged a fee for processing the wire transfer.

该中介银行对处理电汇收取了费用。

5.In some cases, multiple intermediary banks 中介银行 are involved in a single transaction.

在某些情况下，一个交易中涉及多个中介银行。

作文

In the modern financial world, the term intermediary bank refers to a financial institution that acts as a mediator in the process of transferring funds between two banks. This role is crucial, especially in international transactions where different currencies and banking systems are involved. Understanding the function of an intermediary bank is essential for anyone engaged in global trade or finance.When a business in one country wants to pay a supplier in another country, they often need to convert their currency into that of the supplier. This is where the intermediary bank comes into play. The sending bank transfers the funds to the intermediary bank, which then converts the currency and sends it to the receiving bank. This process ensures that the transaction is completed smoothly and efficiently, reducing the risks associated with currency exchange and international transfers.The use of an intermediary bank can also help in situations where the sending and receiving banks do not have a direct relationship. For example, if Bank A in Country X wants to send money to Bank B in Country Y, but there is no direct line of communication between them, an intermediary bank can facilitate the transaction. This bank will have relationships with both banks and can handle the transfer on behalf of the sender.Moreover, intermediary banks are vital in ensuring compliance with various regulatory requirements. International money transfers often involve strict regulations to prevent money laundering and other illicit activities. By using an intermediary bank, businesses can ensure that their transactions adhere to these regulations, as these banks typically have robust compliance measures in place.However, it is important to note that using an intermediary bank can come with additional costs. These banks may charge fees for their services, which can add up, especially for large transactions. Businesses must weigh these costs against the benefits of using an intermediary bank to determine the best course of action for their financial needs.In summary, the concept of an intermediary bank is integral to the functioning of the global financial system. It facilitates international transactions, provides currency conversion, and ensures compliance with regulations. As globalization continues to expand, understanding the role of intermediary banks will become increasingly important for businesses and individuals alike. Whether you are a small business owner looking to expand your market internationally or an individual making a personal transaction, recognizing the significance of an intermediary bank can help you navigate the complexities of global finance more effectively.

在现代金融世界中，术语中介银行指的是在两个银行之间转移资金时充当中介的金融机构。这一角色至关重要，尤其是在涉及不同货币和银行系统的国际交易中。理解中介银行的功能对于任何参与全球贸易或金融的人来说都是必不可少的。当一个国家的企业想要支付给另一个国家的供应商时，他们通常需要将自己的货币转换为供应商的货币。这时，中介银行就发挥了作用。发送银行将资金转移到中介银行，后者再进行货币转换，并将其发送到接收银行。这个过程确保交易顺利而高效地完成，减少了与货币兑换和国际转账相关的风险。使用中介银行也有助于在发送银行和接收银行没有直接关系的情况下进行交易。例如，如果位于X国的A银行想要向位于Y国的B银行汇款，但两者之间没有直接的沟通渠道，那么中介银行可以促进这笔交易。这家银行与这两家银行都有关系，可以代表发送方处理转账。此外，中介银行在确保遵守各种监管要求方面也至关重要。国际汇款通常涉及严格的法规，以防止洗钱和其他非法活动。通过使用中介银行，企业可以确保其交易遵循这些法规，因为这些银行通常具备强大的合规措施。然而，值得注意的是，使用中介银行可能会带来额外的费用。这些银行可能会对其服务收取费用，这可能会累积，尤其是对于大额交易。企业必须权衡这些费用与使用中介银行的好处，以确定满足其财务需求的最佳方案。总之，中介银行的概念对于全球金融系统的运作至关重要。它促进国际交易，提供货币转换，并确保遵守法规。随着全球化的不断扩大，理解中介银行的角色对于企业和个人来说将变得越来越重要。无论您是一位希望在国际市场上扩展的中小企业主，还是进行个人交易的个人，认识到中介银行的重要性可以帮助您更有效地应对全球金融的复杂性。