canceled check
简明释义
已付支票
英英释义
A canceled check is a check that has been paid by the bank and marked as such, indicating that the funds have been withdrawn from the payer's account. | 已注销支票是指已经被银行支付并标记为已支付的支票,表明资金已从付款人的账户中扣除。 |
例句
1.The accountant asked for a canceled check 已注销支票 to verify the payment.
会计要求提供一张已注销支票以核实付款。
2.You can request a canceled check 已注销支票 from your bank if you need it.
如果需要,你可以向银行请求一张已注销支票。
3.The bank requires a canceled check 已注销支票 to set up direct deposit.
银行要求提供一张已注销支票以设置直接存款。
4.I need to provide a canceled check 已注销支票 for my rental application.
我需要提供一张已注销支票来申请租房。
5.Make sure you keep a copy of the canceled check 已注销支票 for your records.
确保你保留一份已注销支票的副本以备记录。
作文
In the world of finance and banking, terms can often be confusing for those who are not familiar with them. One such term is the canceled check, which plays a crucial role in personal and business finance. Understanding what a canceled check is can help individuals manage their finances more effectively and avoid potential pitfalls. A canceled check refers to a check that has been paid by the bank and marked as 'canceled' in the bank's records. This means that the funds from the account holder's account have been deducted, and the check can no longer be used for payment. The cancellation of a check is an essential part of the banking process, as it provides a clear record of payments made. When you write a check, you are essentially instructing your bank to transfer a specific amount of money from your account to the recipient’s account. Once the recipient deposits or cashes the check, the bank processes it. After the transaction is completed, the bank marks the check as canceled. This is important for both the payer and the payee because it serves as proof that the payment was made. For individuals, keeping track of canceled checks can help with budgeting and financial planning. They can be used as a record of expenses, allowing individuals to review their spending habits over time. Many people choose to keep copies of their canceled checks for this reason. In addition, having access to these records can be beneficial when it comes to tax preparation, as they provide evidence of payments made throughout the year. On the other hand, businesses also rely heavily on canceled checks for their accounting practices. When a company issues a check for payment, they need to ensure that the transaction is accurately recorded. By maintaining a record of canceled checks, businesses can reconcile their accounts and ensure that all expenses are accounted for. This practice not only helps in maintaining accurate financial records but also aids in identifying any discrepancies or fraudulent activities. However, it is essential to safeguard canceled checks and other financial documents. Since they contain sensitive information, such as bank account numbers and signatures, they can be a target for identity theft if they fall into the wrong hands. Therefore, it is advisable to store them securely, either in a locked file cabinet for physical copies or in a secure digital format. In conclusion, understanding the concept of a canceled check is vital for anyone involved in managing finances, whether personally or professionally. Knowing how to properly track and utilize canceled checks can lead to better financial management and help prevent misunderstandings or errors in accounting. As we navigate through our financial journeys, let us remember the importance of keeping accurate records and safeguarding our financial information for a more secure future.
在金融和银行的世界中,术语对于那些不熟悉它们的人来说往往会令人困惑。一个这样的术语是已取消支票,它在个人和商业财务中发挥着至关重要的作用。理解什么是已取消支票可以帮助个人更有效地管理他们的财务,并避免潜在的陷阱。 已取消支票是指已经被银行支付并在银行记录中标记为“已取消”的支票。这意味着账户持有人的账户中的资金已被扣除,支票不再可以用于支付。支票的取消是银行处理过程的重要组成部分,因为它提供了付款的明确记录。 当你开出支票时,你实际上是在指示你的银行将特定金额从你的账户转移到收款人的账户。一旦收款人存入或兑现支票,银行就会处理该交易。在交易完成后,银行将支票标记为已取消。这对于付款人和收款人都很重要,因为它作为付款已完成的证明。 对于个人来说,跟踪已取消支票可以帮助预算和财务规划。它们可以用作开支的记录,使个人能够随时间回顾他们的消费习惯。许多人选择保留他们的已取消支票的副本,正是出于这个原因。此外,在税务准备方面,获取这些记录也可能是有益的,因为它们提供了全年支付的证据。 另一方面,企业也在其会计实践中严重依赖已取消支票。当公司开出支票进行支付时,他们需要确保该交易被准确记录。通过维护已取消支票的记录,企业可以对账并确保所有费用都被计算在内。这种做法不仅有助于保持准确的财务记录,还有助于识别任何差异或欺诈活动。 然而,保护已取消支票和其他财务文件是至关重要的。由于它们包含敏感信息,如银行账户号码和签名,因此如果落入错误的手中,它们可能成为身份盗窃的目标。因此,建议安全地存储它们,无论是将物理副本放在锁定的文件柜中,还是以安全的数字格式存储。 总之,了解已取消支票的概念对于任何参与财务管理的人来说都是至关重要的,无论是个人还是专业人士。知道如何正确跟踪和利用已取消支票可以导致更好的财务管理,并帮助防止会计中的误解或错误。当我们在财务旅程中前行时,让我们记住保持准确记录和保护我们的财务信息的重要性,以实现更安全的未来。
相关单词