interest coverage

简明释义

盈利对利息倍数

英英释义

例句

1.The management team aims to maintain an interest coverage 利息保障倍数 above three to ensure stability.

管理团队旨在保持interest coverage 利息保障倍数 高于三，以确保稳定性。

2.The company's interest coverage 利息保障倍数 ratio improved this quarter, indicating better ability to pay off its debt.

本季度公司的interest coverage 利息保障倍数 比率有所改善，显示出更好的偿还债务能力。

3.A low interest coverage 利息保障倍数 may signal potential financial distress for a business.

低的interest coverage 利息保障倍数 可能预示着企业潜在的财务困境。

4.Analysts recommend a minimum interest coverage 利息保障倍数 of two for safe investments.

分析师建议安全投资的最低interest coverage 利息保障倍数 为二。

5.Investors often look at the interest coverage 利息保障倍数 to assess the financial health of a company.

投资者通常会关注interest coverage 利息保障倍数 来评估公司的财务健康状况。

作文

Interest coverage is a crucial financial metric that helps investors and analysts evaluate a company's ability to meet its interest obligations on outstanding debt. This ratio measures how easily a company can pay interest expenses on outstanding debt, indicating the financial stability and health of the organization. A higher interest coverage ratio suggests that the company is more capable of covering its interest payments, while a lower ratio may signal potential financial distress. To calculate interest coverage, one typically uses the formula: Earnings Before Interest and Taxes (EBIT) divided by the interest expenses. For example, if a company has an EBIT of $1 million and pays $200,000 in interest, the interest coverage ratio would be 5. This means the company earns five times more than it needs to pay in interest, which is generally considered a safe position. Investors often look for companies with an interest coverage ratio of at least 2, as this indicates that the company can comfortably meet its interest payments. Ratios below 1 suggest that the company is not generating enough income to cover its interest expenses, which could lead to default on loans or bankruptcy if the situation does not improve. In addition to being a valuable tool for assessing financial health, interest coverage can also provide insights into management's effectiveness in utilizing debt. Companies that manage their debt wisely will typically maintain a healthy interest coverage ratio, demonstrating their ability to leverage borrowed funds for growth while still meeting their financial obligations. Moreover, different industries have varying benchmarks for interest coverage. For instance, utility companies often have stable earnings and thus may operate with lower ratios, while technology firms may aim for higher ratios due to their volatile earnings. Therefore, when evaluating interest coverage, it is essential to consider the industry context to make informed comparisons. Furthermore, investors should not rely solely on the interest coverage ratio to assess a company's financial health. It is important to analyze other financial metrics, such as cash flow, profitability, and overall debt levels. A comprehensive approach provides a more complete picture of a company's ability to sustain its operations and fulfill its financial obligations. In conclusion, understanding interest coverage is vital for anyone involved in investing or financial analysis. It serves as an indicator of a company's ability to handle its debt obligations and reflects its overall financial stability. By carefully analyzing this ratio alongside other financial metrics, investors can make more informed decisions and better assess the long-term viability of their investments. As the old adage goes, "a penny saved is a penny earned," and in the world of finance, ensuring a solid interest coverage ratio can mean the difference between thriving and merely surviving.

利息覆盖率是一个关键的财务指标，帮助投资者和分析师评估公司满足未偿债务利息义务的能力。该比率衡量公司支付未偿债务利息支出的容易程度，指示组织的财务稳定性和健康状况。较高的利息覆盖率比率表明公司更能覆盖其利息支付，而较低的比率可能表明潜在的财务困境。计算利息覆盖率通常使用以下公式：息税前利润（EBIT）除以利息费用。例如，如果一家公司有100万美元的EBIT并支付20万美元的利息，则利息覆盖率比率为5。这意味着该公司的收入是其利息支付的五倍，这通常被认为是安全的状态。投资者通常寻找利息覆盖率至少为2的公司，因为这表明公司可以轻松满足其利息支付。低于1的比率表明公司未产生足够的收入来覆盖其利息费用，这可能导致贷款违约或破产，如果情况没有改善的话。除了作为评估财务健康的有价值工具外，利息覆盖率还可以提供对管理层在利用债务方面有效性的见解。明智管理债务的公司通常会维持健康的利息覆盖率，表明它们能够利用借款资金实现增长，同时仍能满足其财务义务。此外，不同的行业对利息覆盖率有不同的基准。例如，公用事业公司通常有稳定的收入，因此可能会采用较低的比率，而科技公司可能会由于其波动的收益而寻求更高的比率。因此，在评估利息覆盖率时，考虑行业背景以进行明智的比较是至关重要的。此外，投资者不应仅依赖利息覆盖率比率来评估公司的财务健康。分析其他财务指标，如现金流、盈利能力和整体债务水平也很重要。全面的方法提供了公司维持运营和履行财务义务的能力的更完整的图景。总之，理解利息覆盖率对于任何参与投资或财务分析的人来说都是至关重要的。它作为公司处理债务义务能力的指标，反映其整体财务稳定性。通过仔细分析该比率以及其他财务指标，投资者可以做出更明智的决策，更好地评估其投资的长期可行性。正如老话所说：“省一分钱就是赚一分钱”，在金融世界中，确保良好的利息覆盖率比率可能意味着繁荣与仅仅生存之间的区别。