book debt

简明释义

账面负债

英英释义

例句

1.To understand the financial health of the business, we need to analyze the book debt on the balance sheet.

为了了解企业的财务状况，我们需要分析资产负债表上的账面债务。

2.Managing book debt effectively can lead to better cash flow and profitability.

有效管理账面债务可以带来更好的现金流和盈利能力。

3.The increase in book debt indicates that the company has taken on more loans this fiscal year.

账面债务的增加表明公司在本财政年度承担了更多的贷款。

4.Investors often look at a company's book debt to gauge its risk level.

投资者通常查看公司的账面债务以评估其风险水平。

5.The accountant reviewed the company's book debt to ensure all liabilities were accurately recorded.

会计审查了公司的账面债务以确保所有负债都被准确记录。

作文

In the world of finance and accounting, terms can often seem overwhelming, especially for those who are not familiar with the jargon. One such term that frequently arises is book debt, which refers to the amount owed by a debtor as recorded in the books of accounts. Understanding this concept is crucial for both individuals and businesses as it plays a significant role in managing finances effectively.To break it down, book debt is essentially any outstanding amount that a company or individual has yet to pay. This could be due to various reasons such as loans, credit purchases, or services rendered but not yet paid for. For instance, if a business sells goods on credit, the amount that the customer owes until they settle their account becomes part of the book debt. This is an essential aspect of accounts receivable, which is a key component of a company's balance sheet.The importance of keeping track of book debt cannot be overstated. For businesses, it is vital to monitor these debts to maintain healthy cash flow. If a company has a high level of book debt, it may indicate that it is extending too much credit to customers or that customers are not paying their invoices on time. This situation can lead to liquidity issues, making it difficult for the business to meet its own financial obligations.On the other hand, for individuals, understanding book debt is equally important. Many people find themselves in debt due to credit cards, personal loans, or mortgages. Keeping track of these debts helps individuals manage their finances better and avoid falling into a cycle of debt. By knowing how much they owe, individuals can create a budget that allows them to pay off their book debt more efficiently.Moreover, book debt can also impact credit scores. Lenders often look at the amount of debt a person or business has when determining creditworthiness. A high level of book debt relative to income or assets can signal potential risk to lenders, possibly leading to higher interest rates or difficulty in obtaining new loans. Thus, managing book debt is not just about maintaining good relationships with creditors; it is also about safeguarding one's financial future.In conclusion, book debt is a fundamental concept in finance that refers to the total amount owed by debtors as recorded in accounting books. It plays a crucial role in financial management for both businesses and individuals. By understanding and monitoring book debt, one can make informed decisions that promote fiscal responsibility and ensure long-term financial stability. Whether you are running a business or managing personal finances, keeping an eye on your book debt is essential for success.

在金融和会计的世界中，术语往往让人感到不知所措，尤其是对于那些不熟悉行话的人来说。一个经常出现的术语是账面债务，它指的是债务人在账簿上记录的欠款金额。理解这个概念对个人和企业都至关重要，因为它在有效管理财务方面发挥着重要作用。简单来说，账面债务本质上是公司或个人尚未支付的任何未偿还金额。这可能是由于各种原因造成的，例如贷款、信用购买或已提供但尚未支付的服务。例如，如果一家公司以信用方式销售商品，那么客户在结清账户之前所欠的金额就成为了账面债务。这是应收账款的重要组成部分，也是公司资产负债表的关键部分。跟踪账面债务的重要性不容小觑。对于企业来说，监控这些债务对于保持健康的现金流至关重要。如果一家公司拥有高水平的账面债务，这可能表明它向客户提供了过多的信用，或者客户没有按时支付发票。这种情况可能导致流动性问题，使企业难以满足自身的财务义务。另一方面，对于个人来说，理解账面债务同样重要。许多人因信用卡、个人贷款或抵押贷款而陷入债务。跟踪这些债务有助于个人更好地管理财务，避免陷入债务循环。通过了解自己欠多少钱，个人可以制定预算，从而更有效地偿还账面债务。此外，账面债务也会影响信用评分。贷方通常会根据个人或企业的债务金额来评估信用worthiness。相对于收入或资产而言，高水平的账面债务可能向贷方发出潜在风险信号，可能导致更高的利率或获得新贷款的困难。因此，管理账面债务不仅仅是维护与债权人的良好关系；也是为保护个人的财务未来而努力。总之，账面债务是金融中的一个基本概念，指的是债务人在会计账簿上记录的总欠款金额。它在企业和个人的财务管理中发挥着重要作用。通过理解和监控账面债务，人们可以做出明智的决策，促进财政责任，并确保长期的财务稳定。无论你是经营企业还是管理个人财务，关注你的账面债务对于成功都是至关重要的。