average rate of return

简明释义

平均报酬率

英英释义

例句

1.Before investing, it's essential to understand the average rate of return of the asset class.

在投资之前，了解资产类别的平均回报率是至关重要的。

2.The average rate of return on the stock market has historically been around 7% per year.

股市的平均回报率历史上大约为每年7%。

3.Real estate investments can offer a competitive average rate of return compared to traditional stocks.

与传统股票相比，房地产投资可以提供具有竞争力的平均回报率。

4.A retirement plan should ideally provide an average rate of return that outpaces inflation.

退休计划理想情况下应该提供一个超过通货膨胀的平均回报率。

5.Investors often look for funds that have a higher average rate of return to maximize their profits.

投资者通常寻找具有更高平均回报率的基金，以最大化他们的利润。

作文

Investing in financial markets can be a daunting task for many individuals, especially those who are new to the world of finance. One of the key concepts that every investor should understand is the average rate of return, which is a critical metric used to evaluate the performance of an investment over a specific period. The average rate of return (中文释义：平均回报率) provides insight into how much profit or loss an investment has generated compared to its initial cost. This measure allows investors to make informed decisions about where to allocate their resources and helps them assess the potential risks associated with various investment options.To calculate the average rate of return, one must first determine the total returns generated by the investment and then divide that figure by the number of periods the investment was held. For example, if an investor purchased shares of a company for $1,000 and sold them five years later for $1,500, the total return would be $500. To find the average rate of return, the investor would divide the total return by the initial investment and then divide by the number of years: ($500 / $1,000) / 5 = 0.1 or 10%. This means that the investment yielded an average rate of return (中文释义：平均回报率) of 10% per year over the five-year period.Understanding the average rate of return is essential for investors because it allows them to compare different investment opportunities. For instance, if another investment option offers an average rate of return (中文释义：平均回报率) of 8%, the investor can quickly see that the first investment is more profitable over the same time frame. However, it's important to note that the average rate of return does not account for volatility or the risks associated with the investment. Therefore, while it is a useful tool for evaluating performance, it should not be the sole factor in making investment decisions.Moreover, the average rate of return can vary significantly based on market conditions, economic factors, and the specific nature of the investment. For example, stocks may have a higher average rate of return (中文释义：平均回报率) compared to bonds, but they also come with increased risk. As such, investors must balance their desire for higher returns with their risk tolerance when considering various investment options.In conclusion, the average rate of return (中文释义：平均回报率) is a fundamental concept in investing that helps individuals assess the profitability of their investments. By understanding how to calculate and interpret this metric, investors can make more informed choices about where to invest their money. Ultimately, achieving a favorable average rate of return requires not only knowledge of financial principles but also a keen awareness of market dynamics and personal risk preferences. Therefore, continuous education and research are vital for anyone looking to succeed in the world of investing.

投资金融市场对于许多人来说可能是一项艰巨的任务，尤其是对那些新进入金融世界的人。每个投资者都应该理解的一个关键概念是平均回报率，这是用来评估投资在特定时期内表现的重要指标。平均回报率（中文释义：平均回报率）提供了投资相对于初始成本所产生的利润或损失的洞察。这一指标使投资者能够做出明智的决策，决定将资源分配到哪里，并帮助他们评估与各种投资选项相关的潜在风险。要计算平均回报率，首先必须确定投资所产生的总回报，然后将该数字除以投资持有的周期数。例如，如果一位投资者以1000美元购买了一家公司的股票，并在五年后以1500美元的价格售出，则总回报为500美元。为了找到平均回报率，投资者将总回报除以初始投资额，然后再除以年数：（500美元/1000美元）/ 5 = 0.1或10%。这意味着该投资在五年期间产生了10%的平均回报率（中文释义：平均回报率）。理解平均回报率对投资者至关重要，因为它使他们能够比较不同的投资机会。例如，如果另一个投资选项的平均回报率（中文释义：平均回报率）为8%，投资者可以迅速看到第一个投资在相同时间框架内更具盈利性。然而，重要的是要注意，平均回报率并不考虑波动性或与投资相关的风险。因此，尽管它是评估表现的有用工具，但不应成为做出投资决策的唯一因素。此外，平均回报率可能会根据市场条件、经济因素和投资的具体性质而显著变化。例如，股票的平均回报率（中文释义：平均回报率）可能高于债券，但它们也伴随着更高的风险。因此，投资者在考虑各种投资选择时，必须在追求更高回报与自身风险承受能力之间取得平衡。总之，平均回报率（中文释义：平均回报率）是投资中的基本概念，帮助个人评估其投资的盈利能力。通过理解如何计算和解释这一指标，投资者可以更明智地选择投资方向。最终，实现良好的平均回报率不仅需要对金融原则的了解，还需要对市场动态和个人风险偏好的敏锐意识。因此，持续的教育和研究对于任何希望在投资领域取得成功的人来说都是至关重要的。