bad debt loss

简明释义

坏帐损失

英英释义

例句

1.To manage bad debt loss, businesses often conduct credit checks before extending credit to customers.

为了管理坏账损失，企业通常在向客户提供信用之前进行信用检查。

2.After reviewing the accounts receivable, the manager decided to write off the bad debt loss as uncollectible.

在审查应收账款后，经理决定将坏账损失视为无法收回的坏账注销。

3.The company reported a significant bad debt loss for the quarter due to several unpaid invoices.

由于几张未支付的发票，公司报告了本季度显著的坏账损失。

4.The new policy aims to reduce bad debt loss by tightening payment terms for clients.

新政策旨在通过收紧客户的付款条款来减少坏账损失。

5.In the financial report, the accountant highlighted the bad debt loss that impacted the overall profitability.

在财务报告中，会计强调了影响整体盈利能力的坏账损失。

作文

In the world of finance and accounting, businesses often encounter various challenges that can impact their profitability. One significant issue that arises is the concept of bad debt loss. This term refers to the amount of money that a company is unable to collect from its customers, typically because those customers are unable to pay their debts. Understanding bad debt loss is crucial for businesses, as it can affect their financial health and overall performance.When a business sells products or services on credit, it expects to receive payment in the future. However, not all customers fulfill their payment obligations. Factors such as bankruptcy, economic downturns, or poor credit decisions can lead to situations where debts become uncollectible. When this occurs, the business must recognize the bad debt loss in its financial statements. This recognition is essential because it provides a more accurate picture of the company's financial situation.The impact of bad debt loss on a business can be substantial. First, it directly affects the company's revenue. When debts go unpaid, the expected income from sales diminishes, which can hinder cash flow and limit the ability to invest in growth opportunities. Additionally, a high level of bad debt loss may indicate underlying issues within the company, such as ineffective credit policies or a lack of proper customer assessment before extending credit.To mitigate the risks associated with bad debt loss, businesses can implement several strategies. One effective approach is to conduct thorough credit checks on potential customers before granting credit. By assessing a customer's creditworthiness, companies can reduce the likelihood of extending credit to those who may default on payments. Furthermore, establishing clear payment terms and conditions can help set expectations for customers and encourage timely payments.Another strategy is to maintain regular communication with customers regarding their outstanding debts. Businesses can send reminders and follow-up messages to prompt customers to make payments. This proactive approach can significantly reduce the chances of debts becoming bad debt loss.In addition to these preventive measures, businesses should also have a plan in place for dealing with bad debt loss when it does occur. This may involve writing off uncollectible accounts, which allows the company to remove these debts from its balance sheet and reflect a more accurate financial position. While writing off debts can be a difficult decision, it is sometimes necessary to move forward and focus on more productive areas of the business.Ultimately, understanding and managing bad debt loss is vital for any business that extends credit. By recognizing the potential risks and implementing effective strategies, companies can minimize their exposure to bad debts and protect their financial health. Regularly reviewing accounts receivable and adjusting credit policies as needed can also contribute to a healthier bottom line. In conclusion, while bad debt loss is an inevitable part of doing business, proactive management can help mitigate its impact and ensure long-term success for the company.

在金融和会计的世界中，企业常常面临各种挑战，这些挑战可能影响其盈利能力。其中一个重要问题是“坏账损失”的概念。这个术语指的是公司无法从客户那里收回的款项，通常是因为这些客户无法偿还他们的债务。理解“坏账损失”对于企业至关重要，因为它可以影响公司的财务健康和整体表现。当一家公司以信用销售产品或服务时，它期望在未来收到付款。然而，并非所有客户都会履行他们的付款义务。破产、经济衰退或不良信用决策等因素可能导致债务变得不可收回。当这种情况发生时，公司必须在其财务报表中确认“坏账损失”。这种确认至关重要，因为它提供了公司财务状况的更准确的图景。“坏账损失”对企业的影响可能是巨大的。首先，它直接影响公司的收入。当债务未能得到偿还时，销售预期收入减少，这可能阻碍现金流并限制投资于增长机会的能力。此外，高水平的“坏账损失”可能表明公司内部存在潜在问题，例如无效的信用政策或在延长信用之前缺乏适当的客户评估。为了降低与“坏账损失”相关的风险，企业可以实施几种策略。一种有效的方法是对潜在客户进行彻底的信用检查，在授予信用之前。通过评估客户的信用worthiness，公司可以减少将信用扩展给可能违约的客户的可能性。此外，建立明确的付款条款和条件可以帮助为客户设定期望，并鼓励及时付款。另一种策略是与客户保持定期沟通，提醒他们尚未支付的债务。企业可以发送提醒和跟进消息，以促使客户进行付款。这种主动的方法可以显著减少债务成为“坏账损失”的可能性。除了这些预防措施外，企业还应制定应对“坏账损失”的计划，以便在发生时处理。这可能涉及注销无法收回的账户，这使公司能够将这些债务从资产负债表上删除，并反映出更准确的财务状况。虽然注销债务可能是一个艰难的决定，但有时是向前迈进并专注于业务更具生产力领域所必需的。最终，理解和管理“坏账损失”对任何扩展信用的企业都是至关重要的。通过认识潜在风险并实施有效的策略，公司可以最小化其对坏账的暴露，并保护其财务健康。定期审查应收账款并根据需要调整信用政策也可以促进更健康的底线。总之，尽管“坏账损失”是做生意不可避免的一部分，但积极的管理可以帮助减轻其影响，并确保公司的长期成功。