bond creditor

简明释义

债券债权人

英英释义

例句

1.As a 债券债权人, you have the right to receive interest payments on time.

作为一个债券债权人，您有权按时收到利息支付。

2.The company issued new bonds to attract more 债券债权人 for its expansion plans.

该公司发行了新债券以吸引更多的债券债权人用于其扩展计划。

3.During the restructuring process, the 债券债权人 were offered new terms to settle their claims.

在重组过程中，债券债权人被提供了新条款以解决其索赔。

4.The financial report showed that the 债券债权人 would be paid in full by the end of the year.

财务报告显示，到年底债券债权人将全额支付。

5.The 债券债权人 filed a lawsuit against the company for defaulting on its obligations.

该债券债权人因公司未履行义务而提起诉讼。

作文

In the world of finance, various terms and concepts play crucial roles in understanding how money flows and how obligations are met. One such term is bond creditor, which refers to an individual or institution that holds a bond and is entitled to receive interest payments and the principal amount upon maturity. This term is essential for both investors and issuers as it defines the relationship between them and outlines the responsibilities that come with this financial instrument.Bonds are essentially loans made by investors to borrowers, typically corporations or governments. When a borrower issues a bond, they promise to pay back the borrowed amount, known as the principal, along with periodic interest payments. The bond creditor is the party that provides this loan by purchasing the bond, thereby lending their capital to the issuer. Understanding the role of a bond creditor is vital for anyone looking to invest in bonds or engage in the bond market.For instance, when a government needs funding for infrastructure projects, it may issue bonds to raise the necessary capital. Investors who purchase these bonds become bond creditors and expect to receive regular interest payments until the bond matures. At maturity, the government must repay the principal amount to the bond creditor. This process creates a formal agreement that protects the interests of both parties involved.The significance of being a bond creditor extends beyond just receiving payments. It also involves understanding the risks associated with bond investments. For example, if the issuer faces financial difficulties, there is a risk that they may default on their obligations. In such cases, the bond creditor might not receive the expected interest payments or the return of their principal investment. Therefore, assessing the creditworthiness of the issuer is a critical aspect of bond investing.Moreover, the rights of bond creditors can vary depending on the type of bond issued. Secured bonds, for instance, are backed by collateral, providing an additional layer of security for the bond creditor. If the issuer defaults, the bond creditor has a claim on the collateral, which can help mitigate losses. On the other hand, unsecured bonds do not have this protection, making them riskier for investors.Another factor influencing the position of bond creditors is the prevailing interest rates in the market. When interest rates rise, the value of existing bonds typically falls, which can affect the returns for bond creditors. Conversely, when interest rates decline, the value of existing bonds increases, benefiting those who hold them. This dynamic necessitates that bond creditors stay informed about economic conditions and market trends to make educated investment decisions.In conclusion, the term bond creditor encapsulates a vital component of the financial ecosystem. It represents the relationship between those who lend money through bonds and those who borrow it. Understanding the implications of being a bond creditor allows investors to navigate the complexities of the bond market effectively. As with any investment, knowledge and due diligence are key to maximizing returns and minimizing risks. Therefore, aspiring investors should take the time to learn about bonds and the role of bond creditors in the broader financial landscape.

在金融世界中，各种术语和概念在理解资金流动和履行义务方面发挥着至关重要的作用。其中一个术语是债券债权人，指的是持有债券并有权在到期时收到利息支付和本金金额的个人或机构。这个术语对投资者和发行者都至关重要，因为它定义了双方之间的关系，并概述了与这一金融工具相关的责任。债券本质上是投资者向借款人（通常是公司或政府）提供的贷款。当借款人发行债券时，他们承诺偿还借入的金额，即本金，以及定期的利息支付。购买债券的方就是债券债权人，通过购买债券来借出资本。因此，理解债券债权人的角色对于任何希望投资于债券或参与债券市场的人来说都是至关重要的。例如，当政府需要为基础设施项目筹集资金时，可能会发行债券以筹集必要的资本。购买这些债券的投资者成为债券债权人，并期望在债券到期之前定期收到利息支付。在到期时，政府必须向债券债权人偿还本金。这一过程创建了一个正式的协议，保护了双方的利益。作为债券债权人的重要性不仅仅体现在接受付款上。它还涉及理解与债券投资相关的风险。例如，如果发行者面临财务困难，则存在违约的风险。在这种情况下，债券债权人可能无法收到预期的利息支付或本金投资的回报。因此，评估发行者的信用worthiness是债券投资的关键方面。此外，债券债权人的权利可能因所发行债券的类型而异。例如，担保债券是由抵押品支持的，为债券债权人提供了额外的安全保障。如果发行者违约，债券债权人将对抵押品拥有索赔权，这可以帮助减少损失。另一方面，无担保债券没有这种保护，使其对投资者而言风险更大。影响债券债权人地位的另一个因素是市场上的利率水平。当利率上升时，现有债券的价值通常会下降，这可能会影响债券债权人的回报。相反，当利率下降时，现有债券的价值会上升，惠及持有这些债券的人。这种动态要求债券债权人保持对经济状况和市场趋势的了解，以便做出明智的投资决策。总之，术语债券债权人概括了金融生态系统中的一个重要组成部分。它代表了通过债券借出资金的人与借入资金的人之间的关系。理解成为债券债权人的含义使投资者能够有效地驾驭债券市场的复杂性。与任何投资一样，知识和尽职调查是最大化回报和最小化风险的关键。因此，渴望的投资者应花时间学习债券及其在更广泛金融环境中作为债券债权人的角色。