borrowed capital

简明释义

借入资本

英英释义

例句

1.The company decided to expand its operations using borrowed capital, which refers to funds obtained through loans.

公司决定利用借入资本来扩大其运营，这指的是通过贷款获得的资金。

2.Many startups rely on borrowed capital to fund their initial growth phases before becoming profitable.

许多初创公司依靠借入资本来资助其初始增长阶段，直到实现盈利。

3.Investing in new technology often requires borrowed capital, allowing businesses to innovate without depleting their cash reserves.

投资新技术通常需要借入资本，使企业能够在不耗尽现金储备的情况下进行创新。

4.Using borrowed capital can increase a company's financial risk, especially if the investment does not yield expected returns.

使用借入资本可能会增加公司的财务风险，特别是如果投资未能产生预期回报时。

5.The interest rates on borrowed capital can significantly affect a company's profitability and cash flow.

对借入资本的利率可以显著影响公司的盈利能力和现金流。

作文

In the world of finance and business, the term borrowed capital refers to funds that a company acquires through loans or other forms of debt financing. This type of capital is crucial for businesses that aim to expand, invest in new projects, or manage cash flow. Understanding how borrowed capital works can provide valuable insights into the financial health and operational strategies of a company.When a business opts to utilize borrowed capital, it essentially takes on a liability. This means that the company is obligated to repay the borrowed amount along with any interest that accrues over time. One of the primary advantages of using borrowed capital is that it allows a business to leverage its operations. By borrowing money, a company can invest more than it could with just its own equity. This can lead to higher returns on investment if the borrowed funds are used wisely.However, it is important for businesses to manage borrowed capital carefully. Excessive borrowing can lead to financial strain, especially if the company faces downturns or fails to generate sufficient revenue to cover its debt obligations. Therefore, maintaining a balanced approach to debt is essential. A common metric used to assess a company's debt levels is the debt-to-equity ratio, which compares total liabilities to shareholders' equity. A high ratio can indicate that a company is heavily reliant on borrowed capital, which may raise red flags for investors and creditors alike.Moreover, the cost of borrowed capital can vary significantly based on market conditions and the creditworthiness of the borrowing entity. Companies with strong credit ratings typically enjoy lower interest rates, making it cheaper for them to borrow. Conversely, businesses with poor credit histories may face higher costs, which can diminish the benefits of leveraging borrowed capital for growth.In addition to traditional bank loans, there are various forms of borrowed capital available to companies, including bonds, lines of credit, and convertible notes. Each of these options has its own set of advantages and disadvantages, and the choice depends on the specific needs and circumstances of the business. For instance, issuing bonds can be a way to raise large sums of money without giving up equity, while a line of credit offers flexibility in accessing funds as needed.Furthermore, the strategic use of borrowed capital can also enhance a company's competitive position. By investing in new technologies, expanding production capabilities, or entering new markets, businesses can potentially increase their market share and profitability. However, these decisions must be backed by thorough analysis and planning to ensure that the potential rewards outweigh the risks associated with taking on debt.In conclusion, borrowed capital plays a significant role in the financial landscape of modern businesses. While it provides opportunities for growth and expansion, it also comes with responsibilities and risks that must be managed effectively. Companies need to strike a balance between using debt to fuel growth and ensuring that they do not overextend themselves financially. By doing so, they can harness the power of borrowed capital to achieve their long-term objectives and sustain their competitive edge in the marketplace.

在金融和商业的世界中，术语借入资本指的是公司通过贷款或其他形式的债务融资获得的资金。这种类型的资本对于希望扩展、投资新项目或管理现金流的企业至关重要。理解借入资本的运作方式可以为我们提供关于公司财务健康和运营战略的宝贵见解。当一家企业选择使用借入资本时，它实际上承担了一项负债。这意味着公司有义务偿还借入的金额以及随时间累积的任何利息。使用借入资本的主要优势之一是它允许企业杠杆化其运营。通过借款，公司可以投资比仅凭自身股本更多的资金。如果借入的资金被明智地使用，这可能会导致更高的投资回报。然而，企业必须谨慎管理借入资本。过度借贷可能导致财务压力，尤其是在公司面临经济下滑或未能产生足够收入以覆盖债务义务时。因此，保持对债务的平衡方法至关重要。一个常用的评估公司债务水平的指标是债务与股本比率，它比较了总负债与股东权益。高比率可能表明公司在很大程度上依赖于借入资本，这可能会引起投资者和债权人的关注。此外，借入资本的成本可能会根据市场条件和借款实体的信用状况而显著变化。信用评级较高的公司通常享有较低的利率，使得借款成本更低。相反，信用历史较差的企业可能面临更高的成本，这可能削弱利用借入资本进行增长的好处。除了传统的银行贷款外，还有多种形式的借入资本可供公司选择，包括债券、信用额度和可转换票据。每种选项都有其自身的优缺点，选择取决于企业的具体需求和情况。例如，发行债券可以是一种筹集大量资金而不放弃股权的方法，而信用额度则在需要时提供灵活的资金获取方式。此外，战略性地使用借入资本还可以增强公司的竞争地位。通过投资新技术、扩大生产能力或进入新市场，企业可以潜在地增加市场份额和盈利能力。然而，这些决策必须经过全面的分析和规划，以确保潜在的回报超过承担债务所带来的风险。总之，借入资本在现代企业的财务格局中发挥着重要作用。虽然它为增长和扩展提供了机会，但也伴随着必须有效管理的责任和风险。公司需要在利用债务推动增长与确保不在财务上过度扩张之间取得平衡。通过这样做，他们可以利用借入资本的力量实现长期目标，并在市场中保持竞争优势。